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For the quarter ending 2026-03-31, MHO had $78,227K increase in cash & cash equivalents over the period. $135,577K in free cash flow.

Cash Flow Overview

Change in Cash
$78,227K
Free Cash flow
$135,577K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from the sale of mortga...
    • Net income
    • Inventory
    • Others
Negative Cash Flow Breakdown
    • Mortgage loan originations
    • Payments for repurchase of commo...
    • Accrued compensation
    • Others

Cash Flow
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Net income
67,832 63,971 106,490 232,480
Impairment of inventory and abandoned land transaction write-offs
-47,669 --
Production related impairments or charges
--7,583 -
Equity in income from joint venture arrangements
-0 -0
Mortgage loan originations
633,688 775,699 749,752 1,371,660
Proceeds from the sale of mortgage loans
677,475 705,194 791,478 1,379,785
Fair value adjustment of mortgage loans held for sale
3,506 10,802 -444 -5,452
Servicing asset at fair value, additions
-1,391 -2,561 -2,044 -2,783
Amortization of mortgage servicing rights
328 378 283 485
Depreciation
4,077 4,002 3,991 7,534
Amortization of debt issue costs
849 867 842 1,662
Gain on sale of mortgage servicing rights
1,597 0 0 1,718
Loss on extinguishment of debt
--0 -
Stock-based compensation expense
4,185 4,357 4,525 8,116
Excess tax benefits on equity compensation
1,564 --1,225 -1,091
Deferred income tax expense
--8,943 --
Other, net
--0 -
Effective income tax rate reconciliation, equity compensation
--2,333 --
Inventory
-41,770 -1,077 130,960 183,582
Other assets
12,507 -7,686 -9,990 22,001
Accounts payable
34,628 -76,792 5,505 53,897
Customer deposits
8,598 -10,761 -10,558 2,833
Accrued compensation
-44,159 12,054 18,498 -35,789
Other liabilities
-13,423 7,518 -10,788 39,926
Net cash (used in) provided by operating activities
135,731 -8,707 43,414 102,642
Purchase of property and equipment
154 4,257 1,404 3,948
Return of capital from joint venture arrangements
-0 2,002 -
Investment in joint venture arrangements
3,803 24,785 16,050 18,360
Net proceeds from sale of mortgage servicing rights
9,075 0 0 7,062
Net cash provided by (used in) investing activities
5,118 -29,042 -15,452 -15,246
Net proceeds from (repayment of) bank borrowings - financial services operations
-16,655 44,877 -43,947 -10,233
Payments for repurchase of common stock
50,066 51,655 50,179 100,199
Debt issue costs
-498 6,508 -
Proceeds from exercise of stock options
4,099 40 6,448 1,864
Net cash (used in) provided by financing activities
-62,622 -7,236 -94,186 -108,568
Cash, cash equivalents, restricted cash and restricted cash equivalents, period increase (decrease), including exchange rate effect, total
78,227 -44,985 -66,224 -21,172
Cash, cash equivalents and restricted cash-period start
689,189 87,396 821,570 -
Cash, cash equivalents and restricted cash-period end
767,416 -44,985 734,174 -
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Proceeds from the sale ofmortgage loans$677,475K Net proceeds fromsale of mortgage...$9,075K Net income$67,832K Inventory-$41,770K Accounts payable$34,628K Customer deposits$8,598K Stock-based compensationexpense$4,185K Depreciation$4,077K Fair valueadjustment of mortgage...$3,506K Excess tax benefits onequity compensation$1,564K Net cash (used in)provided by operating...$135,731K Net cash provided by(used in) investing...$5,118K Canceled cashflow$706,765K Canceled cashflow$3,957K Cash, cashequivalents, restricted cash...$78,227K Canceled cashflow$62,622K Mortgage loanoriginations$633,688K Accrued compensation-$44,159K Other liabilities-$13,423K Other assets$12,507K Gain on sale ofmortgage servicing...$1,597K Servicing asset at fairvalue, additions-$1,391K Proceeds from exercise ofstock options$4,099K Investment in joint venturearrangements$3,803K Purchase of property andequipment$154K Net cash (used in)provided by financing...-$62,622K Canceled cashflow$4,099K Payments for repurchaseof common stock$50,066K Net proceeds from(repayment of) bank...-$16,655K

M I HOMES, INC. (MHO)

M I HOMES, INC. (MHO)