| Cash Flow | 2025-09-30 |
|---|---|
| Net income | 33,070 |
| Amortization expense | 2,734 |
| Amortization of deferred financing costs | 483 |
| Share-based compensation | 299 |
| Deferred income taxes | -176 |
| Commissions and fees receivable | 1,064 |
| Prepaid expenses and other current assets | 186 |
| Deferred financing asset | 37 |
| Accounts payable | 4,081 |
| Commissions payable | 2,482 |
| Income tax payable | -3,760 |
| Accrued expenses | 992 |
| Net cash provided by operating activities | 38,920 |
| Internal developed software | 2,868 |
| Purchases of intangible assets | 63 |
| Net cash used in investing activities | -2,931 |
| Change in fiduciary receivable | -389 |
| Change in fiduciary liabilities | -26,279 |
| Repayments of term loan-Repayments Of2024Term Loan | 135,000 |
| Proceeds from term loan-Proceeds From2025Term Loan | 301,000 |
| Repayments of term loan-Repayments Of2025Term Loan | 37,000 |
| Payment of deferred financing fees and prepayment penalty | 477 |
| Proceeds from early exercise of stock options | 15,578 |
| Cash dividend paid | 175,000 |
| Net cash used in financing activities | -5,009 |
| Net increase in cash and cash equivalents and fiduciary cash | 30,980 |
| Cash and cash equivalents at beginning of period | 28,065 |
| Cash and cash equivalents at end of period | 59,045 |
Neptune Insurance Holdings Inc. (NP)
Neptune Insurance Holdings Inc. (NP)