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For the year ending 2025-12-31, MCHB has $22,351,475K in assets. $19,489,100K in debts. $1,029,983K in cash and cash equivalents.

Balance Sheets Overview

Debt to Asset Ratio
87.19%
Unit: Thousand (K) dollars
Assets Breakdown
    • Net loan receivables
    • Securities available-for-sale, a...
    • Securities held-to-maturity, at ...
    • Others
Liabilities Breakdown
    • Interest-bearing transaction acc...
    • Noninterest-bearing demand depos...
    • Savings and time deposits
    • Others

Balance Sheets
2025-12-31
Cash and cash equivalents
1,029,983
Trading securities
49,518
Securities available-for-sale, at fair value
3,993,385
Gross unrealized gains-USStates And Political Subdivisions
545
Gross unrealized losses-USStates And Political Subdivisions
6
Fair value-USStates And Political Subdivisions
13,441
Gross unrealized gains-Residential Mortgage Backed Securities
0
Gross unrealized losses-Residential Mortgage Backed Securities
134,994
Fair value-Residential Mortgage Backed Securities
877,722
Gross unrealized gains-Commercial Mortgage Backed Securities
0
Gross unrealized losses-Commercial Mortgage Backed Securities
31,359
Fair value-Commercial Mortgage Backed Securities
279,655
Securities held-to-maturity, at amortized cost (fair value of 1,170,818 and 1,196,000 at december31, 2025 and 2024, respectively)
1,336,632
Loans held for sale (includes 5,967 and zero carried at fair value at december31, 2025 and 2024, respectively)
5,967
Loan receivables
14,176,936
Allowance for credit losses on loans
153,319
Net loan receivables
14,023,617
Mortgage servicing rights (includes 58,095 and zero carried at fair value at december31, 2025 and 2024, respectively)
85,832
Other real estate owned
4,990
Federal home loan bank stock, at cost
17,292
Premises and equipment, net
143,895
Bank owned life insurance
170,339
Goodwill
843,305
Other intangible assets, net
212,491
Operating leases
82,076
Interest receivable and other assets
352,153
Total assets
22,351,475
Noninterest-bearing demand deposits
6,744,082
Interest-bearing transaction accounts
8,128,832
Savings and time deposits
4,152,083
Total deposits
19,024,997
Long-term debt
192,014
Operating lease liability
86,794
Interest payable and other liabilities
185,295
Total liabilities
19,489,100
Common stock, class a, no par value, authorized 1,897,500,000 shares, issued and outstanding, 220,190,561 shares and 200,884,880 shares at december31, 2025 and 2024, respectively class b, no par value, authorized 2,500,000 shares, issued and outstanding, 1,114,448 shares at december31, 2025 and 2024
2,402,193
Retained earnings
456,695
Accumulated other comprehensive income (loss), net of tax
3,487
Total shareholders equity
2,862,375
Total liabilities and shareholders equity
22,351,475
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loan receivables$14,176,936K Fairvalue-Residential Mortgage Backed...$877,722K Fairvalue-Commercial Mortgage Backed...$279,655K Gross unrealizedlosses-Residential Mortgage Backed...$134,994K Gross unrealizedlosses-Commercial Mortgage Backed...$31,359K Fair value-USStatesAnd Political...$13,441K Gross unrealizedlosses-USStates And Political...$6K Net loanreceivables$14,023,617K Securitiesavailable-for-sale, at fair value$3,993,385K Securitiesheld-to-maturity, at amortized...$1,336,632K Cash and cashequivalents$1,029,983K Goodwill$843,305K Interest receivable andother assets$352,153K Other intangibleassets, net$212,491K Bank owned lifeinsurance$170,339K Premises and equipment,net$143,895K Mortgage servicingrights (includes...$85,832K Operating leases$82,076K Trading securities$49,518K Federal home loan bankstock, at cost$17,292K Loans held for sale(includes 5,967 and zero...$5,967K Other real estateowned$4,990K Allowance for creditlosses on loans$153,319K Gross unrealizedgains-USStates And Political...$545K Total assets$22,351,475K Total liabilities andshareholders equity$22,351,475K Total liabilities$19,489,100K Total shareholdersequity$2,862,375K Total deposits$19,024,997K Long-term debt$192,014K Interest payable andother liabilities$185,295K Operating lease liability$86,794K Common stock, class a,no par value,...$2,402,193K Retained earnings$456,695K Accumulated othercomprehensive income (loss),...$3,487K Interest-bearing transactionaccounts$8,128,832K Noninterest-bearing demand deposits$6,744,082K Savings and timedeposits$4,152,083K

Mechanics Bancorp (MCHB)

Mechanics Bancorp (MCHB)