For the quarter ending 2025-09-30, NWBI had $11,742K increase in cash & cash equivalents over the period. $38,296K in free cash flow.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 3,167 | 77,133 |
| Provision for credit losses | 31,205 | 16,655 |
| (gain)/loss on sale of investments | 36 | - |
| Net gain/loss on sale of assets | 138 | -206 |
| Mortgage banking activity | 1,003 | 1,771 |
| Gain on sale of sba loans | 341 | 2,057 |
| Net depreciation, amortization and accretion | 48 | 1,658 |
| Loss on sale of investments | - | 0 |
| Decrease in other assets | -2,096 | -34,462 |
| (increase)/decrease in other liabilities | 19,294 | -28,552 |
| Net amortization on marketable securities | 145 | 66 |
| Noncash compensation expense related to stock benefit plans | 885 | 3,647 |
| Noncash write-down of other assets | 2,274 | 315 |
| Deferred income tax expense | -7,371 | -860 |
| Origination of loans held-for-sale | 63,589 | 81,769 |
| Proceeds from sale of loans held-for-sale | 55,598 | 86,284 |
| Net cash provided by operating activities | 41,944 | 105,285 |
| Purchase of marketable securities available-for-sale | 21,981 | 112,198 |
| Proceeds from maturities and principal reductions of marketable securities held-to-maturity | 16,976 | 30,658 |
| Proceeds from maturities and principal reductions of marketable securities available-for-sale | 38,605 | 49,644 |
| Proceeds from sale of marketable securities available-for-sale | 80,171 | 0 |
| Proceeds from bank-owned life insurance | 665 | 111 |
| Loan originations | 1,125,907 | 1,969,106 |
| Proceeds from loan maturities and principal reductions | 1,341,361 | 1,866,780 |
| Net proceeds of fhlb stock | -13,868 | -3,197 |
| Proceeds from sale of real estate owned | 174 | 410 |
| Purchases of premises and equipment, net | 3,648 | 5,451 |
| Acquisitions, net of cash received | -30,899 | - |
| Net cash used in investing activities | 371,183 | -135,955 |
| Net increase in deposits | -122,392 | 56,475 |
| Net decrease in short-term borrowings | -223,772 | -2,323 |
| Increase in advances by borrowers for taxes and insurance | -26,025 | 5,823 |
| Cash dividends paid on common stock | 29,373 | 51,194 |
| Proceeds from stock options exercised | 177 | 586 |
| Net cash provided by financing activities | -401,385 | 9,367 |
| Net (decrease)/increase in cash and cash equivalents | 11,742 | -21,303 |
| Cash and cash equivalents at beginning of period | 288,378 | - |
| Cash and cash equivalents at end of period | 278,817 | - |
Northwest Bancshares, Inc. (NWBI)
Northwest Bancshares, Inc. (NWBI)