For the year ending 2025-12-31, MPB had $28,354K increase in cash & cash equivalents over the period. $71,801K in free cash flow.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income | 56,248 |
| Provision for credit losses | 1,297 |
| Depreciation | 4,855 |
| Amortization of intangibles | 3,046 |
| Net amortization of security discounts/premiums | -330 |
| Noncash operating lease expense | 2,844 |
| Amortization of finance lease right-of-use asset | 180 |
| Earnings on cash surrender value of life insurance | 1,979 |
| Mortgage loans originated for sale | 103,623 |
| Proceeds from sales of mortgage loans originated for sale | 109,851 |
| Gain on sale of mortgage loans | 2,832 |
| Sba loans originated for sale | 3,426 |
| Proceeds from sales of sba loans originated for sale | 3,645 |
| Gain on sale of sba loans | 220 |
| Gain on sale of property, plant, and equipment | 51 |
| Loss/(gain) on sale of foreclosed assets, net | 646 |
| Discount on subordinated debt | 461 |
| Stock compensation expense | 1,999 |
| Change in deferred income taxes | 13,891 |
| Increase in accrued interest receivable | 523 |
| (increase)/decrease in other assets | 4,114 |
| (decrease)/increase in accrued interest payable | -2,571 |
| Increase/(decrease) in operating lease liability | 3,339 |
| (decrease)/increase in other liabilities | -2,336 |
| Net cash provided by operating activities | 80,035 |
| Proceeds from the sale of available-for-sale securities | 0 |
| Proceeds from the maturity or call of available-for-sale securities | 60,253 |
| Purchases of available-for-sale securities | 201,796 |
| Proceeds from the maturity or call of held-to-maturity securities | 34,943 |
| Stock dividends received on fhlb and other bank stock | 443 |
| (purchases)/reduction of restricted investment in bank stock | 558 |
| Net cash received/(paid) from acquisitions | -218,112 |
| Net increase in loans | 25,515 |
| Purchases of bank premises and equipment | 8,234 |
| Proceeds from the sale of premises and equipment | 352 |
| Proceeds from the sale of foreclosed assets | 1,891 |
| Proceeds from bank-owned life insurance | 1,077 |
| Earnings on bank-owned life insurance | 0 |
| Net change in investments in tax credits and other partnerships | -2,201 |
| Net cash provided by (used in) investing activities | 83,169 |
| Net (decrease)/increase in deposits | -95,024 |
| Common stock dividends paid | 18,160 |
| Proceeds from employee and director stock purchase plan stock issuance | 619 |
| Proceeds from public offering of common stock | 0 |
| Treasury stock purchased | 2,250 |
| Net change in finance lease liability | 146 |
| Proceeds from short-term borrowings | 243,583 |
| Repayment of short-term borrowings | 224,750 |
| Long-term debt repayment | 318 |
| Proceeds from long-term debt | 0 |
| Subordinated debt redemption | 45,280 |
| Exercise of stock options | 6,876 |
| Net cash (used in)/provided by financing activities | -134,850 |
| Net increase/(decrease) in cash and cash equivalents | 28,354 |
| Cash and cash equivalents, beginning of period | 70,564 |
| Cash and cash equivalents, end of period | 98,918 |
MID PENN BANCORP INC (MPB)
MID PENN BANCORP INC (MPB)