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Balance Sheets Overview

Debt to Asset Ratio
87.33%
Unit: Thousand (K) dollars
Assets Breakdown
    • Net loan receivables
    • Securities available-for-sale, a...
    • Securities held-to-maturity, at ...
    • Others
Liabilities Breakdown
    • Interest-bearing transaction acc...
    • Noninterest-bearing demand depos...
    • Savings and time deposits
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and cash equivalents
553,915
483,513
1,029,983
1,442,647
Trading securities
46,595
49,463
49,518
50,357
Securities available-for-sale, at fair value
4,119,215
3,933,705
3,993,385
3,490,478
Gross unrealized gains-USStates And Political Subdivisions
506
401
545
503
Gross unrealized losses-USStates And Political Subdivisions
12
9
6
9
Fair value-USStates And Political Subdivisions
13,524
13,359
13,441
15,576
Gross unrealized gains-Residential Mortgage Backed Securities
0
0
0
0
Gross unrealized losses-Residential Mortgage Backed Securities
134,393
132,144
134,994
144,497
Fair value-Residential Mortgage Backed Securities
828,324
857,370
877,722
893,069
Gross unrealized gains-Commercial Mortgage Backed Securities
0
0
0
0
Gross unrealized losses-Commercial Mortgage Backed Securities
32,826
31,799
31,359
33,373
Fair value-Commercial Mortgage Backed Securities
278,240
279,240
279,655
277,615
Securities held-to-maturity, at amortized cost (fair value of 1,120,088 and 1,170,818 at june30, 2026 and december31, 2025, respectively)
1,286,813
1,313,520
1,336,632
1,363,636
Loans held for sale (includes 5,345 and 5,967 carried at fair value at june30, 2026 and december31, 2025, respectively)
5,345
4,692
5,967
54,985
Loan receivables
13,576,196
13,852,209
14,176,936
14,568,795
Allowance for credit losses on loans
152,601
156,796
153,319
168,959
Net loan receivables
13,423,595
13,695,413
14,023,617
14,399,836
Mortgage servicing rights (includes 58,836 and 58,095 carried at fair value at june30, 2026 and december31, 2025, respectively)
59,142
84,000
85,832
88,595
Other real estate owned
4,262
4,658
4,990
1,675
Federal home loan bank stock, at cost
17,287
17,289
17,292
17,294
Premises and equipment, net
141,615
143,157
143,895
143,917
Bank owned life insurance
172,980
171,674
170,339
169,163
Goodwill
843,305
843,305
843,305
843,305
Other intangible assets, net
97,906
205,269
212,491
143,264
Right-of-use asset
74,623
78,046
82,076
85,657
Interest receivable and other assets
384,241
361,251
352,153
414,011
Total assets
21,230,839
21,388,955
22,351,475
22,708,820
Noninterest-bearing demand deposits
6,420,746
6,511,998
6,744,082
6,748,479
Interest-bearing transaction accounts
8,394,708
8,222,964
8,128,832
7,918,670
Savings and time deposits
3,273,983
3,507,807
4,152,083
4,785,670
Total deposits
18,089,437
18,242,769
19,024,997
19,452,819
Borrowings
80,000
-
-
-
Long-term debt
130,420
128,815
192,014
190,123
Operating lease liability
78,174
82,403
86,794
90,796
Interest payable and other liabilities
162,877
143,576
185,295
200,948
Total liabilities
18,540,908
18,597,563
19,489,100
19,934,686
Common stock, class a, no par value, authorized 1,897,500,000 shares, issued and outstanding, 220,311,021 shares and 220,190,561 shares at june30, 2026 and december31, 2025, respectively class b, no par value, authorized 2,500,000 shares, issued and outstanding, 1,114,448 shares at june30, 2026 and december31, 2025
2,404,941
2,402,968
2,402,193
2,401,989
Retained earnings
303,046
407,908
456,695
380,954
Accumulated other comprehensive income (loss), net of tax
-18,056
-19,484
3,487
-8,809
Total shareholders equity
2,689,931
2,791,392
2,862,375
2,774,134
Total liabilities and shareholders equity
21,230,839
21,388,955
22,351,475
22,708,820
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

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Balance Sheets

Loan receivables$13,576,196K Fairvalue-Residential Mortgage Backed...$828,324K Fairvalue-Commercial Mortgage Backed...$278,240K Gross unrealizedlosses-Residential Mortgage Backed...$134,393K Gross unrealizedlosses-Commercial Mortgage Backed...$32,826K Fair value-USStatesAnd Political...$13,524K Gross unrealizedlosses-USStates And Political...$12K Net loanreceivables$13,423,595K Securitiesavailable-for-sale, at fair value$4,119,215K Securitiesheld-to-maturity, at amortized...$1,286,813K Goodwill$843,305K Cash and cashequivalents$553,915K Interest receivable andother assets$384,241K Bank owned lifeinsurance$172,980K Premises and equipment,net$141,615K Other intangibleassets, net$97,906K Right-of-use asset$74,623K Mortgage servicingrights (includes...$59,142K Trading securities$46,595K Federal home loan bankstock, at cost$17,287K Loans held for sale(includes 5,345 and 5,967...$5,345K Other real estateowned$4,262K Allowance for creditlosses on loans$152,601K Gross unrealizedgains-USStates And Political...$506K Total assets$21,230,839K Total liabilities andshareholders equity$21,230,839K Total liabilities$18,540,908K Total shareholdersequity$2,689,931K Accumulated othercomprehensive income (loss),...-$18,056K Total deposits$18,089,437K Interest payable andother liabilities$162,877K Long-term debt$130,420K Borrowings$80,000K Operating lease liability$78,174K Common stock, class a,no par value,...$2,404,941K Retained earnings$303,046K Interest-bearing transactionaccounts$8,394,708K Noninterest-bearing demand deposits$6,420,746K Savings and timedeposits$3,273,983K

Mechanics Bancorp (MCHB)

Mechanics Bancorp (MCHB)