For the year ending 2025-12-31.
| Income Statement | 2025-12-31 | 2024-12-31 | ||
|---|---|---|---|---|
| Loans receivable | 681,322 | - | ||
| Mortgage-backed securities | 50,623 | - | ||
| Taxable investment securities | 4,439 | - | ||
| Tax-free investment securities | 2,553 | - | ||
| Fhlb stock dividends | 2,037 | - | ||
| Interest-earning deposits | 8,694 | - | ||
| Total interest income | 749,668 | 669,196 | ||
| Deposits | 198,978 | - | ||
| Borrowed funds | 25,288 | - | ||
| Total interest expense | 224,266 | - | ||
| Net interest income | 525,402 | - | ||
| Provision for credit losses - loans | 56,849 | - | ||
| Provision for credit losses - unfunded commitments | -1,265 | - | ||
| Net interest income after provision for credit losses | 469,818 | - | ||
| Gain/(loss) on sale of investments | 178 | - | ||
| Gain on sale of mortgage servicing rights | 0 | - | ||
| Gain on sale of sba loans | 2,835 | - | ||
| Gain on sale of loans | 0 | - | ||
| Service charges and fees | 65,072 | - | ||
| Trust and other financial services income | 32,314 | - | ||
| Gain on real estate owned, net | 622 | - | ||
| Income from bank-owned life insurance | 12,772 | - | ||
| Mortgage banking income | 3,153 | - | ||
| Other operating income | 12,322 | - | ||
| Total noninterest income | 129,268 | - | ||
| Compensation and employee benefits | 237,910 | - | ||
| Premises and occupancy costs | 31,399 | - | ||
| Office operations | 13,599 | - | ||
| Collections expense | 2,798 | - | ||
| Processing expenses | 58,489 | - | ||
| Marketing expenses | 8,657 | - | ||
| Federal deposit insurance premiums | 11,523 | - | ||
| Professional services | 13,122 | - | ||
| Amortization of intangible assets | 5,171 | - | ||
| Merger, asset disposition and restructuring expense | 42,787 | - | ||
| Other expenses | 10,841 | - | ||
| Total noninterest expense | 436,296 | - | ||
| Income before income taxes | 162,790 | - | ||
| Federal | 27,840 | - | ||
| State | 8,937 | - | ||
| Total provision for income taxes | 36,777 | - | ||
| Net income | 126,013 | - | ||
| Basic EPS | 0.93 | 0.79 | ||
| Diluted EPS | 0.92 | 0.79 | ||
| Basic Average Shares | 135,497,591 | 127,085,446 | ||
| Diluted Average Shares | 136,322,886 | 127,699,501 | ||
Northwest Bancshares, Inc. (NWBI)
Northwest Bancshares, Inc. (NWBI)