For the quarter ending 2026-03-31.
| Income Statement | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Loans, including fees taxable | 65,559 | 77,543* | - | - |
| Loans, including fees tax exempt | 383 | 413* | - | - |
| Loans held for sale | 102 | 1,308* | - | - |
| Taxable | 18,150 | 15,812* | - | - |
| Tax exempt | 436 | 438* | - | - |
| Nonmarketable equity securities | 583 | 682* | - | - |
| Federal funds sold and cash investments | 809 | 771* | - | - |
| Total interest income | 86,022 | 96,967* | - | - |
| Deposits | 24,203 | 31,068* | - | - |
| Short-term borrowings | 231 | 702* | - | - |
| Federal home loan bank advances | 2,670 | 3,655* | - | - |
| Subordinated debt | 380 | 1,139* | - | - |
| Trust preferred debentures | 1,121 | 1,203* | - | - |
| Total interest expense | 28,605 | 37,766* | - | - |
| Net interest income | 57,417 | 59,201* | - | - |
| Provision for credit losses on loans | 5,403 | 15,137* | - | - |
| Recapture of credit losses on unfunded commitments | -400 | -175* | - | - |
| Total provision for credit losses | 5,003 | 14,962* | - | - |
| Net interest income after provision for credit losses | 52,414 | 44,239* | - | - |
| Wealth management revenue | 8,248 | 7,755* | - | - |
| Service charges on deposit accounts | 3,355 | 3,457* | - | - |
| Interchange revenue | 3,528 | 3,374* | - | - |
| Residential mortgage banking revenue | 626 | 714* | - | - |
| Income on company-owned life insurance | 2,076 | 2,141* | - | - |
| Loss on sales of investment securities, net | -1,731 | 4* | - | - |
| Credit enhancement income (loss) | 3,360 | 2,476* | - | - |
| Other income | 2,660 | 2,125* | - | - |
| Total noninterest income | 22,122 | 22,045* | - | - |
| Salaries and employee benefits | 26,157 | 26,100* | - | - |
| Occupancy and equipment | 4,535 | 4,306* | - | - |
| Data processing | 7,065 | 6,994* | - | - |
| Fdic insurance | 529 | 2,034* | - | - |
| Professional services | 2,242 | 2,468* | - | - |
| Marketing | 1,241 | 1,465* | - | - |
| Communications | 431 | 344* | - | - |
| Loan expense | 3,305 | 1,748* | - | - |
| Loan servicing fees | 1,116 | 1,145* | - | - |
| Impairment on goodwill | 0 | 175,137* | - | - |
| Amortization of intangible assets | 717 | 806* | - | - |
| Other real estate owned | - | -70* | - | - |
| Loss on sale of loan portfolios | - | -5,763* | - | - |
| Impairment on leased assets and surrendered assets | - | 171* | - | - |
| Other expense | 3,086 | 3,094* | - | - |
| Total noninterest expense | 50,424 | 231,643* | - | - |
| Income (loss) before income taxes | 24,112 | -165,359* | - | - |
| Banking Segment | - | - | 11,095 | 13,205 |
| Wealth Management | - | - | 1,986 | 497 |
| Corporate | - | - | -5,524 | -1,678 |
| Income tax expense | 5,649 | 2,353* | - | - |
| Net income (loss) | 18,463 | -167,712 | 7,557 | 12,024 |
| Unrealized gains that occurred during the period | - | - | 15,202 | -2,915 |
| Reclassification adjustment for realized net (gains) losses on sales of investment securities included in net income | - | - | 14 | 0 |
| Income tax effect | - | - | 3,988 | -628 |
| Change in investment securities available for sale, net of tax | - | - | 11,200 | -2,287 |
| Net unrealized derivative gains (losses) on cash flow hedges | - | - | -439 | 223 |
| Reclassification adjustment for net losses realized in net income | - | - | -197 | -642 |
| Income tax effect | - | - | -64 | 227 |
| Change in cash flow hedges, net of tax | - | - | -178 | 638 |
| Other comprehensive income, net of tax | - | - | 11,022 | -1,649 |
| Total comprehensive income (loss) | - | - | 18,579 | 10,375 |
| Basic EPS | 0.74 | -7.688 | 0.24 | 0.44 |
| Diluted EPS | 0.74 | -7.688 | 0.24 | 0.44 |
| Basic Average Shares | 21,301,246 | 21,815,193 | 21,863,911 | 21,820,190 |
| Diluted Average Shares | 21,301,246 | 21,815,193 | 21,863,911 | 21,820,190 |
Midland States Bancorp, Inc. (MSBI)
Midland States Bancorp, Inc. (MSBI)