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For the quarter ending 2026-03-31, NNI made $127,842K in revenue. $71,126K in net income. Net profit margin of 55.64%.

Income Overview

Revenue
$127,842K
Net Income
$71,126K
Net Profit Margin
55.64%
EPS
$1.97
Unit: Thousand (K) dollars
Revenue Breakdown
    • Department Of Education Loan Ser...
    • Private Education And Consumer L...
    • Software Services
    • Others

Income Statement
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Revenue-Loan Servicing And Systems
127,842 101,425* 151,052 120,724
Revenue-Education Technology Services And Payments
154,436 216,002* 129,321 118,184
Revenue-Reinsurance Premiums Earned
22,536 33,587* 23,165 26,112
Revenue-Solar Construction Revenue
0 3,876* 5,738 1,259
Investment advisory services (wrcm)-Investment Advice
-1,379 2,010 -
Investment activity, net
-4,742 42,317 -
Allo preferred return
-147 0 -
Solar consulting fee income
-3,282* --
Borrower late fee income
-6,618 1,817 -
Administration/sponsor fee income
--401* 2,267 -
Gain (loss) on investments-ALLOVoting Membership Interests Investment
-0* 0 -
Gain (loss) on investments-Solar Investment
--17,099 -10,884 -
(gain) loss on debt repurchases
-13,673* -8,304 -
Loss on sale of loans, net
--157 -2,472 0
Other
-3,003 6,507 -
Other, net
10,437 15,187 35,730 22,976
Loss on partial redemption of allo investment
--87,522* 0 175,044
Derivative market value adjustments and derivative settlements, net
2,167 2,329 -27 -3,122
Total other income (expense), net
317,418 284,883 342,507 461,177
Loan interest
171,024 184,825 162,717 172,104
Impairment expense and provision for beneficial interests
--9,145 10,288
Total expenses
--294,872 285,318
Investment interest
40,202 40,559 43,241 40,185
Total interest income
211,226 225,384 205,958 212,289
Interest expense on bonds and notes payable and bank deposits
109,583 118,274 120,708 132,854
Net interest income
101,643 107,110 85,250 79,435
Provision for loan losses from allowance activity table above
53,572 ---
Provision expense (negative provision) for unfunded loan commitments, net
-328 ---
Less provision for loan losses
53,244 38,147 -3,563 17,930
Less provision for beneficial interests
4,130 11,311 --
Net interest income after provision
44,269 57,652 88,813 61,505
Loan Servicing And Systems
2,087 1,756* 2,021 1,845
Education Technology Services And Payments
49,953 41,954* 50,363 39,844
Solar Construction Revenue
0 9,325* 7,607 14,050
Cost of services
52,040 53,034 59,991 55,739
Salaries and benefits
-159,029* 144,778 -
Depreciation and amortization
-8,698* 7,327 -
Reinsurance losses and underwriting expenses
-30,290* 19,962 -
Impairment expense
-7,403* --
Other expenses
-58,726* 53,669 -
Total operating expenses
233,986 264,145 225,736 219,291
Income (loss) before income taxes
75,661 46,380 136,448 237,364
Income tax (expense) benefit
20,061 7,693 35,773 59,510
Net income
55,600 38,687 100,675 177,854
Net loss attributable to noncontrolling interests
-15,526 -19,084 -6,009 -3,605
Net income (loss) attributable to nelnet, inc
71,126 57,771 106,684 181,459
Basic EPS
1.97 1.601 2.94 4.97
Diluted EPS
1.97 1.601 2.94 4.97
Basic Average Shares
36,076,912 36,084,442 36,316,315 36,485,605
Diluted Average Shares
36,076,912 36,084,442 36,316,315 36,485,605
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image
Loan interest$171,024K (2.75%↑ Y/Y)Investment interest$40,202K (-2.87%↓ Y/Y)Total interest income$211,226K (1.64%↑ Y/Y)Revenue-Education TechnologyServices And Payments$154,436K Revenue-Loan Servicing AndSystems$127,842K Revenue-Reinsurance Premiums Earned$22,536K Other, net$10,437K (-55.95%↓ Y/Y)Derivative market valueadjustments and derivative...$2,167K (138.85%↑ Y/Y)Net interest income$101,643K (22.88%↑ Y/Y)Interest expense on bondsand notes payable...$109,583K (-12.41%↓ Y/Y)Total other income(expense), net$317,418K (0.52%↑ Y/Y)Net interest incomeafter provision$44,269K (-34.30%↓ Y/Y)Less provision forloan losses$53,244K (247.16%↑ Y/Y)Less provision forbeneficial interests$4,130K Provision expense(negative provision) for...-$328K (-156.25%↓ Y/Y)Income (loss) beforeincome taxes$75,661K (-28.72%↓ Y/Y)Total operatingexpenses$233,986K (7.37%↑ Y/Y)Cost of services$52,040K (-9.51%↓ Y/Y)Provision for loan lossesfrom allowance...$53,572K (246.41%↑ Y/Y)Net income$55,600K (-31.47%↓ Y/Y)Net lossattributable to...-$15,526K (-985.73%↓ Y/Y)Income tax (expense)benefit$20,061K (-19.79%↓ Y/Y)Education TechnologyServices And Payments$49,953K Loan Servicing AndSystems$2,087K Net income (loss)attributable to nelnet, inc$71,126K (-13.85%↓ Y/Y)

NELNET INC (NNI)

NELNET INC (NNI)