Financial insights of MPB

MyFinsight

For the year ending 2025-12-31.

Income Statement	2025-12-31
Non-interest income-Fiduciary And Trust	5,298
Non-interest income-Debit Card	3,949
Non-interest income-Deposit Account	2,495
Non-interest income-Mortgage Banking	2,832
Non-interest income-Mortgage Hedging	12
Net gain on sales of sba loans	220
Earnings from cash surrender value of life insurance	1,979
Net gain on sales of investment activities	10
Other	10,047
Noninterest income	26,842
Loans, including fees	292,184
Taxable	22,301
Tax-exempt	1,343
Other interest-bearing balances	611
Federal funds sold	7,331
Total interest income	323,770
Deposits	121,806
Short-term borrowings	381
Long-term and subordinated debt	2,488
Total interest expense	124,675
Net interest income	199,095
Provision for credit losses - loans	1,598
(benefit)/provision for credit losses - credit commitments	-301
Provision for credit losses	1,297
Net interest income after provision for credit losses	197,798
Salaries and employee benefits	78,029
Software licensing and utilization	12,562
Occupancy, net	9,905
Equipment	5,025
Shares tax	2,776
Legal and professional fees	3,881
Atm/card processing	2,682
Intangible amortization	3,046
Fdic assessment	3,452
Loss/(gain) on sale of foreclosed assets, net	646
Merger and acquisition	11,519
Post-acquisition restructuring	0
Other	18,747
Total noninterest expense	152,270
Income before provision for income taxes	72,370
Provision for income taxes	16,122
Net income available to common shareholders	56,248

Basic EPS	2.59
Diluted EPS	2.55
Basic Average Shares	21,757,060
Diluted Average Shares	22,022,475