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Income Overview

Revenue
$1,706K
Net Income
$5,807K
Net Profit Margin
340.39%
EPS
$0.48
Unit: Thousand (K) dollars
Income Statement
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Wealth management income
1,706
1,729
1,663*
1,610
Mortgage banking income
6,095
4,528
2,484*
5,914
Sba loan income
615
150
1,159*
1,431
Earnings on investment in life insurance
245
272
227*
246
Net loss (gain) on sale of msrs
0
-159
-297*
0
Net (loss) gain on sale of loans
-
-
-108*
-
Net change in the fair value of derivative instruments
-104
-51
333*
129
Net change in the fair value of loans held-for-sale
187
-380
166*
-75
Net change in the fair value of loans held-for-investment
65
-39
55*
213
Net loss on hedging activity
51
18
74*
-166
Net gain (loss) on sale of investments afs
-
-
125*
-
Other
1,023
969
1,440*
651
Total non-interest income
9,883
7,037
7,319*
9,953
Loans and other finance receivables, including fees
38,318
38,144
37,227*
40,477
Securities - taxable
1,830
1,847
1,741*
1,895
Securities - tax-exempt
321
323
326*
325
Cash and cash equivalents
311
398
542*
412
Total interest income
40,780
40,712
39,835*
43,109
Deposits
15,749
15,223
16,091*
17,418
Borrowings and subordinated debentures
2,240
2,287
2,478*
2,575
Total interest expense
17,989
17,510
18,569*
19,993
Net interest income
22,791
23,202
21,266*
23,116
Provision for credit losses
2,968
7,493
5,173*
2,850
Net interest income after provision for credit losses
19,823
15,709
16,093*
20,266
Salaries and employee benefits
13,193
12,386
11,092*
13,613
Occupancy and equipment
1,172
1,183
1,534*
991
Professional fees
1,164
974
711*
1,092
Data processing and software
2,018
1,973
1,675*
1,865
Advertising and promotion
1,317
692
646*
877
Pennsylvania bank shares tax
246
258
232*
254
Other
3,117
2,692
3,061*
2,854
Total non-interest expense
22,227
20,158
18,949*
21,546
Income before income taxes
7,479
2,588
4,463*
8,673
Income tax expense
1,672
582
1,003*
2,014
Net income
5,807
2,006
3,460
6,659
Basic EPS
0.49
0.17
0.303
0.59
Diluted EPS
0.48
0.17
0.296
0.58
Basic Average Shares
11,859,000
11,811,000
11,425,000
11,325,000
Diluted Average Shares
12,174,000
12,153,000
11,682,000
11,540,000
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Loans and otherfinance receivables,...$38,318K (-0.98%↓ Y/Y)Securities - taxable$1,830K (2.12%↑ Y/Y)Securities - tax-exempt$321K (8.81%↑ Y/Y)Cash and cashequivalents$311K (-27.17%↓ Y/Y)Total interest income$40,780K (-1.05%↓ Y/Y)Net interest income$22,791K (7.71%↑ Y/Y)Mortgage banking income$6,095K (5.78%↑ Y/Y)Wealth managementincome$1,706K (14.34%↑ Y/Y)Other$1,023K (-3.85%↓ Y/Y)Sba loan income$615K (-69.06%↓ Y/Y)Earnings on investment inlife insurance$245K (2.08%↑ Y/Y)Net change in thefair value of loans...$187K (9.36%↑ Y/Y)Net change in thefair value of loans...$65K (-65.79%↓ Y/Y)Total interestexpense$17,989K (-10.29%↓ Y/Y)Net loss on hedgingactivity$51K (218.75%↑ Y/Y)Net interest incomeafter provision for...$19,823K (14.21%↑ Y/Y)Total non-interestincome$9,883K (-12.45%↓ Y/Y)Provision for creditlosses$2,968K (-21.96%↓ Y/Y)Net change in thefair value of...-$104K (-1.96%↓ Y/Y)Deposits$15,749K (-8.97%↓ Y/Y)Borrowings andsubordinated debentures$2,240K (-18.58%↓ Y/Y)Income before incometaxes$7,479K (2.63%↑ Y/Y)Total non-interestexpense$22,227K (4.07%↑ Y/Y)Net income$5,807K (3.84%↑ Y/Y)Income tax expense$1,672K (-1.36%↓ Y/Y)Salaries and employeebenefits$13,193K (0.11%↑ Y/Y)Other$3,117K (14.39%↑ Y/Y)Data processing andsoftware$2,018K (18.29%↑ Y/Y)Advertising and promotion$1,317K (3.13%↑ Y/Y)Occupancy and equipment$1,172K (13.02%↑ Y/Y)Professional fees$1,164K (0.00%↑ Y/Y)Pennsylvania bank shares tax$246K (-8.55%↓ Y/Y)

Meridian Corp (MRBK)

Meridian Corp (MRBK)