For the year ending 2025-12-31, OFG has $12,465,657K in assets. $11,075,652K in debts. $1,040,335K in cash and cash equivalents.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Cash and due from banks | 1,036,074 | |||
| Money market investments | 4,261 | |||
| Total cash and cash equivalents | 1,040,335 | |||
| Trading securities, at fair value, with amortized cost of 163 (december31, 2024 - 163) | 23 | |||
| Investment securities available-for-sale, at fair value, with amortized cost of 2,529,325 (december31, 2024 - 2,444,135) no allowance for credit losses | 2,510,882 | |||
| Investment securities held-to-maturity, at amortized cost, with fair value of 225,065 (december31, 2024 - 267,174) no allowance for credit losses | 269,498 | |||
| Equity securities | 62,738 | |||
| Total investments | 2,843,141 | |||
| Loans held-for-sale, at lower of cost or fair value | 15,545 | |||
| Total loans | 8,201,042 | |||
| Allowance for credit losses | 202,341 | |||
| Loans held-for-investment, net of allowance for credit losses of 202,341 (december31, 2024 - 175,863) | 7,998,701 | |||
| Total loans | 8,014,246 | |||
| Foreclosed real estate | 2,490 | |||
| Accrued interest receivable | 71,110 | |||
| Deferred tax assets, net | 104,359 | |||
| Premises and equipment, net | 93,554 | |||
| Customers' liability on acceptances | 22,442 | |||
| Servicing assets | 66,333 | |||
| Goodwill | 84,241 | |||
| Other intangible assets | 9,854 | |||
| Operating lease right-of-use assets | 21,261 | |||
| Other assets | 92,291 | |||
| Total assets | 12,465,657 | |||
| Demand deposits | 5,799,985 | |||
| Savings accounts | 2,259,980 | |||
| Time deposits | 2,202,787 | |||
| Total deposits | 10,262,752 | |||
| Securities sold under agreements to repurchase | 100,714 | |||
| Advances from the fhlb | 456,581 | |||
| Other borrowings | 9 | |||
| Total borrowings | 557,304 | |||
| Acceptances executed and outstanding | 22,442 | |||
| Operating lease liabilities | 23,157 | |||
| Deferred tax liabilities, net | 0 | |||
| Accrued expenses and other liabilities | 209,997 | |||
| Total liabilities | 11,075,652 | |||
| Common stock, 1 par value 100,000,000 shares authorized 59,885,234 shares issued 43,257,167 shares outstanding (december31, 2024 - 59,885,234 shares issued 45,440,269 shares outstanding) | 59,885 | |||
| Additional paid-in capital | 642,973 | |||
| Legal surplus | 188,490 | |||
| Retained earnings | 904,630 | |||
| Treasury stock, at cost, 16,628,067 shares (december31, 2024 - 14,444,965 shares) | 389,067 | |||
| Accumulated other comprehensive loss, net of tax of 1,537 (december31, 2024 - 16,091) | -16,906 | |||
| Total stockholders equity | 1,390,005 | |||
| Total liabilities and stockholders equity | 12,465,657 | |||
OFG BANCORP (OFG)
OFG BANCORP (OFG)