Financial insights of NRIM

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$13,675K
EPS
$0.61
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-09-30	2025-06-30	2025-03-31
Bankcard fees and service charges on deposit accounts-Credit And Debit Card	1,089	1,229	-	-
Gain on sale by pacific wealth advisors	-	14,211	-	-
Bankcard fees and service charges on deposit accounts-Deposit Account	811	796	-	-
Mortgage banking income	6,461	7,273	7,400	5,411
Bankcard fees and service charges on deposit accounts-Credit And Debit Card	-	-	1,153	-
Purchased receivable income	6,132	7,269	5,897	6,150
Bankcard fees and service charges on deposit accounts	-	-	-	1,751
Bankcard fees and service charges on deposit accounts-Deposit Account	-	-	726	-
Unrealized (loss) on marketable equity securities	-256	80	78	-50
Other income	642	381	1,386	938
Total other operating income	14,879	31,239	16,640	14,200
Interest and fees on loans and loans held for sale	39,977	41,142	40,519	37,470
Interest on investment securities available for sale	3,005	2,723	3,026	2,952
Dividends on marketable equity securities	157	124	146	145
Interest on investment securities held to maturity	466	473	473	473
Dividends on federal home loan bank stock	146	192	120	105
Interest on deposits in other banks	1,145	1,324	515	416
Interest expense on junior subordinated debentures	-	94	94	92
Total interest and dividend income	44,896	45,978	44,799	41,561
Interest expense on deposits	8,997	10,139	10,304	9,935
Interest expense on borrowings	79	399	809	237
Interest expense on subordinated debentures	1,159	-	-	-
Total interest expense	10,235	10,632	11,207	10,264
Net interest income	34,661	35,346	33,592	31,297
Provision (benefit) for credit losses	960	1,716	1,976	-1,409
Net interest income after provision (benefit) for credit losses	33,701	33,630	31,616	32,706
Salaries and other personnel expense	19,506	19,432	20,854	17,223
Data processing expense	3,305	3,240	3,366	3,104
Occupancy expense	2,104	1,921	2,104	1,889
Professional and outside services	1,159	1,112	1,113	1,115
Marketing expense	901	508	1,042	672
Compensation expense - sallyport acquisition payments	500	600	600	600
Insurance expense	404	802	756	1,017
Oreo expense, net rental income and gains on sale	12	-16	2	3
Other expense	2,731	2,701	2,651	3,708
Total other operating expense	30,622	30,300	32,488	29,331
Income before provision for income taxes	17,958	34,569	15,768	17,575
Provision for income taxes	4,283	7,504	3,990	4,251
Net income	13,675	27,065	11,778	13,324

Basic EPS	0.62	1.23	2.13	2.41
Diluted EPS	0.61	1.2	2.09	2.38
Basic Average Shares	22,166,888	22,090,668	5,521,811	5,519,998
Diluted Average Shares	22,577,720	22,502,680	5,611,558	5,608,102

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$13,675K
EPS
$0.61
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$13,675K
EPS
$0.61
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$13,675KEPS$0.61Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$13,675KEPS$0.61Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$13,675K
EPS
$0.61
Unit: Thousand (K) dollars

Net Income
$13,675K
EPS
$0.61
Unit: Thousand (K) dollars