NORTHRIM BANCORP INC (NRIM)
2025-06-30 | 2025-03-31 | |||
|---|---|---|---|---|
| Bankcard fees and service charges on deposit accounts-Credit And Debit Card | 1,153 | - | ||
| Bankcard fees and service charges on deposit accounts-Deposit Account | 726 | - | ||
| Other income | 1,386 | 938 | ||
| Total mortgage servicing revenue, net | - | 1,841 [2] | ||
| Other | - | -533 [1] | ||
| Other | - | -533 [1] | ||
| Due to changes in model inputs of assumptions | - | -322 [1] | ||
| Due to changes in model inputs of assumptions | - | -322 [1] | ||
| Mortgage servicing revenue | - | 2,696 [1] | ||
| Mortgage servicing revenue | - | 2,696 [1] | ||
| Mortgage banking income | 7,400 | 5,411 | ||
| Unrealized gain (loss) on marketable equity securities | 78 | -50 | ||
| Purchased receivable income | 5,897 | 6,150 | ||
| Bankcard fees and service charges on deposit accounts | - | 1,751 | ||
| Total other operating income | 16,640 | 14,200 | ||
| Professional and outside services | 1,113 | 1,115 | ||
| Other expense | 2,651 | 3,708 | ||
| Occupancy expense | 2,104 | 1,889 | ||
| Marketing expense | 1,042 | 672 | ||
| Salaries and other personnel expense | 20,854 | 17,223 | ||
| Data processing expense | 3,366 | 3,104 | ||
| Insurance expense | 756 | 1,017 | ||
| Compensation expense - sallyport acquisition payments | 600 | 600 | ||
| Oreo expense, net rental income and gains on sale | 2 | 3 | ||
| Total other operating expense | 32,488 | 29,331 | ||
| Provision (benefit) for credit losses | 1,976 | -1,409 | ||
| Interest expense on borrowings | 809 | 237 | ||
| Interest expense on junior subordinated debentures | 94 | 92 | ||
| Interest expense on deposits | 10,304 | 9,935 | ||
| Total interest expense | 11,207 | 10,264 | ||
| Interest on deposits in other banks | 515 | 416 | ||
| Interest on investment securities available for sale | 3,026 | 2,952 | ||
| Interest and fees on loans and loans held for sale | 40,519 | 37,470 | ||
| Interest on investment securities held to maturity | 473 | 473 | ||
| Dividends on marketable equity securities | 146 | 145 | ||
| Dividends on federal home loan bank stock | 120 | 105 | ||
| Total interest and dividend income | 44,799 | 41,561 | ||
| Net interest income | 33,592 | 31,297 | ||
| Net interest income after provision for credit losses | 31,616 | 32,706 | ||
| Income before provision for income taxes | 15,768 | 17,575 | ||
| Provision for income taxes | 3,990 | 4,251 | ||
| Net income | 11,778 | 13,324 | ||
| Earnings per share, basic (in usd per share) | 2.13 | 2.41 | ||
| Earnings per share, diluted (in usd per share) | 2.09 | 2.38 | ||
| Weighted average common shares outstanding, basic (in shares) | 5,521,811 | 5,519,998 | ||
| Weighted average common shares outstanding, diluted (in shares) | 5,611,558 | 5,608,102 | ||