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Cash Flow Overview

Change in Cash
-$54,544K
Free Cash flow
$31,212K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from short-term borrowi...
    • Proceeds from sales of mortgage ...
    • Proceeds from the maturity or ca...
    • Others
Negative Cash Flow Breakdown
    • Net (increase)/decrease in loans
    • Repayment of short-term borrowin...
    • Purchases of held-to-maturity se...
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income
21,691
8,706
19,447
18,297
Provision for credit losses
528
1,594
-839
-434
Depreciation
1,543
1,493
1,363
1,187
Amortization of intangibles
1,819
1,300
930
944
Net amortization of security discounts/premiums
-159
-229
-141
-57
Noncash operating lease expense
915
795
725
784
Amortization of finance lease right-of-use asset
45
45
45
45
Loss on sales of investment securities
0
-
-
-
Earnings on cash surrender value of life insurance
1,041
705
609
605
Mortgage loans originated for sale
29,262
21,039
70,335
1,420
Proceeds from sales of mortgage loans originated for sale
30,339
8,467
73,304
2,449
Gain on sale of mortgage loans
1,118
314
552
1,013
Sba loans originated for sale
328
2,783
1,643
0
Proceeds from sales of sba loans originated for sale
353
2,948
1,742
0
Gain on sale of sba loans
27
163
100
0
Gain on sale of property, plant, and equipment
0
-
41
0
Loss/(gain) on sale or write-down of foreclosed assets
4
491
203
471
Discount on subordinated debt
0
0
-1
155
Accretion of loan fair value marks
1,852
2,441
-
-
Restricted stock compensation expense
880
533
-
-
Stock compensation expense
-
-
541
914
Stock option expense
1,076
132
-
-
Deferred income tax expense
806
1,309
6,513
5,927
Increase in accrued interest receivable
433
-740
-65
1,159
Increase in other assets
-7,188
-867
11,121
-2,421
Increase/(decrease) in accrued interest payable
-20
1,125
-5,518
3,039
Increase in operating lease liability
-895
1,700
-762
-827
Increase in other liabilities
-3,694
4,544
-242
-4,404
Net cash provided by operating activities
32,380
14,455
13,258
26,275
Proceeds from the sale of available-for-sale securities
-
-
0
-
Proceeds from the maturity or call of available-for-sale securities
22,331
28,265
25,856
14,967
Purchases of available-for-sale securities
39,871
98,899
12,402
33,495
Proceeds from the maturity or call of held-to-maturity securities
13,443
6,342
6,767
9,881
Purchases of held-to-maturity securities
45,435
-
-
-
Stock dividends received on fhlb and other bank stock
-
-
113
112
Redemption of restricted investment in bank stock
-1,241
13,023
-
-
(purchases)/reduction of restricted investment in bank stock
-
-
952
-261
Purchases of restricted investment in bank stock
4,399
15,528
-
-
Net cash received/(paid) from acquisitions
-
-
1
-218,113
Net cash received from acquisitions
21
-55,304
-
-
Net (increase)/decrease in loans
109,040
65,628
42,592
-11,919
Purchases of bank premises and equipment
1,168
1,425
1,805
1,946
Proceeds from the sale of premises and equipment
0
0
232
0
Proceeds from the sale of foreclosed assets
41
168
1,819
0
Proceeds from bank-owned life insurance
0
2,022
273
360
Earnings on bank-owned life insurance
-
0
0
-
Net change in investments in tax credits and other partnerships
1,657
-2,770
-513
-486
Net cash (used in)/provided by investing activities
-166,975
33,918
-22,179
2,546
Net (decrease)/increase in deposits
-17,670
9,393
-128,057
-106,944
Common stock dividends paid
5,621
6,237
5,082
4,551
Proceeds from employee and director stock purchase plan stock issuance
