Financial insights of MCHB

MyFinsight

For the year ending 2025-12-31.

Income Statement	2025-12-31
Noninterest income-Products And Services Service Charges On Deposit Accounts	23,221
Noninterest income-Products And Services Trust Fees And Commissions	13,017
Noninterest income-Products And Services ATMNetwork Fee Income	13,490
Loan servicing income	2,898
Net gain (loss) on sales and calls of investment securities	4,568
Income from bank owned life insurance	4,848
Bargain purchase gain	145,460
Other	15,403
Total noninterest income (loss)	222,905
Loans interest and fees	572,272
Investment securities	179,393
Interest-bearing cash and other	60,099
Total interest income	811,764
Deposits	219,618
Borrowings	124
Long-term debt	6,304
Total interest expense	226,046
Net interest income	585,718
Provision (reversal of provision) for credit losses on loans	20,503
Ending balance	-987
Net interest income after provision for credit losses	566,202
Salaries and employee benefits	219,319
Occupancy	37,842
Equipment	29,271
Professional services	23,199
Fdic assessments and regulatory fees	8,999
Amortization of intangible assets	17,134
Data processing	11,741
Loan related	13,038
Marketing and advertising	3,131
Other real estate owned related	2,464
Acquisition and integration costs	73,365
Other	30,054
Total noninterest expense	469,557
Income before income tax expense	319,550
Income tax expense	53,811
Net income	265,739

Basic EPS	1.22
Diluted EPS	1.22
Basic Average Shares	207,512,468
Diluted Average Shares	207,617,154