The latest financial statement is for the year ending 2025-12-31.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income | 21,836 |
| (gain) loss on sale of investment securities available-for-sale | 501 |
| Net amortization of investment premiums and discounts and change in fair value of equity securities | -1,738 |
| Depreciation and amortization (accretion), net | -292 |
| Provision for credit losses | 15,152 |
| Amortization of issuance costs on subordinated debt | 123 |
| Stock based compensation | 1,189 |
| Net change in fair value of derivative instruments | 373 |
| Net change in fair value of loans held for sale | 310 |
| Net change in fair value of loans held for investment | 659 |
| Amortization and net impairment of servicing rights | -529 |
| Net gain on sale of msrs | 403 |
| Gain on sale of oreo | 15 |
| Sba loan income | 5,452 |
| Proceeds from sale of loans | 800,565 |
| Loans originated for sale | 780,821 |
| Mortgage banking income | 20,783 |
| Increase in accrued interest receivable | 766 |
| Lease early termination | 0 |
| Increase in other assets | 6,885 |
| Earnings from investment in bank owned life insurance | 956 |
| Increase in deferred income tax | -373 |
| Decrease in accrued interest payable | -329 |
| Increase (decrease) in other liabilities | 3,142 |
| Net cash provided by operating activities | 24,298 |
| Maturities Prepayments And Calls Of Available For Sale | 19,019 |
| Sales | 14,365 |
| Available For Sale Securities Debt | 49,937 |
| Sale And Maturity Of Held To Maturity | 3,000 |
| Held To Maturity Securities | 2,000 |
| Proceeds from sale of oreo | 15 |
| Proceeds from sale of msrs | 1,382 |
| Proceeds from sale of loans held for investment | 122,721 |
| Net purchases of restricted investments in bank stocks | 58 |
| Net increase in loans | 270,698 |
| Purchases of premises and equipment | 1,732 |
| Net purchase of bank owned life insurance | 19 |
| Disposal of premise and equipment | 40 |
| Net cash used in investing activities | -163,902 |
| Net increase in deposits | 152,760 |
| Increase (decrease) in short-term borrowings | 8,112 |
| Decrease in long-term debt | -15,245 |
| Repayment of subordinated debt | 13 |
| Dividends paid | 5,673 |
| Stock based awards and exercises | 885 |
| Shares purchased for esop plan | 425 |
| Proceeds from issuance of common stock | 7,519 |
| Net cash provided by financing activities | 147,920 |
| Net change in cash and cash equivalents | 8,316 |
| Cash and cash equivalents at beginning of period | 27,462 |
| Cash and cash equivalents at end of period | 35,778 |
Meridian Corp (MRBK)
Meridian Corp (MRBK)