Financial insights of NRIM

MyFinsight

For the quarter ending 2025-09-30.

Income Overview

Net Income
$27,065K
EPS
$1.2
Unit: Thousand (K) dollars

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-12-31
Interest and fees on loans and loans held for sale	41,142	40,519	37,470	33,685*
Interest on investment securities available for sale	2,723	3,026	2,952	3,439*
Dividends on marketable equity securities	124	146	145	219*
Interest on investment securities held to maturity	473	473	473	473*
Dividends on federal home loan bank stock	192	120	105	79*
Interest on deposits in other banks	1,324	515	416	586*
Total interest and dividend income	45,978	44,799	41,561	38,480*
Interest expense on deposits	10,139	10,304	9,935	9,837*
Interest expense on borrowings	399	809	237	247*
Interest expense on junior subordinated debentures	94	94	92	101*
Total interest expense	10,632	11,207	10,264	10,184*
Net interest income	35,346	33,592	31,297	28,296*
Provision for credit losses	1,716	1,976	-1,409	823*
Net interest income after provision for credit losses	33,630	31,616	32,706	27,473*
Gain on sale by pacific wealth advisors	14,211	-	-	-
Gain on sale of marketable equity securities, net	-	-	-	28*
Mortgage banking income	7,273	7,400	5,411	6,000*
Purchased receivable income	7,269	5,897	6,150	1,787*
Bankcard fees and service charges on deposit accounts-Credit And Debit Card	1,229	1,153	-	-
Bankcard fees and service charges on deposit accounts-Deposit Account	796	-	-	-
Bankcard fees and service charges on deposit accounts	-	-	1,751	1,679*
Bankcard fees and service charges on deposit accounts-Deposit Account	-	726	-	-
Unrealized gain on marketable equity securities	80	78	-50	116*
Commercial servicing revenue	-	-	-	122*
Other income	381	1,386	938	779*
Total other operating income	31,239	16,640	14,200	10,510*
Salaries and other personnel expense	19,432	20,854	17,223	16,962*
Data processing expense	3,240	3,366	3,104	2,747*
Occupancy expense	1,921	2,104	1,889	1,902*
Professional and outside services	1,112	1,113	1,115	1,088*
Insurance expense	802	756	1,017	740*
Compensation expense - sallyport acquisition payments	600	600	600	-
Marketing expense	508	1,042	672	757*
Oreo expense, net rental income and gains on sale	-16	2	3	-96*
Other expense	2,701	2,651	3,708	2,135*
Total other operating expense	30,300	32,488	29,331	26,234*
Income before provision for income taxes	34,569	15,768	17,575	11,749*
Provision for income taxes	7,504	3,990	4,251	2,506*
Net income	27,065	11,778	13,324	9,243

Basic EPS	1.23	2.13	2.41	1.68
Diluted EPS	1.2	2.09	2.38	1.655
Basic Average Shares	22,090,668	5,521,811	5,519,998	5,502,797
Diluted Average Shares	22,502,680	5,611,558	5,608,102	5,583,983

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$27,065K
EPS
$1.2
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$27,065K
EPS
$1.2
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$27,065KEPS$1.2Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$27,065KEPS$1.2Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$27,065K
EPS
$1.2
Unit: Thousand (K) dollars

Net Income
$27,065K
EPS
$1.2
Unit: Thousand (K) dollars