| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 52,167 | 25,102 |
| Depreciation and amortization of premises and equipment | 2,660 | 1,780 |
| Amortization of investment security premium, net of discount accretion | -43 | -55 |
| Unrealized gain on marketable equity securities | 108 | 28 |
| Stock-based compensation | 922 | 559 |
| Deferred loan fees and amortization, net of costs | -671 | -671 |
| Provision for credit losses | 2,283 | 567 |
| Additions to home mortgage servicing rights carried at fair value | 4,280 | 2,740 |
| Change in fair value of home mortgage servicing rights carried at fair value | 2,923 | 1,673 |
| Change in fair value of commercial servicing rights carried at fair value | 257 | 193 |
| Change in fair value of loans held for sale | 35 | -60 |
| Gain on sale of loans | 11,481 | 6,671 |
| Proceeds from the sale of loans held for sale | 635,967 | 336,860 |
| Origination of loans held for sale | 576,413 | 358,179 |
| Gain on sale of other real estate owned | 0 | 0 |
| Gain on sale by pacific wealth advisors | 14,211 | - |
| Increase in accrued interest receivable | 1,349 | 1,072 |
| Decrease in other assets | -16,391 | -12,297 |
| Decrease in other liabilities | -1,682 | 1,117 |
| Net cash provided (used) by operating activities | 104,795 | 12,124 |
| Purchases of investment securities available for sale | 54,660 | 24,691 |
| Purchases of marketable equity securities | 0 | 0 |
| Purchases of fhlb stock | 22,031 | 21,588 |
| Proceeds from sales/calls/maturities of securities available for sale | 123,176 | 80,433 |
| Proceeds from calls of marketable equity securities | 481 | 0 |
| Proceeds from redemption of fhlb stock | 20,925 | 18,576 |
| (increase) decrease in purchased receivables, net | 34,021 | 35,081 |
| Increase in loans, net | 191,145 | 112,738 |
| Proceeds from the sale of loans | 0 | 0 |
| Proceeds from sale of other real estate owned | 0 | 0 |
| Sallyport commercial finance, llc acquisition, net of cash received | -144 | -144 |
| Purchases of premises and equipment | 3,249 | 524 |
| Net cash (used) by investing activities | -160,380 | -95,469 |
| Increase in deposits | 226,274 | 128,981 |
| Increase in borrowings | -10,129 | 39,981 |
| Proceeds from the issuance of common stock | - | -1 |
| Repurchase of common stock | 0 | 0 |
| Cash dividends paid | 10,604 | 7,069 |
| Net cash provided by financing activities | 205,541 | 161,892 |
| Net change in cash and cash equivalents | 149,956 | 78,547 |
| Cash and cash equivalents at beginning of period | 62,736 | - |
| Cash and cash equivalents at end of period | 212,692 | - |
NORTHRIM BANCORP INC (NRIM)
NORTHRIM BANCORP INC (NRIM)