Financial insights of MPB

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$8,706K
EPS
$0.36
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Non-interest income-Fiduciary And Trust	3,661	1,861*	1,340	1,406
Non-interest income-Debit Card	1,035	984*	1,019	958
Non-interest income-Deposit Account	636	547*	647	652
Non-interest income-Mortgage Banking	314	299*	1,013	676
Non-interest income-Mortgage Hedging	81	-52*	50	-7
Net gain on sales of sba loans	163	100	0	63
Earnings from cash surrender value of life insurance	705	609	605	491
Net gain on sales of investment activities	-	3*	-	-
Other	3,009	2,929	3,509	1,904
Total noninterest income	9,604	7,277	8,183	6,143
Loans, including fees	76,798	76,916	76,262	72,469
Taxable	6,501	6,590	6,614	4,637
Tax-exempt	297	320	331	344
Other interest-bearing balances	110	135	196	142
Federal funds sold	220	1,179	3,463	2,428
Total interest income	83,926	85,140	86,866	80,020
Deposits	27,848	29,930	32,631	30,981
Short-term borrowings	702	5	0	86
Long-term and subordinated debt	126	454	606	747
Total interest expense	28,676	30,389	33,237	31,814
Net interest income	55,250	54,751	53,629	48,206
Provision for credit gaines - loans	1,648	-781	-187	2,245
Benefit for credit losses - credit commitments	-54	-58	-247	24
Net provision for credit gaines	1,594	-839	-434	2,269
Net interest income after provision for credit losses	53,656	55,590	54,063	45,937
Salaries and employee benefits	23,346	20,026	20,941	20,753
Software licensing and utilization	3,598	3,406	3,310	3,272
Occupancy, net	3,253	2,624	2,642	2,365
Equipment	1,553	1,435	1,248	1,248
Shares tax	964	245	1,006	606
Legal and professional fees	1,688	992	1,070	993
Atm/card processing	757	771	557	621
Intangible amortization	1,300	930	944	744
Fdic assessment	800	1,046	422	994
Loss/(gain) on sale of foreclosed assets, net	491	203	471	0
Merger and acquisition	7,723	-39	233	11,011
Post-acquisition restructuring	-	0	-	-
Other	6,486	4,209	5,138	5,191
Total noninterest expense	51,959	35,848	37,982	47,798
Income before provision for income taxes	11,301	27,019	24,264	4,282
Provision for income taxes	2,595	7,572	5,967	-480
Net income available to common shareholders	8,706	19,447	18,297	4,762

Basic EPS	0.36	0.842	0.8	0.22
Diluted EPS	0.36	0.817	0.79	0.22
Basic Average Shares	23,949,008	23,100,252	23,005,504	21,566,617
Diluted Average Shares	24,314,139	23,796,633	23,277,567	21,599,435

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$8,706K
EPS
$0.36
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$8,706K
EPS
$0.36
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$8,706KEPS$0.36Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$8,706KEPS$0.36Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$8,706K
EPS
$0.36
Unit: Thousand (K) dollars

Net Income
$8,706K
EPS
$0.36
Unit: Thousand (K) dollars