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Balance Sheets Overview

Debt to Asset Ratio
91.50%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans
    • Investment securities available ...
    • Cash and due from banks
    • Others
Liabilities Breakdown
    • Interest-bearing deposits
    • Noninterest-bearing demand depos...
    • Capital surplus
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and due from banks
298,244
113,024
127,279
165,673
Federal funds sold
503
634
532
474
Cash and cash equivalents
298,747
113,658
127,811
166,147
Investment securities available for sale, at fair value
1,653,460
1,592,555
1,523,001
1,378,907
Equity securities, at fair value
3,853
3,665
4,235
4,214
Loans
4,243,704
4,338,573
4,352,004
4,867,587
Allowance for credit losses on loans
62,519
67,875
69,219
100,886
Total loans, net
4,181,185
4,270,698
4,282,785
4,766,701
Loans held for sale
8,944
6,709
7,781
7,535
Premises and equipment, net
82,898
84,169
85,134
86,005
Other real estate owned
356
514
606
393
Nonmarketable equity securities
30,664
29,835
32,598
37,270
Accrued interest receivable
23,676
25,875
23,824
26,672
Loan servicing rights, at lower of cost or fair value
11,316
11,688
11,932
16,165
Loan servicing rights, held for sale
0
0
3,661
-
Goodwill
7,927
7,927
7,927
7,927
Other intangible assets, net
7,495
8,159
8,876
9,619
Company-owned life insurance
222,757
220,630
218,554
216,494
Credit enhancement asset
13,642
13,476
12,557
5,765
Other assets
153,696
158,405
162,138
181,701
Total assets
6,700,616
6,547,963
6,513,420
6,911,515
Noninterest-bearing demand deposits
1,010,128
1,013,808
1,040,411
1,015,930
Interest-bearing deposits
4,697,150
4,426,259
4,383,968
4,588,895
Total deposits
5,707,278
5,440,067
5,424,379
5,604,825
Short-term borrowings
7,645
153,425
60,181
146,766
Federal home loan bank advances
258,000
238,000
293,000
373,000
Subordinated debt
27,030
27,024
27,019
27,014
Trust preferred debentures
52,219
52,035
51,857
51,684
Accrued interest payable and other liabilities
78,756
78,458
91,485
124,225
Total liabilities
6,130,928
5,989,009
5,947,921
6,327,514
Preferred stock, 2.00 par value 4,000,000 shares authorized 115,000 series a shares, 1,000 per share liquidation preference, issued and outstanding at june30, 2026 and december 31, 2025, respectively
110,548
110,548
110,548
110,548
Common stock, 0.01 par value 40,000,000 shares authorized 20,725,814 and 21,169,854 shares issued and outstanding at june30, 2026 and december 31, 2025, respectively
207
208
212
215
Capital surplus
419,832
421,609
428,247
437,168
Retained earnings
107,032
96,171
86,825
99,036
Accumulated other comprehensive loss, net of tax
-67,931
-69,582
-60,333
-62,966
Total shareholders equity
569,688
558,954
565,499
584,001
Total liabilities and shareholders equity
6,700,616
6,547,963
6,513,420
6,911,515
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans$4,243,704K (-15.72%↓ Y/Y)Cash and due frombanks$298,244K (69.56%↑ Y/Y)Federal funds sold$503K (-27.10%↓ Y/Y)Total loans, net$4,181,185K (-15.41%↓ Y/Y)Investment securitiesavailable for sale, at fair...$1,653,460K (22.45%↑ Y/Y)Cash and cashequivalents$298,747K (69.18%↑ Y/Y)Company-owned life insurance$222,757K (3.90%↑ Y/Y)Other assets$153,696K (-20.01%↓ Y/Y)Premises and equipment,net$82,898K (-3.88%↓ Y/Y)Nonmarketable equitysecurities$30,664K (-18.65%↓ Y/Y)Accrued interestreceivable$23,676K (-5.50%↓ Y/Y)Credit enhancementasset$13,642K (135.21%↑ Y/Y)Loan servicingrights, at lower of cost...$11,316K (-32.32%↓ Y/Y)Loans held for sale$8,944K (-76.02%↓ Y/Y)Goodwill$7,927K (0.00%↑ Y/Y)Other intangibleassets, net$7,495K (-27.67%↓ Y/Y)Equity securities, atfair value$3,853K (-10.29%↓ Y/Y)Other real estateowned$356K (-9.41%↓ Y/Y)Allowance for creditlosses on loans$62,519K (-32.55%↓ Y/Y)Total assets$6,700,616K (-5.73%↓ Y/Y)Total liabilities andshareholders equity$6,700,616K (-5.73%↓ Y/Y)Total liabilities$6,130,928K (-6.17%↓ Y/Y)Total shareholdersequity$569,688K (-0.70%↓ Y/Y)Accumulated othercomprehensive loss, net of tax-$67,931K (8.19%↑ Y/Y)Total deposits$5,707,278K (-4.03%↓ Y/Y)Federal home loan bankadvances$258,000K (-25.22%↓ Y/Y)Accrued interestpayable and other...$78,756K (-24.51%↓ Y/Y)Trust preferreddebentures$52,219K (1.36%↑ Y/Y)Subordinated debt$27,030K (-65.24%↓ Y/Y)Short-term borrowings$7,645K (-11.66%↓ Y/Y)Capital surplus$419,832K (-3.75%↓ Y/Y)Preferred stock, 2.00 parvalue 4,000,000...$110,548K (0.00%↑ Y/Y)Retained earnings$107,032K (6.26%↑ Y/Y)Common stock, 0.01 parvalue 40,000,000...$207K (-3.72%↓ Y/Y)Interest-bearing deposits$4,697,150K (-3.60%↓ Y/Y)Noninterest-bearing demand deposits$1,010,128K (-5.97%↓ Y/Y)

Midland States Bancorp, Inc. (MSBI)

Midland States Bancorp, Inc. (MSBI)