Financial insights of NWBI

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$50,536K
EPS
$0.34
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Loans receivable	180,549	184,896*	177,723	154,914
Mortgage-backed securities	16,999	13,390*	12,668	12,154
Taxable investment securities	1,601	1,166*	1,183	999
Tax-free investment securities	762	657*	752	512
Fhlb stock dividends	768	582*	652	318
Interest-earning deposits	871	2,135*	1,700	2,673
Total interest income	201,550	202,825	194,678	171,570
Deposits	51,083	53,557*	51,880	46,826
Borrowed funds	7,985	7,102*	6,824	5,300
Total interest expense	59,068	60,659	58,704	52,126
Net interest income	142,482	109,534*	135,974	119,444
Provision for credit gaines - loans	4,954	-7,426*	31,394	11,456
Provision/(benefit) for credit gaines - unfunded commitments	-585	3,087*	-189	-2,712
Net interest income after provision for credit losses	138,113	113,873*	104,769	110,700
Gain on sale of investments	11	124*	36	0
Gain on sale of mortgage servicing rights	-	0*	-	-
Gain on sale of sba loans	1,186	1,095*	341	819
Gain on sale of loans	-	0*	-	-
Service charges and fees	17,118	17,377	16,911	15,797
Trust and other financial services income	8,618	8,416	8,040	7,948
Gain on real estate owned, net	70	37*	132	258
Income from bank-owned life insurance	2,042	6,563*	1,751	1,421
Mortgage banking income	329	36*	1,003	1,075
Other operating income	3,208	916*	3,984	3,620
Total noninterest income	32,582	34,564*	32,198	30,938
Compensation and employee benefits	58,330	65,143	63,014	55,213
Premises and occupancy costs	9,863	8,170	7,707	7,122
Office operations	3,875	4,217	3,495	2,910
Collections expense	878	377*	776	838
Processing expenses	16,806	16,454	15,072	12,973
Marketing expenses	1,668	1,232*	1,932	3,018
Federal deposit insurance premiums	2,895	3,538	3,361	2,296
Professional services	3,523	3,366	3,010	3,990
Amortization of intangible assets	2,189	1,556*	1,974	436
Merger, asset disposition and restructuring expense	631	-18,559*	31,260	6,244
Other expenses	3,380	4,246*	1,897	2,500
Total noninterest expense	104,038	89,739*	133,498	97,540
Income before income taxes	66,657	58,698	3,469	44,098
Federal	-	10,751*	-	-
State	-	2,234*	-	-
Federal and state income taxes expense	16,121	12,985	302	10,423
Net income	50,536	45,713	3,167	33,675

Basic EPS	0.35	0.33	0.02	0.26
Diluted EPS	0.34	0.328	0.02	0.26
Basic Average Shares	146,106,143	138,437,529	140,667,671	-
Diluted Average Shares	146,850,635	139,494,129	141,175,516	-

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$50,536K
EPS
$0.34
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$50,536K
EPS
$0.34
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$50,536KEPS$0.34Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$50,536KEPS$0.34Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$50,536K
EPS
$0.34
Unit: Thousand (K) dollars

Net Income
$50,536K
EPS
$0.34
Unit: Thousand (K) dollars