| Income Statement | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-09-30 |
|---|---|---|---|---|
| Loans, including fees | 76,262 | 72,469 | 66,537 | 68,080 |
| Taxable | 6,614 | 4,637 | 4,460 | 4,136 |
| Tax-exempt | 331 | 344 | 348 | 359 |
| Other interest-bearing balances | 196 | 142 | 138 | 223 |
| Federal funds sold | 3,463 | 2,428 | 261 | 1,043 |
| Total interest income | 86,866 | 80,020 | 71,744 | 73,841 |
| Deposits | 32,631 | 30,981 | 28,264 | 30,689 |
| Short-term borrowings | 0 | 86 | 290 | 2,296 |
| Long-term and subordinated debt | 606 | 747 | 681 | 687 |
| Total interest expense | 33,237 | 31,814 | 29,235 | 33,672 |
| Net interest income | 53,629 | 48,206 | 42,509 | 40,169 |
| (benefit)/provision for credit losses - loans | -187 | 2,245 | 321 | 621 |
| Benefit for credit losses - credit commitments | -247 | 24 | -20 | -105 |
| Net (benefit)/provision for credit losses | -434 | 2,269 | 301 | 516 |
| Net interest income after provision/benefit for credit losses | 54,063 | 45,937 | 42,208 | 39,653 |
| Non-interest income-Fiduciary And Trust | 1,340 | 1,406 | - | - |
| Non-interest income-Debit Card | 1,019 | 958 | - | - |
| Non-interest income-Deposit Account | 647 | 652 | - | - |
| Non-interest income-Mortgage Banking | 1,013 | 676 | - | - |
| Non-interest income-Mortgage Hedging | 50 | -7 | - | - |
| Net gain on sales of sba loans | 0 | 63 | 57 | 151 |
| Non-interest income | - | - | 3,203 | 3,483 |
| Earnings from cash surrender value of life insurance | 605 | 491 | 274 | 276 |
| Other | 3,509 | 1,904 | 1,705 | 1,269 |
| Total noninterest income | 8,183 | 6,143 | 5,239 | 5,178 |
| Salaries and employee benefits | 20,941 | 20,753 | 16,309 | 16,156 |
| Software licensing and utilization | 3,310 | 3,272 | 2,574 | 2,366 |
| Occupancy, net | 2,642 | 2,365 | 2,274 | 1,815 |
| Equipment | 1,248 | 1,248 | 1,094 | 1,206 |
| Shares tax | 1,006 | 606 | 919 | 824 |
| Legal and professional fees | 1,070 | 993 | 826 | 1,613 |
| Atm/card processing | 557 | 621 | 733 | 606 |
| Intangible amortization | 944 | 744 | 428 | 460 |
| Fdic assessment | 422 | 994 | 990 | 1,150 |
| Loss/(gain) on sale of foreclosed assets, net | 471 | 0 | -28 | -35 |
| Merger and acquisition | 233 | 11,011 | 314 | 109 |
| Other | 5,138 | 5,191 | 4,209 | 3,689 |
| Total noninterest expense | 37,982 | 47,798 | 30,642 | 29,959 |
| Income before provision for income taxes | 24,264 | 4,282 | 16,805 | 14,872 |
| Provision for income taxes | 5,967 | -480 | 3,063 | 2,571 |
| Net income available to common shareholders | 18,297 | 4,762 | 13,742 | 12,301 |
| Basic earnings per common share (in dollars per share) | 0.8 | 0.22 | 0.71 | 0.74 |
| Diluted earnings per common share (in dollars per share) | 0.79 | 0.22 | 0.71 | 0.74 |
| Weighted-average basic shares outstanding (in shares) | 23,005,504 | 21,566,617 | 19,355,867 | 16,612,657 |
| Weighted-average diluted shares outstanding (in shares) | 23,277,567 | 21,599,435 | 19,416,265 | 16,657,169 |
MID PENN BANCORP INC (MPB)
MID PENN BANCORP INC (MPB)