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For the quarter ending 2026-03-31, NNI has $14,177,917K in assets. $10,571,905K in debts. $240,007K in cash and cash equivalents.

Balance Sheets Overview

Debt to Asset Ratio
74.57%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans receivable, gross-Consumer...
    • Total investments at fair value
    • Loans receivable, gross-Consumer...
    • Others
Liabilities Breakdown
    • Retained earnings
    • Bank deposits
    • Other liabilities
    • Others

Balance Sheets
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Student Loan Stafford And Other
1,819,085 1,772,172 --
Student Loan Consolidation Loan
5,246,278 5,665,071 --
Consumer Portfolio Segment Federally Insured Non Nelnet Bank
7,065,363 7,437,243 --
Consumer Portfolio Segment Private Education Loans Non Nelnet Bank
130,217 139,209 --
Consumer Portfolio Segment Consumer Loans And Other Financing Receivables Non Nelnet Bank
1,213,599 1,122,717 --
Loans receivable, gross-Consumer Portfolio Segment Non Nelnet Bank
8,409,179 8,699,169 --
Student Loan Stafford And Other
23,366 23,960 --
Student Loan Consolidation Loan
435,205 148,360 --
Consumer Portfolio Segment Federally Insured Nelnet Bank
458,571 172,320 --
Consumer Portfolio Segment Private Education Loans Nelnet Bank
539,381 518,634 --
Consumer Portfolio Segment Consumer And Other Loans Nelnet Bank
263,498 266,608 --
Loans receivable, gross-Consumer Portfolio Segment Nelnet Bank
1,261,450 957,562 --
Accrued interest receivable
539,758 528,936 --
Loan discount and deferred lender fees, net of unamortized loan premiums and deferred origination costs
-45,725 -46,894 --
Consumer Portfolio Segment Federally Insured Non Nelnet Bank
40,043 42,080 --
Consumer Portfolio Segment Private Education Loans Non Nelnet Bank
6,385 6,894 --
Consumer Portfolio Segment Consumer Loans And Other Financing Receivables Non Nelnet Bank
79,593 57,360 --
Allowance for loan losses-Consumer Portfolio Segment Non Nelnet Bank
126,021 106,334 --
Consumer Portfolio Segment Federally Insured Nelnet Bank
1,725 676 --
Consumer Portfolio Segment Private Education Loans Nelnet Bank
13,182 12,932 --
Consumer Portfolio Segment Consumer And Other Loans Nelnet Bank
14,263 12,136 --
Allowance for loan losses-Consumer Portfolio Segment Nelnet Bank
29,170 25,744 --
Loans and accrued interest receivable
10,009,471 10,006,695 10,227,261 10,155,483
Nonrelated Party
118,660 128,142 126,956 135,256
Related Party
121,347 167,841 89,469 90,497
Cash and cash equivalents
240,007 295,983 216,425 225,753
Fair value
1,412,729 ---
Equity securities and funds measured at net asset value
110,508 ---
Total investments at fair value
1,523,237 ---
Other investments and notes receivable, net
954,124 ---
Total investments and notes receivable
2,477,361 2,347,971 2,239,525 2,104,939
Restricted cash
308,177 357,639 394,074 317,958
Restricted cash due to customers
282,341 319,924 156,297 258,065
Accounts receivable (net of allowance for doubtful accounts of 3,069 and 2,758, respectively)
196,910 193,453 147,822 127,490
Goodwill
203,930 158,029 158,029 158,029
Intangible assets, net
97,576 29,283 31,754 33,278
Property and equipment, net
84,606 75,532 93,174 85,040
Other assets
277,538 279,274 212,321 245,053
Total assets
14,177,917 14,063,783 13,876,682 13,711,088
Bonds and notes payable, gross
-7,821,569 --
Discount on bonds and notes payable and debt issuance costs
-40,642 --
Bonds and notes payable
7,699,400 7,780,927 7,822,531 7,903,561
Accrued interest payable
16,916 20,426 19,039 19,296
Bank deposits
1,744,527 1,669,173 1,476,765 1,382,042
Other liabilities
566,618 558,184 528,917 494,387
Due to customers
544,444 457,844 442,735 429,109
Total liabilities
10,571,905 10,486,554 10,289,987 10,228,395
Common stock-Common Class A
253 253 254 255
Common stock-Common Class B
106 106 106 107
Additional paid-in capital
1,535 1,481 1,058 637
Retained earnings
3,732,931 3,681,333 3,648,375 3,576,192
Accumulated other comprehensive (loss) earnings, net
-3,534 2,619 3,497 -2,208
Total nelnet, inc. shareholders' equity
3,731,291 3,685,792 3,653,290 3,574,983
Noncontrolling interests
-125,279 -108,563 -66,595 -92,290
Total equity
3,606,012 3,577,229 3,586,695 3,482,693
Total liabilities and equity
14,177,917 14,063,783 13,876,682 13,711,088
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

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Balance Sheets

Student LoanConsolidation Loan$5,246,278K Student Loan StaffordAnd Other$1,819,085K Student LoanConsolidation Loan$435,205K Student Loan StaffordAnd Other$23,366K Consumer PortfolioSegment Federally...$7,065,363K Consumer PortfolioSegment Consumer Loans...$1,213,599K Consumer PortfolioSegment Private...$130,217K Consumer PortfolioSegment Private...$539,381K Consumer PortfolioSegment Federally...$458,571K Consumer PortfolioSegment Consumer And...$263,498K Fair value$1,412,729K Equity securities andfunds measured at net...$110,508K Loans receivable,gross-Consumer Portfolio...$8,409,179K Loans receivable,gross-Consumer Portfolio...$1,261,450K Accrued interestreceivable$539,758K Total investments atfair value$1,523,237K Other investments andnotes receivable, net$954,124K Related Party$121,347K Nonrelated Party$118,660K Loans and accruedinterest receivable$10,009,471K Total investments andnotes receivable$2,477,361K Restricted cash$308,177K Restricted cash due tocustomers$282,341K Other assets$277,538K Cash and cashequivalents$240,007K Goodwill$203,930K Accounts receivable (netof allowance for...$196,910K Intangible assets, net$97,576K Property and equipment,net$84,606K Allowance for loanlosses-Consumer Portfolio...$126,021K Loan discount anddeferred lender fees, net...-$45,725K Allowance for loanlosses-Consumer Portfolio...$29,170K Total assets$14,177,917K Consumer PortfolioSegment Consumer Loans...$79,593K Consumer PortfolioSegment Federally...$40,043K Consumer PortfolioSegment Private...$6,385K Consumer PortfolioSegment Consumer And...$14,263K Consumer PortfolioSegment Private...$13,182K Consumer PortfolioSegment Federally...$1,725K Total liabilities andequity$14,177,917K Total liabilities$10,571,905K Total equity$3,606,012K Noncontrolling interests-$125,279K Bonds and notespayable$7,699,400K Bank deposits$1,744,527K Other liabilities$566,618K Due to customers$544,444K Accrued interestpayable$16,916K Total nelnet, inc.shareholders' equity$3,731,291K Accumulated othercomprehensive (loss)...-$3,534K Retained earnings$3,732,931K Additional paid-in capital$1,535K Common stock-CommonClass A$253K Common stock-CommonClass B$106K

NELNET INC (NNI)

NELNET INC (NNI)