For the quarter ending 2026-03-31, NBHC had $55,733K increase in cash & cash equivalents over the period.
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net income | 20,793 | 16,036 | 35,285 | 58,253 |
| Provision for credit loss expense | 4,000 | 9,100 | -1,500 | 10,200 |
| Depreciation and amortization | 8,955 | 8,271 | 7,585 | 12,247 |
| Change in current income tax receivable | -6,318 | -1,227 | -1,918 | 208 |
| Change in deferred income taxes | -6,043 | 5,115 | 10,995 | 8,456 |
| Discount accretion, net of premium amortization on securities | 1,191 | 781 | 824 | 1,170 |
| Proceeds from sales of mortgage servicing rights | - | 0 | 0 | 2,360 |
| Gain on sale of mortgage servicing rights | - | 0 | 0 | 646 |
| Gain on sale of fixed assets | - | -22 | 235 | 1,349 |
| Gain on sale of mortgages, net | 2,417 | 3,770 | 2,592 | 4,642 |
| Origination of loans held for sale, net of repayments | 80,076 | 91,152 | 93,003 | 167,883 |
| Proceeds from sales of loans held for sale | 83,283 | 91,479 | 94,127 | 176,236 |
| Originations of mortgage servicing rights | 92 | 48 | 44 | 102 |
| Stock-based compensation | 6,349 | 1,414 | 2,145 | 3,695 |
| Gain on security sales | 246 | -3,348 | - | - |
| Operating lease payments | 1,884 | 1,575 | 1,626 | 3,278 |
| Change in other assets | 79,069 | -6,150 | 7,457 | 1,531 |
| Change in other liabilities | -2,873 | -4,326 | 11,456 | -19,086 |
| Net cash (used in) provided by operating activities | -56,829 | 38,056 | 52,394 | 71,968 |
| Proceeds from maturities and paydowns of other securities | 2,214 | - | - | - |
| Proceeds from the sale of loans | - | 0 | 16,590 | 11,941 |
| Proceeds from maturities and paydowns of investment securities available-for-sale | 33,287 | 32,159 | 25,794 | 74,609 |
| Proceeds from maturities and paydowns of investment securities held-to-maturity | 32,763 | 38,214 | 28,275 | 76,710 |
| Proceeds from sales of other securities | 10,383 | 2,969 | 48,029 | - |
| Proceeds from sales of investment securities available-for-sale | 176,945 | 57,836 | - | - |
| Proceeds from sales of other real estate owned | 6,032 | 254 | 0 | 269 |
| Purchases of other securities | 12,667 | 1,288 | 49,949 | - |
| Purchases of investment securities available-for-sale | 144,764 | -4,113 | 4,113 | 160,543 |
| Purchases of investment securities held-to-maturity | 137,863 | 0 | 0 | 260,257 |
| Purchases of premises and equipment, net | 5,491 | 8,013 | 5,899 | 16,008 |
| Net (increase) decrease in loans | 164,366 | 105,676 | -143,358 | -237,115 |
| Proceeds from non-marketable securities | - | - | - | 32,429 |
| Purchases of non-marketable securities | - | - | - | 37,009 |
| Net cash activity for acquisitions | 250,074 | - | - | - |
| Net cash provided by (used in) investing activities | 46,547 | 20,568 | 206,665 | -40,744 |
| Net (decrease) increase in deposits | -38,808 | -179,031 | 202,211 | 31,602 |
| Net (decrease) increase in repurchase agreements and other short-term borrowings | -359 | -3,953 | 2,790 | -382 |
| Proceeds from long-term debt issuance | 150,000 | - | - | - |
| Payment of long-term debt issuance costs | 2,752 | - | - | - |
| Net payments to the federal home loan bank | - | 0 | 50,000 | - |
| Net (payments to) advances from the fhlb | -145,000 | - | - | 135,000 |
| Issuance of stock under purchase and equity compensation plans | 1,762 | 229 | -308 | 1,817 |
| Proceeds from exercise of stock options | 552 | 18 | -43 | 53 |
| Payment of dividends | 14,744 | 11,803 | 11,444 | 22,808 |
| Repurchase of common stock | 16,112 | 2,128 | 8,804 | 4,237 |
| Net cash provided by financing activities | 66,015 | -197,126 | 18 | 137,411 |
| Increase in cash and cash equivalents | 55,733 | -138,502 | 259,077 | 168,635 |
| Cash and cash equivalents at beginning of the year | 417,058 | 555,560 | 127,848 | - |
| Cash and cash equivalents at end of period | 472,791 | 417,058 | 555,560 | - |
National Bank Holdings Corp (NBHC)
National Bank Holdings Corp (NBHC)