For the year ending 2025-12-31, NBHC had $289,210K increase in cash & cash equivalents over the period.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income | 109,574 |
| Provision for credit loss expense | 17,800 |
| Depreciation and amortization | 28,103 |
| Change in current income tax receivable | -2,937 |
| Change in deferred income taxes | 24,566 |
| Discount accretion, net of premium amortization on securities | 2,775 |
| Gain on sale of mortgages, net | 11,004 |
| Origination of loans held for sale, net of repayments | 352,038 |
| Proceeds from sales of loans held for sale | 361,842 |
| Originations of mortgage servicing rights | 194 |
| Proceeds from sales of mortgage servicing rights | 2,360 |
| Gain on sale of mortgage servicing rights | 646 |
| Gain on sale of fixed assets | 1,562 |
| Stock-based compensation | 7,254 |
| Loss on security sales | -3,348 |
| Operating lease payments | 6,479 |
| Change in other assets | 2,838 |
| Change in other liabilities | -11,956 |
| Net cash provided by operating activities | 162,418 |
| Proceeds from other securities | 50,998 |
| Proceeds from maturities and paydowns of investment securities available-for-sale | 132,562 |
| Proceeds from maturities and paydowns of investment securities held-to-maturity | 143,199 |
| Proceeds from sales of investment securities available-for-sale | 57,836 |
| Proceeds from sales of other real estate owned | 523 |
| Purchases of other securities | 51,237 |
| Purchases of investment securities available-for-sale | 160,543 |
| Purchases of investment securities held-to-maturity | 260,257 |
| Purchases of premises and equipment, net | 29,920 |
| Net decrease (increase) in loans | -274,797 |
| Proceeds from the sale of loans | 28,531 |
| Net cash provided by (used in) investing activities | 186,489 |
| Net increase in deposits | 54,782 |
| Net decrease in repurchase agreements and other short-term borrowings | -1,545 |
| Net payments to the federal home loan bank | 50,000 |
| Issuance of stock under purchase and equity compensation plans | 1,738 |
| Proceeds from exercise of stock options | 28 |
| Payment of dividends | 46,055 |
| Repurchase of common stock | 15,169 |
| Net cash (used in) provided by financing activities | -59,697 |
| Increase (decrease) in cash and cash equivalents | 289,210 |
| Cash and cash equivalents at beginning of the year | 127,848 |
| Cash and cash equivalents at end of period | 417,058 |
National Bank Holdings Corp (NBHC)
National Bank Holdings Corp (NBHC)