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Balance Sheets Overview

Debt to Asset Ratio
73.10%
Unit: Thousand (K) dollars
Assets Breakdown
    • Total investments
    • Cash
    • Total receivables
    • Others
Liabilities Breakdown
    • Retained earnings
    • Unearned premiums
    • Notes payable
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Fixed maturity securities (amortized cost 5,802,102 5,449,726)
5,788,544
5,499,834
5,430,251
5,154,481
Equity securities (cost 860,929 728,460)
974,212
883,623
812,787
746,227
Short-term investments (cost 368,338 336,978)
368,357
441,841
336,992
472,897
Total investments
7,131,113
6,825,298
6,580,030
6,373,605
Cash
1,700,830
1,350,883
1,315,574
1,252,575
Premiums
828,516
825,000
751,554
778,611
Allowance for credit losses on premiums receivable
5,800
6,100
6,000
6,400
Premiums receivable, net of allowance for credit losses
822,716
818,900
745,554
772,211
Accrued investment income
74,730
73,380
73,004
69,107
Other
78,067
86,557
86,508
59,741
Total receivables
975,513
978,837
905,066
901,059
Reinsurance recoverables (net of allowance for credit losses 1 39)
44,249
47,771
109,672
175,768
Deferred policy acquisition costs
378,014
366,573
359,724
362,886
Fixed assets (net of accumulated depreciation 376,010 345,930)
151,109
150,854
146,880
146,797
Operating lease right-of-use assets
18,977
12,153
12,125
13,483
Deferred income taxes
23,861
31,821
30,637
27,852
Goodwill
42,796
42,796
42,796
42,796
Other intangible assets, net
6,399
6,613
6,827
7,040
Other assets
69,504
59,266
51,338
68,881
Total assets
10,542,365
9,872,865
9,560,669
9,372,742
Loss and loss adjustment expense reserves
3,674,700
3,646,201
3,633,338
3,595,972
Unearned premiums
2,414,836
2,353,558
2,255,935
2,273,531
Notes payable
943,752
574,626
574,527
574,427
Accounts payable and accrued expenses
422,764
394,423
448,703
422,351
Operating lease liabilities
18,376
12,652
12,328
13,712
Current income taxes
2,947
77,180
30,770
81,845
Other liabilities
228,965
224,115
187,793
178,590
Total liabilities
7,706,340
7,282,755
7,143,394
7,140,428
Common stock without par value or stated value authorized 70,000 shares issued and outstanding 55,389 55,389
99,699
99,699
99,699
99,699
Retained earnings
2,736,326
2,490,411
2,317,576
2,132,615
Total shareholders equity
2,836,025
2,590,110
2,417,275
2,232,314
Total liabilities and shareholders equity
10,542,365
9,872,865
9,560,669
9,372,742
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Premiums$828,516K (9.51%↑ Y/Y)Fixed maturitysecurities (amortized cost...$5,788,544K (15.91%↑ Y/Y)Equity securities(cost 860,929...$974,212K (41.67%↑ Y/Y)Short-term investments(cost 368,338...$368,357K (30.73%↑ Y/Y)Premiums receivable, netof allowance for...$822,716K (9.66%↑ Y/Y)Other$78,067K (-20.11%↓ Y/Y)Accrued investmentincome$74,730K (11.62%↑ Y/Y)Allowance for creditlosses on premiums...$5,800K (-7.94%↓ Y/Y)Total investments$7,131,113K (19.58%↑ Y/Y)Cash$1,700,830K (51.56%↑ Y/Y)Total receivables$975,513K (6.62%↑ Y/Y)Deferred policyacquisition costs$378,014K (8.27%↑ Y/Y)Fixed assets (net ofaccumulated depreciation...$151,109K (3.73%↑ Y/Y)Other assets$69,504K (-10.44%↓ Y/Y)Reinsurance recoverables(net of allowance for...$44,249K (-88.67%↓ Y/Y)Goodwill$42,796K (0.00%↑ Y/Y)Deferred income taxes$23,861K (-55.65%↓ Y/Y)Operating leaseright-of-use assets$18,977K (21.63%↑ Y/Y)Other intangibleassets, net$6,399K (-11.79%↓ Y/Y)Total assets$10,542,365K (16.07%↑ Y/Y)Total liabilities andshareholders equity$10,542,365K (16.07%↑ Y/Y)Total liabilities$7,706,340K (8.33%↑ Y/Y)Total shareholdersequity$2,836,025K (44.00%↑ Y/Y)Loss and lossadjustment expense...$3,674,700K (1.73%↑ Y/Y)Unearned premiums$2,414,836K (10.53%↑ Y/Y)Notes payable$943,752K (64.32%↑ Y/Y)Accounts payable andaccrued expenses$422,764K (-9.73%↓ Y/Y)Other liabilities$228,965K (4.03%↑ Y/Y)Operating leaseliabilities$18,376K (15.97%↑ Y/Y)Current income taxes$2,947K (-92.23%↓ Y/Y)Retained earnings$2,736,326K (46.34%↑ Y/Y)Common stock withoutpar value or stated...$99,699K (0.00%↑ Y/Y)

MERCURY GENERAL CORP (MCY)

MERCURY GENERAL CORP (MCY)