For the year ending 2025-12-31, NP had $12,483K increase in cash & cash equivalents over the period.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income | 37,413 |
| Amortization expense | 3,713 |
| Amortization of deferred financing fees | 632 |
| Loss on extinguishment of debt | 0 |
| Share-based compensation | 11,420 |
| Deferred income taxes | 2,001 |
| Commissions and fees receivable | 1,468 |
| Income tax receivable | 1,150 |
| Prepaid expenses and other current assets | 857 |
| Deferred financing asset | 0 |
| Accounts payable | 2,976 |
| Commissions payable | 1,260 |
| Income tax payable | -4,781 |
| Accrued expenses | 511 |
| Net cash provided by operating activities | 51,670 |
| Internal developed software | 3,914 |
| Purchase of intangible assets | 63 |
| Net cash used in investing activities | -3,977 |
| Change in fiduciary receivables | 1,279 |
| Change in fiduciary liabilities | 12,820 |
| Repayments of term loan-A2021Credit Agreement | 0 |
| Proceeds from term loan-A2023Credit Agreement | 0 |
| Repayments of term loan-A2023Credit Agreement | 0 |
| Proceeds from term loan-A2024Credit Agreement | 0 |
| Repayments of term loan-A2024Credit Agreement | 135,000 |
| Proceeds from term loan-A2025Credit Agreement | 301,000 |
| Repayments of term loan-A2025Credit Agreement | 301,000 |
| Payment of deferred financing fees and prepayment penalty | 939 |
| Issuance of common stock | 0 |
| Rescission of common stock | 0 |
| Issuance of redeemable, convertible preferred stock, net of issuance costs | 0 |
| Proceeds from revolving credit facility | 251,000 |
| Repayments of revolving credit facility | 11,000 |
| Proceeds from exercise of stock options | 15,714 |
| Contributed capital, stockholder reimbursement of ipo transaction costs | 8,474 |
| Cash dividend paid | 175,000 |
| Net cash used in financing activities | -35,210 |
| Net increase in cash and cash equivalents and fiduciary cash | 12,483 |
| Beginning of period | 28,065 |
| End of period | 40,548 |
Neptune Insurance Holdings Inc. (NP)
Neptune Insurance Holdings Inc. (NP)