171
194
140
171
Proceeds from public offering of common stock
-
-
0
-
Treasury stock purchased
2,710
-
246
226
Net change in finance lease liability
38
37
37
37
Proceeds from short-term borrowings
205,367
453,300
20,833
222,750
Repayment of short-term borrowings
99,367
442,633
0
224,750
Long-term debt repayment
81
20,081
82
79
Proceeds from long-term debt
-
-
0
-
Subordinated debt redemption
0
-
37,150
-1
Exercise of stock options
-
-
351
3,161
Cash paid in lieu of fractional shares
0
-
-
-
Net cash provided by financing activities
80,051
-6,101
-149,330
-108,497
Net (decrease)/increase in cash and cash equivalents
-54,544
42,272
-158,251
-79,676
Cash and cash equivalents, beginning of period
141,190
98,918
257,169
70,564
Cash and cash equivalents, end of period
86,646
141,190
98,918
257,169
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Proceeds from short-termborrowings$205,367K Proceeds from sales ofmortgage loans...$30,339K (-11.02%↓ Y/Y)Net income$21,691K (17.22%↑ Y/Y)Proceeds from employeeand director stock...$171K (-44.48%↓ Y/Y)Increase in other assets-$7,188K (-56.74%↓ Y/Y)Accretion of loan fairvalue marks$1,852K Amortization of intangibles$1,819K (55.20%↑ Y/Y)Depreciation$1,543K (-33.06%↓ Y/Y)Stock option expense$1,076K Noncash operating leaseexpense$915K (-31.46%↓ Y/Y)Restricted stockcompensation expense$880K Deferred income taxexpense$806K (-44.45%↓ Y/Y)Provision for creditlosses$528K (-79.46%↓ Y/Y)Proceeds from sales of sbaloans originated for...$353K (-81.45%↓ Y/Y)Net amortization ofsecurity...-$159K (-20.45%↓ Y/Y)Amortization of finance leaseright-of-use asset$45K (-50.00%↓ Y/Y)Loss/(gain) on sale orwrite-down of foreclosed...$4K (114.29%↑ Y/Y)Net cash provided byfinancing activities$80,051K (-34.91%↓ Y/Y)Net cash provided byoperating activities$32,380K (-20.05%↓ Y/Y)Canceled cashflow$125,487K Canceled cashflow$36,818K Net(decrease)/increase in cash and cash...-$54,544K (-120.48%↓ Y/Y)Canceled cashflow$112,431K Proceeds from thematurity or call of...$22,331K (14.93%↑ Y/Y)Proceeds from thematurity or call of...$13,443K (-26.52%↓ Y/Y)Proceeds from the sale offoreclosed assets$41K (-43.06%↓ Y/Y)Net cash receivedfrom acquisitions$21K (-99.99%↓ Y/Y)Repayment of short-termborrowings$99,367K Net(decrease)/increase in deposits-$17,670K (-112.62%↓ Y/Y)Common stock dividendspaid$5,621K (-34.08%↓ Y/Y)Treasury stock purchased$2,710K (52.42%↑ Y/Y)Long-term debt repayment$81K (-48.41%↓ Y/Y)Net change infinance lease liability$38K (-47.22%↓ Y/Y)Mortgage loansoriginated for sale$29,262K (-8.18%↓ Y/Y)Increase in otherliabilities-$3,694K (-259.91%↓ Y/Y)Gain on sale ofmortgage loans$1,118K (-11.76%↓ Y/Y)Earnings on cashsurrender value of life...$1,041K (36.08%↑ Y/Y)Increase in operatinglease liability-$895K (-118.16%↓ Y/Y)Increase in accruedinterest receivable$433K (175.83%↑ Y/Y)Sba loansoriginated for sale$328K (-81.60%↓ Y/Y)Gain on sale of sbaloans$27K (-77.50%↓ Y/Y)Increase/(decrease) in accruedinterest payable-$20K (78.26%↑ Y/Y)Net cash (usedin)/provided by investing...-$166,975K (-262.42%↓ Y/Y)Canceled cashflow$35,836K Net(increase)/decrease in loans$109,040K (2214.00%↑ Y/Y)Purchases ofheld-to-maturity securities$45,435K Purchases ofavailable-for-sale securities$39,871K (-74.43%↓ Y/Y)Purchases of restrictedinvestment in bank stock$4,399K Net change ininvestments in tax credits...$1,657K (237.85%↑ Y/Y)Redemption of restrictedinvestment in bank stock-$1,241K Purchases of bank premisesand equipment$1,168K (-73.95%↓ Y/Y)

MID PENN BANCORP INC (MPB)

MID PENN BANCORP INC (MPB)