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The latest financial statement is for the year ending 2025-12-31.

Cash Flow Overview

Free Cash flow
-$5,769K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from mortgage loans
    • Net change in deposits
    • Proceeds from federal home loan ...
    • Others
Negative Cash Flow Breakdown
    • Origination of mortgage loans he...
    • Loan and note receivable origina...
    • Payments to federal home loan ba...
    • Others

Cash Flow
2025-12-31
Net income
13,188
Net amortization of investment securities
15
Stock dividends received on correspondent bank stock
576
Provision for credit losses
5,025
Net (gain) loss on loans held for sale
222
Net gain on mortgage loans
4,443
Origination of mortgage loans held for sale
378,685
Proceeds from mortgage loans
367,628
Loss on disposal of fixed assets
-43
Depreciation and amortization
2,636
Net amortization of purchase accounting adjustments
621
Deferred income tax (benefit) expense
-770
Purchase of solar tax credits
1,165
Income on company-owned life insurance
455
Stock-based compensation
2,173
Provision for other real estate owned
1,349
Net gain on other real estate owned
459
Unrealized (gain) loss recognized on equity securities
14
Net (gain) loss on loans accounted for under the fair value option
-6
Change in accounts receivable
18
Change in accrued interest receivable and other assets
-1,711
Change in accrued interest payable and other liabilities
9,375
Net cash (used in) provided by operating activities
-1,799
Maturities, prepayments, and calls
4,376
Purchases
49,947
Maturities, prepayments, and calls
13,367
Purchases
32,446
Purchases of correspondent bank stock
-5,591
Redemption of correspondent bank stock
5,267
Contributions to low-income housing tax credit investments
1,673
Loan and note receivable originations and principal collections, net
217,982
Purchases of premises and equipment
3,970
Proceeds from sale of loans
0
Purchase of loans
7,838
Proceeds from sale of other real estate owned
31,999
Net cash (used in) provided by investing activities
-264,438
Net change in deposits
232,366
Payments to federal home loan bank borrowings
179,734
Proceeds from federal home loan bank borrowings
187,066
Payments to federal reserve borrowings
1,529
Proceeds from federal reserve borrowings
0
Payments to subordinated note holders
8,000
Repurchase of common stock
784
Cash paid for withholding taxes on exercised stock options
6
Cash paid for withholding taxes on share-based awards
802
Net cash provided by (used in) financing activities
228,577
Net change in cash and cash equivalents
-37,660
Cash and cash equivalents, beginning of year
237,941
Cash and cash equivalents, end of period
200,281
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net change indeposits$232,366K Proceeds from federalhome loan bank...$187,066K Net cash provided by(used in) financing...$228,577K Canceled cashflow$190,855K Net change in cashand cash...-$37,660K Canceled cashflow$228,577K Proceeds from sale ofother real estate...$31,999K Maturities, prepayments,and calls$13,367K Redemption ofcorrespondent bank stock$5,267K Maturities, prepayments,and calls$4,376K Proceeds from mortgageloans$367,628K Net income$13,188K Provision for creditlosses$5,025K Depreciation andamortization$2,636K Stock-based compensation$2,173K Change in accruedinterest receivable and...-$1,711K Provision for other realestate owned$1,349K Net amortization ofpurchase accounting...$621K Loss on disposal offixed assets-$43K Net amortization ofinvestment securities$15K Payments to federal homeloan bank borrowings$179,734K Payments to subordinatednote holders$8,000K Payments to federalreserve borrowings$1,529K Cash paid forwithholding taxes on...$802K Repurchase of common stock$784K Cash paid forwithholding taxes on...$6K Net cash (used in)provided by investing...-$264,438K Canceled cashflow$55,009K Net cash (used in)provided by operating...-$1,799K Canceled cashflow$394,389K Loan and notereceivable originations...$217,982K Purchases$49,947K Purchases$32,446K Purchase of loans$7,838K Purchases ofcorrespondent bank stock-$5,591K Purchases of premises andequipment$3,970K Contributions to low-incomehousing tax credit...$1,673K Origination of mortgageloans held for sale$378,685K Change in accruedinterest payable and...$9,375K Net gain on mortgageloans$4,443K Purchase of solar taxcredits$1,165K Deferred income tax(benefit) expense-$770K Stock dividendsreceived on...$576K Net gain on otherreal estate owned$459K Income oncompany-owned life insurance$455K Net (gain) loss onloans held for sale$222K Change in accountsreceivable$18K Unrealized (gain) lossrecognized on equity...$14K Net (gain) loss onloans accounted for...-$6K

First Western Financial Inc (MYFW)

First Western Financial Inc (MYFW)