For the quarter ending 2025-09-30, NBHC had $259,077K increase in cash & cash equivalents over the period.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 35,285 | 58,253 |
| Provision for credit loss expense | -1,500 | 10,200 |
| Depreciation and amortization | 7,585 | 12,247 |
| Change in current income tax receivable | -1,918 | 208 |
| Change in deferred income taxes | 10,995 | 8,456 |
| Discount accretion, net of premium amortization on securities | 824 | 1,170 |
| Gain on sale of mortgages, net | 2,592 | 4,642 |
| Origination of loans held for sale, net of repayments | 93,003 | 167,883 |
| Proceeds from sales of loans held for sale | 94,127 | 176,236 |
| Originations of mortgage servicing rights | 44 | 102 |
| Proceeds from sales of mortgage servicing rights | 0 | 2,360 |
| Gain on sale of mortgage servicing rights | 0 | 646 |
| Gain on sale of fixed assets | 235 | 1,349 |
| Stock-based compensation | 2,145 | 3,695 |
| Operating lease payments | 1,626 | 3,278 |
| Change in other assets | 7,457 | 1,531 |
| Change in other liabilities | 11,456 | -19,086 |
| Net cash provided by operating activities | 52,394 | 71,968 |
| Proceeds from other securities | 48,029 | - |
| Proceeds from maturities and paydowns of investment securities available-for-sale | 25,794 | 74,609 |
| Proceeds from maturities and paydowns of investment securities held-to-maturity | 28,275 | 76,710 |
| Proceeds from sales of other real estate owned | 0 | 269 |
| Purchases of other securities | 49,949 | - |
| Purchases of investment securities available-for-sale | 4,113 | 160,543 |
| Purchases of investment securities held-to-maturity | 0 | 260,257 |
| Purchases of premises and equipment, net | 5,899 | 16,008 |
| Net decrease (increase) in loans | -143,358 | -237,115 |
| Proceeds from non-marketable securities | - | 32,429 |
| Purchases of non-marketable securities | - | 37,009 |
| Proceeds from the sale of loans | 16,590 | 11,941 |
| Net cash provided by (used in) investing activities | 206,665 | -40,744 |
| Net increase in deposits | 202,211 | 31,602 |
| Net increase (decrease) in repurchase agreements and other short-term borrowings | 2,790 | -382 |
| Net payments to the federal home loan bank | 50,000 | - |
| Issuance of stock under purchase and equity compensation plans | -308 | 1,817 |
| Proceeds from exercise of stock options | -43 | 53 |
| Payment of dividends | 11,444 | 22,808 |
| Net advances from (payments to) the federal home loan bank | - | 135,000 |
| Repurchase of common stock | 8,804 | 4,237 |
| Net cash provided by (used in) financing activities | 18 | 137,411 |
| Increase (decrease) in cash and cash equivalents | 259,077 | 168,635 |
| Cash and cash equivalents at beginning of period | 127,848 | - |
| Cash and cash equivalents at end of period | 555,560 | - |
National Bank Holdings Corp (NBHC)
National Bank Holdings Corp (NBHC)