For the quarter ending 2026-03-31, MNSBP has $2,223,293K in assets. $2,008,309K in debts.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and due from banks | 33,044 | 25,179 | 23,940 | 20,888 |
| Interest-bearing deposits at other financial institutions | 783 | 1,276 | 1,315 | 85,796 |
| Federal funds sold | 134,288 | 136,301 | 102,039 | 26,600 |
| Cash and cash equivalents | 168,115 | 162,756 | 127,294 | 133,284 |
| Investment securities available-for-sale (afs), at fair value | 57,021 | 57,954 | 58,338 | 56,138 |
| Investment securities held-to-maturity (htm), at amortized cost, net of allowance for credit losses of 0 and 0, respectively | 13,790 | 13,798 | 14,293 | 14,846 |
| Restricted securities, at amortized cost | 6,998 | 7,005 | 7,005 | 7,005 |
| Gross loans | - | 1,865,315 | - | - |
| Total gross loans | 1,874,042 | - | - | - |
| Less unearned fees, net | 4,032 | 4,174 | - | - |
| Less allowance for credit losses on loans | - | 19,308 | - | - |
| Loans, net of allowance for credit losses of 19,308 and 19,450, respectively | - | 1,841,833 | - | - |
| Premises and equipment, gross | - | 25,062 | - | - |
| Less allowance for credit losses - loans | 19,049 | - | - | - |
| Less accumulated depreciation | - | 11,532 | - | - |
| Loans, net of allowance for credit losses of 19,049 and 19,308, respectively | 1,850,961 | - | 1,788,243 | 1,767,432 |
| Premises and equipment, net | 13,430 | 13,530 | 13,212 | 13,344 |
| Property held for sale, at fair value | 2,745 | 2,806 | 3,225 | 3,225 |
| Other real estate owned, net | 1,094 | 1,697 | - | - |
| Accrued interest and other receivables | 13,453 | 14,518 | 13,622 | 15,023 |
| Bank owned life insurance | 41,071 | 40,752 | 40,433 | 40,117 |
| Other assets | 54,615 | 56,020 | 59,124 | 64,367 |
| Total assets | 2,223,293 | 2,212,669 | 2,124,789 | 2,114,781 |
| Non-interest bearing demand deposits | 359,113 | 378,694 | 324,717 | 330,045 |
| Interest-bearing demand deposits | 120,700 | 119,407 | 123,231 | 124,090 |
| Savings and now deposits | 138,667 | 121,905 | 125,214 | 116,069 |
| Money market deposits | 545,804 | 499,334 | 458,946 | 463,904 |
| Time deposits | 750,441 | 779,844 | 778,727 | 764,439 |
| Total deposits | 1,914,725 | 1,899,184 | 1,810,835 | 1,798,547 |
| Subordinated debt, net | 70,035 | 69,936 | 69,837 | 71,238 |
| Allowance for credit losses on off-balance sheet credit exposure | 204 | 335 | 482 | 272 |
| Other liabilities | 23,345 | 24,623 | 25,272 | 31,254 |
| Total liabilities | 2,008,309 | 1,994,078 | 1,906,426 | 1,901,311 |
| Preferred stock, 1.00 par value, 2,000,000 shares authorized 28,750 shares issued and outstanding at march 31, 2026 and december 31, 2025 | 27,263 | 27,263 | 27,263 | 27,263 |
| Common stock, 4.00 par value, 15,000,000 shares authorized issued and outstanding 7,324,049 shares (including 262,787 nonvested shares) at march 31, 2026 and 7,496,571 shares (including 244,964 nonvested shares) at december 31, 2025 | 28,247 | 29,008 | 29,833 | 29,825 |
| Capital surplus | 61,045 | 66,531 | 68,895 | 68,261 |
| Retained earnings | 104,360 | 101,557 | 98,793 | 95,585 |
| Accumulated other comprehensive loss | -5,931 | -5,768 | -6,421 | -7,464 |
| Total stockholders equity | 214,984 | 218,591 | 218,363 | 213,470 |
| Total liabilities and stockholders equity | 2,223,293 | 2,212,669 | 2,124,789 | 2,114,781 |
MainStreet Bancshares, Inc. (MNSBP)
MainStreet Bancshares, Inc. (MNSBP)