For the quarter ending 2025-09-30, MPB had -$79,676K decrease in cash & cash equivalents over the period. $24,329K in free cash flow.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 18,297 | 18,504 |
| Loss on sales of investment securities | - | 243 |
| Provision for credit losses | -434 | 2,570 |
| Depreciation | 1,187 | 2,305 |
| Amortization of intangibles | 944 | 1,172 |
| Net amortization of security discounts/premiums | -57 | -132 |
| Noncash operating lease expense | 784 | 1,335 |
| Amortization of finance lease right of use asset | 45 | 90 |
| Earnings on cash surrender value of life insurance | 605 | 765 |
| Mortgage loans originated for sale | 1,420 | 31,868 |
| Proceeds from sales of mortgage loans originated for sale | 2,449 | 34,098 |
| Gain on sale of mortgage loans | 1,013 | 1,267 |
| Sba loans originated for sale | 0 | 1,783 |
| Proceeds from sales of sba loans originated for sale | 0 | 1,903 |
| Gain on sale of sba loans | 0 | 120 |
| Gain on sale of property, plant, and equipment | 0 | 10 |
| Loss on sale or write-down of foreclosed assets | 471 | -28 |
| Discount on subordinated debt | 155 | 307 |
| Stock compensation expense | 914 | 544 |
| Change in deferred income taxes | 5,927 | 1,451 |
| Increase in accrued interest receivable | 1,159 | -571 |
| Decrease in other assets | -2,421 | -4,586 |
| Increase in accrued interest payable | 3,039 | -92 |
| Increase/(decrease) in operating lease liability | -827 | 4,928 |
| (decrease)/increase in other liabilities | -4,404 | 2,310 |
| Net cash provided by operating activities | 26,275 | 40,502 |
| Proceeds from the maturity or call of available-for-sale securities | 14,967 | 19,430 |
| Purchases of available-for-sale securities | 33,495 | 155,899 |
| Net cash received from acquisitions | - | 218,112 |
| Proceeds from the maturity or call of held-to-maturity securities | 9,881 | 18,295 |
| Stock dividends received on fhlb and other bank stock | 112 | 218 |
| Reduction of restricted investment in bank stock | -261 | -133 |
| Net cash received from acquisitions | -218,113 | - |
| Net decrease/(increase) in loans | -11,919 | -5,158 |
| Purchases of bank premises and equipment | 1,946 | 4,483 |
| Proceeds from the sale of premises and equipment | 0 | 120 |
| Proceeds from the sale of foreclosed assets | 0 | 72 |
| Proceeds from bank-owned life insurance | 360 | 444 |
| Net change in investments in tax credits and other partnerships | -486 | -1,202 |
| Net cash provided by (used in) investing activities | 2,546 | 102,802 |
| Net change in short-term borrowings | - | -2,000 |
| Net increase in deposits | -106,944 | 139,977 |
| Common stock dividends paid | 4,551 | 8,527 |
| Proceeds from employee and director stock purchase plan stock issuance | 171 | 308 |
| Treasury stock purchased | 226 | 1,778 |
| Net change in finance lease liability | 37 | 72 |
| Increase in short-term borrowings | 222,750 | - |
| Repayment of short-term borrowings | 224,750 | - |
| Long-term debt repayment | 79 | 157 |
| Subordinated debt redemption | -1 | 8,131 |
| Cash paid in lieu of fractional shares | - | 7 |
| Exercise of stock options | 3,161 | 3,364 |
| Net cash provided by financing activities | -108,497 | 122,977 |
| Net increase in cash and cash equivalents | -79,676 | 266,281 |
| Cash and cash equivalents at beginning of period | 70,564 | - |
| Cash and cash equivalents at end of period | 257,169 | - |
MID PENN BANCORP INC (MPB)
MID PENN BANCORP INC (MPB)