Meridian Corp (MRBK)
Meridian Corp (MRBK)
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net income | 2,006 | 7,186 | 6,659 | 7,991 |
| (gain) loss on sale of investment securities available-for-sale | NaN | 453 | 48 | NaN |
| Net amortization of investment premiums and discounts and change in fair value of equity securities | -91 | -108 | -539 | -1,091 |
| Depreciation and amortization (accretion), net | 25 | -205 | -64 | -23 |
| Provision for credit losses - funded loans | 7,438 | NaN | NaN | NaN |
| Provision for credit losses - unfunded loans | 55 | NaN | NaN | NaN |
| Provision for credit losses | 7,493 | 3,287 | 2,850 | 9,015 |
| Amortization of issuance costs on subordinated debt | 32 | 30 | 31 | 62 |
| Stock based compensation | -32 | 913 | 102 | 174 |
| Net change in fair value of derivative instruments | -51 | 197 | 129 | 47 |
| Net change in fair value of loans held for sale | -380 | 112 | -75 | 273 |
| Net change in fair value of loans held for investment | -39 | 86 | 213 | 360 |
| Amortization and net impairment of servicing rights | 79 | -979 | -187 | 637 |
| Gain on sale of oreo | NaN | 0 | 0 | 15 |
| Net loss on sale of msrs | -159 | -12 | 0 | 415 |
| Sba loan income | 150 | 1,285 | 1,431 | 2,736 |
| Proceeds from sale of loans | 167,141 | 215,719 | 213,607 | 371,239 |
| Loans originated for sale | 168,191 | 215,638 | 191,707 | 373,476 |
| Mortgage banking income | 4,528 | 5,714 | 5,914 | 9,155 |
| Increase in accrued interest receivable | 291 | -220 | 610 | 376 |
| Lease early termination | NaN | 0 | NaN | NaN |
| Increase (decrease) in other assets | 47 | 11,585 | 129 | -4,829 |
| Earnings from investment in bank owned life insurance | 272 | 248 | 246 | 462 |
| Increase in deferred income tax | -207 | 604 | -123 | -854 |
| Increase in accrued interest payable | 89 | -564 | 36 | 199 |
| (decrease) increase in other liabilities | -1,004 | 2,809 | 1,306 | -973 |
| Net cash provided by operating activities | 2,863 | -6,178 | 24,404 | 6,072 |
| Held To Maturity Securities | NaN | 2,000 | NaN | NaN |
| Maturities Prepayments And Calls Of Available For Sale | 5,153 | 6,796 | 5,391 | 6,832 |
| Proceeds from sale of oreo | NaN | 0 | 0 | 15 |
| Sales | NaN | 11,903 | 2,462 | NaN |
| Proceeds from sale of msrs | NaN | 880 | 0 | 502 |
| Purchases | 8,270 | 16,713 | 12,781 | 20,443 |
| Sale And Maturity Of Held To Maturity | 0 | 2,000 | 1 | 999 |
| Proceeds from sale of loans held for investment | 6,698 | 122,721 | NaN | NaN |
| Net redemptions (purchases) of restricted investments in bank stocks | -112 | -539 | -812 | 1,409 |
| Net increase in loans | 27,919 | 133,810 | 50,733 | 86,155 |
| Purchases of premises and equipment | 227 | 394 | 448 | 890 |
| Net purchase of bank owned life insurance | NaN | 19 | NaN | NaN |
| Disposal of premise and equipment | NaN | 17 | 23 | NaN |
| Net cash used in investing activities | -24,453 | -8,080 | -55,273 | -100,549 |
| Net increase in deposits | 11,832 | 27,012 | 20,742 | 105,006 |
| Increase in short-term borrowings | 3,500 | -19,927 | 13,545 | 14,494 |
| Increase in long-term debt | 0 | 0 | -15,245 | 0 |
| Repayment of subordinated debt | 210 | 0 | 0 | 13 |
| Dividends paid | 1,658 | 1,438 | 1,415 | 2,820 |
| Stock based awards and exercises | 617 | 96 | 267 | 522 |
| Shares purchased for esop plan | NaN | 425 | NaN | NaN |
| Proceeds from issuance of common stock | NaN | 4,729 | 2,790 | NaN |
| Net cash provided by financing activities | 14,081 | 10,047 | 20,684 | 117,189 |
| Net change in cash and cash equivalents | -7,509 | -4,211 | -10,185 | 22,712 |
| Cash and cash equivalents at beginning of period | 35,778 | 39,989 | 27,462 | NaN |
| Cash and cash equivalents at end of period | 28,269 | 35,778 | 39,989 | NaN |