Financial insights of NBHC

MyFinsight

For the year ending 2025-12-31.

Income Statement	2025-12-31	2024-12-31
Non-interest income-Bank Servicing	16,694	-
Non-interest income-Credit And Debit Card	17,821	-
Mortgage banking income	11,085	11,228
Bank-owned life insurance income	4,385	3,005
Non-interest income	-	36,920
Other non-interest income	20,929	16,660
Loss on security sales	-3,348	-6,582
Total non-interest income	67,566	61,231
Dividends on non-marketable securities	-	1,832
Interest and fees on loans	474,626	505,266
Interest and dividends on investment securities	37,753	28,696
Dividends on other securities	1,723	-
Interest on interest bearing bank deposits	5,672	2,474
Total interest and dividend income	519,774	538,268
Interest on deposits	165,426	186,192
Interest on borrowings	5,843	6,688
Total interest expense	171,269	192,880
Net interest income before provision for credit losses	348,505	345,388
Provision for credit loss expense	17,800	6,755
Net interest income after provision for credit losses	330,705	338,633
Salaries and benefits	148,334	146,243
Occupancy and equipment	45,829	39,951
Fdic deposit insurance	-	5,390
Data processing	18,257	17,481
Marketing and business development	4,346	3,989
Fdic deposit insurance	4,355	-
Bank card expenses	4,494	5,185
Professional fees	12,527	7,062
Other non-interest expense	18,683	21,377
Other intangible assets amortization	7,817	7,939
Total non-interest expense	264,642	254,617
Income before income taxes	133,629	145,247
Income tax expense	24,055	26,432
Net income	109,574	118,815

Basic EPS	2.86	3.1
Diluted EPS	2.85	3.08
Basic Average Shares	37,964,059	38,212,304
Diluted Average Shares	38,091,014	38,419,125