Financial insights of MCBS

MyFinsight

For the quarter ending 2026-03-31, MCBS made $848K in revenue. $22,314K in net income. Net profit margin of 2631.37%.

Income Overview

Revenue
$848K
Net Income
$22,314K
Net Profit Margin
2631.37%
EPS
$0.77
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Revenue from contract with customer-Deposit Account	848	744*	551	505
Revenue from contract with customer-Other Service Charges Commissions And Fees	1,581	1,776*	2,376	1,620
Gain on sale of residential mortgage loans	-	2,808	166	579
Mortgage servicing income, net	306	504	516	781
Gain on sale of sba loans	1,045	463	558	643
Sba servicing income, net	1,905	800	1,203	642
Other income	672	722	808	963
Total noninterest income	6,357	7,817	6,178	5,733
Loans, including fees	67,139	57,335	50,975	50,936
Other investment income	3,730	2,790	2,884	2,970
Federal funds sold	121	132	144	143
Total interest income	70,990	60,257	54,003	54,049
Deposits	22,077	19,623	17,799	17,496
Fhlb advances and other borrowings	4,426	4,709	4,412	4,375
Total interest expense	26,503	24,332	22,211	21,871
Net interest income	44,487	35,925	31,792	32,178
Provision for loan gaines	-869	12	-581	216
Provision for unfunded commitments	56	-51	38	-87
Provision for credit losses	-813	-39	-543	129
Net interest income after provision for credit losses	45,300	35,964	32,335	32,049
Salaries and employee benefits	11,501	10,674	8,953	8,554
Occupancy and equipment	2,434	1,581	1,410	1,380
Data processing	682	466	394	329
Advertising	223	180	161	149
Merger-related expenses	1,676	4,729	-	-
Other expenses	4,922	3,041	3,756	3,701
Total noninterest expense	21,438	20,671	14,674	14,113
Income before provision for income taxes	30,219	23,110	23,839	23,669
Provision for income taxes	7,905	4,971	6,569	6,843
Net income available to common shareholders	22,314	18,139	17,270	16,826

Basic EPS	0.78	0.683	0.68	0.66
Diluted EPS	0.77	0.677	0.67	0.65
Basic Average Shares	28,779,534	26,549,380	25,537,746	25,445,024
Diluted Average Shares	29,051,061	26,787,711	25,811,422	25,715,206

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Revenue
$848K
Net Income
$22,314K
Net Profit Margin
2631.37%
EPS
$0.77
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Revenue
$848K
Net Income
$22,314K
Net Profit Margin
2631.37%
EPS
$0.77
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue$848KNet Income$22,314KNet Profit Margin2631.37%EPS$0.77Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$848KNet Income$22,314KNet Profit Margin2631.37%EPS$0.77Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$848K
Net Income
$22,314K
Net Profit Margin
2631.37%
EPS
$0.77
Unit: Thousand (K) dollars

Revenue
$848K
Net Income
$22,314K
Net Profit Margin
2631.37%
EPS
$0.77
Unit: Thousand (K) dollars