Financial insights of MCHB

MyFinsight

For the quarter ending 2025-09-30, MCHB made $527,256K in revenue. $55,161K in net income. Net profit margin of 10.46%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30
Loans and leases interest and fees	141,773
Investment securities	40,266
Interest-bearing cash and other	22,849
Total interest income	204,888
Deposits	57,496
Borrowings	124
Long-term debt	1,598
Total interest expense	59,218
Net interest income	145,670
Provision for credit losses on loans and leases	46,058
Ending balance	960
Net interest income after provision for credit losses	98,652
Noninterest income-Products And Services Service Charges On Deposit Accounts	5,875
Noninterest income-Products And Services Trust Fees And Commissions	3,117
Noninterest income-Products And Services ATMNetwork Fee Income	3,425
Loan servicing income	680
Net gain (loss) on sales and calls of investment securities	155
Income from bank-owned life insurance	2,120
Bargain purchase gain	90,363
Other	4,043
Total noninterest income (loss)	109,778
Salaries and employee benefits	54,168
Occupancy	9,566
Equipment	7,288
Professional services	5,560
Fdic assessments and regulatory fees	2,722
Amortization of intangible assets	4,251
Data processing	3,315
Loan related	4,439
Marketing and advertising	680
Other real estate owned related	-103
Acquisition and integration costs	63,869
Other	7,574
Total noninterest expense	163,329
Income (loss) before provision for income tax expense	45,101
Provision (benefit) for income taxes	-10,060
Net income (loss)	55,161

Basic (in dollars per share)	0.25
Basic (in shares)	207,189,764
Diluted (in dollars per share)	0.25
Diluted (in shares)	207,258,678