For the quarter ending 2026-03-31.
| Income Statement | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Non-interest income-Bank Servicing | 4,192 | 3,674* | 4,340 | - |
| Non-interest income-Credit And Debit Card | 4,334 | 2,314* | 4,505 | - |
| Non-interest income-Bank Servicing | - | - | - | 4,127 |
| Mortgage banking income | 2,742 | 2,328 | 2,895 | 2,547 |
| Non-interest income-Credit And Debit Card | - | - | - | 4,732 |
| Bank-owned life insurance income | 887 | 2,050 | 795 | 776 |
| Other non-interest income | 5,578 | 4,904 | 8,156 | 4,884 |
| Gain on security sales | 246 | -837* | - | - |
| Total non-interest income | 17,979 | 14,433 | 20,691 | 17,066 |
| Interest and fees on loans | 144,975 | 114,049 | 120,132 | 120,238 |
| Interest and dividends on investment securities | 10,151 | 9,190 | 9,992 | 9,834 |
| Dividends on other securities | 516 | 368 | 409 | - |
| Dividends on non-marketable securities | - | - | - | 466 |
| Interest on interest bearing bank deposits | 3,509 | 2,746 | 1,705 | 682 |
| Total interest and dividend income | 159,151 | 126,353 | 132,238 | 131,220 |
| Interest on deposits | 48,369 | 39,428 | 42,886 | 41,845 |
| Interest on borrowings | 1,980 | 720 | 1,152 | 1,966 |
| Total interest expense | 50,349 | 40,148 | 44,038 | 43,811 |
| Net interest income before provision for credit losses | 108,802 | 86,205 | 88,200 | 87,409 |
| Provision for credit loss expense | 4,000 | 9,100 | -1,500 | - |
| Net interest income after provision for credit losses | 104,802 | 77,105 | 89,700 | 87,409 |
| Salaries and benefits | 56,970 | 38,447 | 37,779 | 37,746 |
| Occupancy and equipment | 15,834 | 13,173 | 12,383 | 9,436 |
| Data processing | 7,653 | 4,653 | 4,751 | 4,452 |
| Marketing and business development | 1,504 | 1,484 | 948 | 968 |
| Fdic deposit insurance | 1,358 | 998 | 1,041 | 990 |
| Bank card expenses | 1,078 | 1,090 | 1,033 | 1,268 |
| Professional fees | 2,232 | 6,175 | 3,249 | 1,680 |
| Other non-interest expense | 7,744 | 4,481 | 4,116 | 4,444 |
| Other intangible assets amortization | 2,464 | 1,947 | 1,946 | 1,947 |
| Total non-interest expense | 96,837 | 72,448 | 67,246 | 62,931 |
| Income before income taxes | 25,944 | 19,090 | 43,145 | 41,544 |
| Income tax expense | 5,151 | 3,054 | 7,860 | 7,522 |
| Net income | 20,793 | 16,036 | 35,285 | 34,022 |
| Basic EPS | 0.46 | 0.424 | 0.92 | 0.89 |
| Diluted EPS | 0.46 | 0.423 | 0.92 | 0.88 |
| Basic Average Shares | 44,439,788 | 37,800,242 | 37,911,643 | 38,075,896 |
| Diluted Average Shares | 44,610,511 | 37,947,904 | 38,034,473 | 38,151,810 |
National Bank Holdings Corp (NBHC)
National Bank Holdings Corp (NBHC)