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For the quarter ending 2026-03-31, MCHB has $21,388,955K in assets. $18,597,563K in debts. $483,513K in cash and cash equivalents.

Balance Sheets Overview

Debt to Asset Ratio
86.95%
Unit: Thousand (K) dollars
Assets Breakdown
    • Net loan receivables
    • Securities available-for-sale, a...
    • Securities held-to-maturity, at ...
    • Others
Liabilities Breakdown
    • Interest-bearing transaction acc...
    • Noninterest-bearing demand depos...
    • Savings and time deposits
    • Others

Balance Sheets
2026-03-31
2025-12-31
2025-09-30
Cash and cash equivalents
483,513 1,029,983 1,442,647
Trading securities
49,463 49,518 50,357
Securities available-for-sale, at fair value
3,933,705 3,993,385 3,490,478
Gross unrealized gains-USStates And Political Subdivisions
401 545 503
Gross unrealized losses-USStates And Political Subdivisions
9 6 9
Fair value-USStates And Political Subdivisions
13,359 13,441 15,576
Gross unrealized gains-Residential Mortgage Backed Securities
0 0 0
Gross unrealized losses-Residential Mortgage Backed Securities
132,144 134,994 144,497
Fair value-Residential Mortgage Backed Securities
857,370 877,722 893,069
Gross unrealized gains-Commercial Mortgage Backed Securities
0 0 0
Gross unrealized losses-Commercial Mortgage Backed Securities
31,799 31,359 33,373
Fair value-Commercial Mortgage Backed Securities
279,240 279,655 277,615
Securities held-to-maturity, at amortized cost (fair value of 1,149,969 and 1,170,818 at march31, 2026 and december31, 2025, respectively)
1,313,520 1,336,632 1,363,636
Loans held for sale (includes 4,692 and 5,967 carried at fair value at march31, 2026 and december31, 2025, respectively)
4,692 5,967 54,985
Loan receivables
13,852,209 14,176,936 14,568,795
Allowance for credit losses on loans
156,796 153,319 168,959
Net loan receivables
13,695,413 14,023,617 14,399,836
Mortgage servicing rights (includes 57,630 and 58,095 carried at fair value at march31, 2026 and december31, 2025, respectively)
84,000 85,832 88,595
Other real estate owned
4,658 4,990 1,675
Federal home loan bank stock, at cost
17,289 17,292 17,294
Premises and equipment, net
143,157 143,895 143,917
Bank owned life insurance
171,674 170,339 169,163
Goodwill
843,305 843,305 843,305
Other intangible assets, net
205,269 212,491 143,264
Right-of-use asset
78,046 82,076 85,657
Interest receivable and other assets
361,251 352,153 414,011
Total assets
21,388,955 22,351,475 22,708,820
Noninterest-bearing demand deposits
6,511,998 6,744,082 6,748,479
Interest-bearing transaction accounts
8,222,964 8,128,832 7,918,670
Savings and time deposits
3,507,807 4,152,083 4,785,670
Total deposits
18,242,769 19,024,997 19,452,819
Long-term debt
128,815 192,014 190,123
Operating lease liability
82,403 86,794 90,796
Interest payable and other liabilities
143,576 185,295 200,948
Total liabilities
18,597,563 19,489,100 19,934,686
Common stock, class a, no par value, authorized 1,897,500,000 shares, issued and outstanding, 220,286,142 shares and 220,190,561 shares at march31, 2026 and december31, 2025, respectively class b, no par value, authorized 2,500,000 shares, issued and outstanding, 1,114,448 shares at march31, 2026 and december31, 2025
2,402,968 2,402,193 2,401,989
Retained earnings
407,908 456,695 380,954
Accumulated other comprehensive income (loss), net of tax
-19,484 3,487 -8,809
Total shareholders equity
2,791,392 2,862,375 2,774,134
Total liabilities and shareholders equity
21,388,955 22,351,475 22,708,820
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loan receivables$13,852,209K Fairvalue-Residential Mortgage Backed...$857,370K Fairvalue-Commercial Mortgage Backed...$279,240K Gross unrealizedlosses-Residential Mortgage Backed...$132,144K Gross unrealizedlosses-Commercial Mortgage Backed...$31,799K Fair value-USStatesAnd Political...$13,359K Gross unrealizedlosses-USStates And Political...$9K Net loanreceivables$13,695,413K Securitiesavailable-for-sale, at fair value$3,933,705K Securitiesheld-to-maturity, at amortized...$1,313,520K Goodwill$843,305K Cash and cashequivalents$483,513K Interest receivable andother assets$361,251K Other intangibleassets, net$205,269K Bank owned lifeinsurance$171,674K Premises and equipment,net$143,157K Mortgage servicingrights (includes...$84,000K Right-of-use asset$78,046K Trading securities$49,463K Federal home loan bankstock, at cost$17,289K Loans held for sale(includes 4,692 and 5,967...$4,692K Other real estateowned$4,658K Allowance for creditlosses on loans$156,796K Gross unrealizedgains-USStates And Political...$401K Total assets$21,388,955K Total liabilities andshareholders equity$21,388,955K Total liabilities$18,597,563K Total shareholdersequity$2,791,392K Accumulated othercomprehensive income (loss),...-$19,484K Total deposits$18,242,769K Interest payable andother liabilities$143,576K Long-term debt$128,815K Operating lease liability$82,403K Common stock, class a,no par value,...$2,402,968K Retained earnings$407,908K Interest-bearing transactionaccounts$8,222,964K Noninterest-bearing demand deposits$6,511,998K Savings and timedeposits$3,507,807K