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Cash Flow Overview

Change in Cash
-$38,208K
Free Cash flow
$26,131K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from loan maturities an...
    • Net increase/(decrease) in short...
    • (increase)/decrease in other lia...
    • Others
Negative Cash Flow Breakdown
    • Loan originations
    • Purchase of marketable securitie...
    • (increase)/decrease in other ass...
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income
53,546
50,536
45,713
3,167
Provision for credit losses
6,637
4,368
7,724
31,205
(gain)/loss on sale of investments
336
11
142
36
Net (gain)/loss on sale of assets
690
25
200
138
Mortgage banking activity
178
64
832
1,003
Gain on sale of sba loans
1,217
1,186
437
341
Gain on sale of mortgage servicing rights
-
-
0
-
Gain on sale of loans
-
-
0
-
Net depreciation, amortization and accretion
-2,547
-1,346
-1,570
48
(increase)/decrease in other assets
86,650
-63,315
66,334
-2,096
(increase)/decrease in other liabilities
58,187
-49,361
20,426
19,294
Net amortization on marketable securities
-24
54
300
145
Noncash compensation expense related to stock benefit plans
1,881
687
1,583
885
Noncash write-down of other assets
10
21
-2,264
2,274
Deferred income tax (benefit)/expense
-
-
-6,425
-
Deferred income tax expense
8,193
-
-
-7,371
Origination of loans held-for-sale
54,776
41,552
50,485
63,589
Proceeds from sale of loans held-for-sale
57,834
48,536
51,498
55,598
Net cash provided by operating activities
31,687
73,864
6,186
41,944
Purchase of marketable securities available-for-sale
179,024
213,204
361,554
21,981
Proceeds from maturities and principal reductions of marketable securities held-to-maturity
15,695
36,531
18,837
16,976
Proceeds from maturities and principal reductions of marketable securities available-for-sale
51,199
40,362
57,876
38,605
Proceeds from sale of marketable securities available-for-sale
40,197
-
-712
80,171
Proceeds from bank-owned life insurance
0
14,339
0
665
Proceeds from sale of mortgage servicing rights
-
-
0
-
Loan originations
1,595,480
1,368,879
1,266,320
1,125,907
Proceeds from loan maturities and principal reductions
1,425,167
1,321,853
1,194,791
1,341,361
Net proceeds of fhlb stock
10,564
-3,847
3,279
-13,868
Proceeds from sale of real estate owned
22
21
312
174
Purchases of premises and equipment, net
5,556
4,308
2,531
3,648
Acquisitions, net of cash received
-
-
0
-30,899
Net cash used in investing activities
-258,344
-169,438
-362,580
371,183
Net increase in deposits
-51,485
270,286
246,768
-122,392
Repayments of long-term borrowings
3,331
24,238
35,383
-
Net increase/(decrease) in short-term borrowings
264,601
-71,080
113,549
-223,772
Increase in advances by borrowers for taxes and insurance
7,273
2,818
15,469
-26,025
Cash dividends paid on common stock
29,474
29,395
29,346
29,373
Proceeds from stock options exercised
865
243
167
177
Net cash provided by financing activities
188,449
148,634
311,224
-401,385
Net increase in cash and cash equivalents
-38,208
-
-
-
Cash and cash equivalents at beginning of period
286,707
233,647
278,817
288,378
Net increase in cash and cash equivalents
-38,208
53,060
-45,170
11,742
Cash and cash equivalents at end of period
248,499
286,707
233,647
278,817
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Netincrease/(decrease) in short-term...$264,601K (11490.49%↑ Y/Y)(increase)/decrease in otherliabilities$58,187K (303.79%↑ Y/Y)Increase in advances byborrowers for taxes and...$7,273K (24.90%↑ Y/Y)Proceeds from stockoptions exercised$865K (47.61%↑ Y/Y)Proceeds from sale ofloans held-for-sale$57,834K (-32.97%↓ Y/Y)Net income$53,546K (-30.58%↓ Y/Y)Deferred income taxexpense$8,193K (1052.67%↑ Y/Y)Provision for creditlosses$6,637K (-60.15%↓ Y/Y)Noncash compensationexpense related to stock...$1,881K (-48.42%↓ Y/Y)Net amortization onmarketable securities-$24K (-136.36%↓ Y/Y)Noncash write-down ofother assets$10K (-96.83%↓ Y/Y)Net cash provided byfinancing activities$188,449K (1911.84%↑ Y/Y)Net cash provided byoperating activities$31,687K (-69.90%↓ Y/Y)Canceled cashflow$84,290K Canceled cashflow$154,625K Net increase in cashand cash...-$38,208K (-79.36%↓ Y/Y)Canceled cashflow$220,136K Proceeds from loanmaturities and principal...$1,425,167K (-23.66%↓ Y/Y)Proceeds from maturitiesand principal...$51,199K (3.13%↑ Y/Y)Proceeds from sale ofmarketable securities...$40,197K Proceeds from maturitiesand principal...$15,695K (-48.81%↓ Y/Y)Proceeds from sale of realestate owned$22K (-94.63%↓ Y/Y)Net increase indeposits-$51,485K (-191.16%↓ Y/Y)Cash dividends paidon common stock$29,474K (-42.43%↓ Y/Y)Repayments of long-termborrowings$3,331K (increase)/decrease in other assets$86,650K (351.44%↑ Y/Y)Origination of loansheld-for-sale$54,776K (-33.01%↓ Y/Y)something is missing-$8,231K Net depreciation,amortization and accretion-$2,547K (-253.62%↓ Y/Y)Gain on sale of sbaloans$1,217K (-40.84%↓ Y/Y)Net (gain)/loss onsale of assets$690K (434.95%↑ Y/Y)(gain)/loss on sale ofinvestments$336K Mortgage bankingactivity$178K (-89.95%↓ Y/Y)Net cash used ininvesting activities-$258,344K (-90.02%↓ Y/Y)Canceled cashflow$1,532,280K Loan originations$1,595,480K (-18.97%↓ Y/Y)Purchase of marketablesecurities...$179,024K (59.56%↑ Y/Y)Net proceeds of fhlbstock$10,564K (430.43%↑ Y/Y)Purchases of premises andequipment, net$5,556K (1.93%↑ Y/Y)

Northwest Bancshares, Inc. (NWBI)

Northwest Bancshares, Inc. (NWBI)