| Income Statement | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-09-30 |
|---|---|---|---|---|
| Dividends on non-marketable securities | - | 466 | 480 | 405 |
| Interest and fees on loans | 120,132 | 120,238 | 120,207 | 129,566 |
| Interest and dividends on investment securities | 9,992 | 9,834 | 8,737 | 7,476 |
| Dividends on other securities | 409 | - | - | - |
| Interest on interest bearing bank deposits | 1,705 | 682 | 539 | 556 |
| Total interest and dividend income | 132,238 | 131,220 | 129,963 | 138,003 |
| Interest on deposits | 42,886 | 41,845 | 41,267 | 49,366 |
| Interest on borrowings | 1,152 | 1,966 | 2,005 | 984 |
| Total interest expense | 44,038 | 43,811 | 43,272 | 50,350 |
| Net interest income before provision for credit losses | 88,200 | 87,409 | 86,691 | 87,653 |
| Provision (release) for credit loss expense | -1,500 | - | 10,200 | 2,000 |
| Net interest income after provision for credit losses | 89,700 | 87,409 | 76,491 | 85,653 |
| Non-interest income-Bank Servicing | 4,340 | - | - | - |
| Non-interest income-Credit And Debit Card | 4,505 | - | - | - |
| Non-interest income-Bank Servicing | - | 4,127 | - | - |
| Mortgage banking income | 2,895 | 2,547 | 3,315 | - |
| Non-interest income | - | - | 8,312 | - |
| Non-interest income-Credit And Debit Card | - | 4,732 | - | - |
| Bank-owned life insurance income | 795 | 776 | 764 | - |
| Other non-interest income | 8,156 | 4,884 | 2,985 | - |
| Total non-interest income | 20,691 | 17,066 | 15,376 | 18,389 |
| Salaries and benefits | 37,779 | 37,746 | 34,362 | 37,331 |
| Occupancy and equipment | 12,383 | 9,436 | 10,837 | 9,697 |
| Data processing | 4,751 | 4,452 | 4,401 | 4,398 |
| Marketing and business development | 948 | 968 | 946 | 1,091 |
| Fdic deposit insurance | 1,041 | 990 | 1,326 | 1,297 |
| Bank card expenses | 1,033 | 1,268 | 1,103 | 1,176 |
| Professional fees | 3,249 | 1,680 | 1,423 | 2,111 |
| Other non-interest expense | 4,116 | 4,444 | 5,642 | 5,084 |
| Other intangible assets amortization | 1,946 | 1,947 | 1,977 | 1,977 |
| Total non-interest expense | 67,246 | 62,931 | 62,017 | 64,162 |
| Income before income taxes | 43,145 | 41,544 | 29,850 | 39,880 |
| Income tax expense | 7,860 | 7,522 | 5,619 | 6,775 |
| Net income | 35,285 | 34,022 | 24,231 | 33,105 |
| Earnings per share, basic | 0.92 | 0.89 | 0.63 | 0.86 |
| Earnings per share, diluted | 0.92 | 0.88 | 0.63 | 0.86 |
| Weighted average number of shares outstanding, basic | 37,911,643 | 38,075,896 | 38,068,455 | 38,277,042 |
| Weighted average number of shares outstanding, diluted | 38,034,473 | 38,151,810 | 38,229,869 | 38,495,091 |
National Bank Holdings Corp (NBHC)
National Bank Holdings Corp (NBHC)