For the quarter ending 2026-03-31, MCY had $35,309K increase in cash & cash equivalents over the period. $308,799K in free cash flow.
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net gains on sales of fixed assets | - | 0 | -1 | 2,691 |
| Net income (loss) | 190,421 | 202,547 | 280,402 | 58,145 |
| Depreciation and amortization | 19,841 | 21,269 | 18,774 | 34,946 |
| Loss on property held for sale | - | 0 | 0 | 0 |
| Net realized investment losses (gains) | -4,543 | 117 | 84,450 | 46,801 |
| Increase in premiums receivable | 73,346 | -26,657 | 21,957 | 59,478 |
| Decrease (increase) in reinsurance recoverables | -61,901 | -66,097 | -214,947 | 362,103 |
| Changes in current and deferred income taxes | -45,226 | 53,859 | -69,849 | -9,246 |
| Increase in deferred policy acquisition costs | 6,849 | -3,162 | 13,740 | 13,814 |
| Increase in loss and loss adjustment expense reserves | 12,863 | 37,366 | -16,188 | 460,129 |
| Increase in unearned premiums | 97,623 | -17,596 | 88,685 | 145,016 |
| (decrease) increase in accounts payable and accrued expenses | -55,895 | 26,282 | -43,230 | 49,695 |
| Other, net | 29,273 | -23,935 | 3,346 | 30,586 |
| Net cash provided by (used in) operating activities | 325,601 | 287,873 | 496,439 | 302,876 |
| Available For Sale Securities Debt | 646,273 | 524,757 | 386,343 | 932,141 |
| Available For Sale Securities Debt | 342,886 | 36,893 | 26,990 | 394,363 |
| Calls or maturities | 204,163 | 206,752 | 232,475 | 437,461 |
| Sales of fixed assets | - | 0 | 21,420 | 12,733 |
| Equity Securities Fv Ni | 559,193 | 473,659 | 469,717 | 983,126 |
| Equity Securities Fv Ni | 505,064 | 402,334 | 454,237 | 1,227,331 |
| Calls | - | 0 | 0 | 0 |
| Changes in securities payable and receivable | 1,231 | -20,307 | 21,390 | -1,553 |
| (increase) decrease in short-term investments | 104,832 | -135,900 | 191,127 | -2,061 |
| Purchases of fixed assets | 16,802 | 14,015 | 16,903 | 27,513 |
| Other, net | -3,910 | -3,015 | -1,818 | -2,892 |
| Net cash (used in) provided by investing activities | -272,308 | -207,230 | -348,540 | 135,614 |
| Dividends paid to shareholders | - | 70,343 | - | - |
| Proceeds from stock options exercised | - | 0 | - | - |
| Dividends paid to shareholders | -35,171 | - | 17,585 | 35,172 |
| Payments on finance lease obligations | 398 | 58 | -9 | 1,323 |
| Proceeds from bank loan | - | 0 | - | - |
| Net cash used in financing activities | -17,984 | -17,644 | -17,576 | -36,495 |
| Net increase in cash | 35,309 | 62,999 | 130,323 | 401,995 |
| Beginning of the year | 1,315,574 | -532,318 | 720,257 | - |
| End of period | 1,350,883 | 62,999 | 1,252,575 | - |
MERCURY GENERAL CORP (MCY)
MERCURY GENERAL CORP (MCY)