Financial insights of MRBK

MyFinsight

For the year ending 2025-12-31, MRBK made $6,316K in revenue. $21,836K in net income. Net profit margin of 345.73%.

Income Statement	2025-12-31
Wealth management income	6,316
Mortgage banking income	20,783
Sba loan income	5,452
Earnings on investment in life insurance	956
Net gain on sale of msrs	403
Net (loss) gain on sale of loans	-434
Net change in the fair value of derivative instruments	373
Net change in the fair value of loans held-for-sale	310
Net change in the fair value of loans held-for-investment	659
Net (loss) on hedging activity	-151
Net gain (loss) on sale of investments afs	501
Other	4,012
Total non-interest income	39,180
Loans and other finance receivables, including fees	155,987
Securities - taxable	7,271
Securities - tax-exempt	1,256
Cash and cash equivalents	1,800
Total interest income	166,314
Deposits	68,169
Borrowings and subordinated debentures	10,467
Total interest expense	78,636
Net interest income	87,678
Provision for credit losses	15,152
Net interest income after provision for credit losses	72,526
Salaries and employee benefits	51,280
Occupancy and equipment	4,576
Professional fees	4,095
Data processing and software	7,031
Advertising and promotion	3,877
Pennsylvania bank shares tax	1,016
Other	11,429
Total non-interest expense	83,304
Income before income taxes	28,402
Income tax expense	6,566
Net income	21,836

Basic EPS	1.93
Diluted EPS	1.89
Basic Average Shares	11,326,000
Diluted Average Shares	11,538,000