For the quarter ending 2025-09-30, OFG has $12,229,812K in assets. $10,854,395K in debts. $740,349K in cash and cash equivalents.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 737,084 | 844,492 | ||
| Money market investments | 3,265 | 7,306 | ||
| Total cash and cash equivalents | 740,349 | 851,798 | ||
| Trading securities, at fair value, with amortized cost of 163 (december31, 2024 - 163) | 21 | 18 | ||
| Investment securities available-for-sale, at fair value, with amortized cost of 2,597,789 (december31, 2024 - 2,444,135) no allowance for credit losses | 2,566,969 | 2,408,874 | ||
| Gross unrealized gains-Due After10Years-Fnma And Fhlmc-Mortgage Backed Securities | 0 | - | ||
| Gross unrealized losses-Due After10Years-Fnma And Fhlmc-Mortgage Backed Securities | 47,252 | - | ||
| Investment securities held-to-maturity, fair value-Due After10Years-Fnma And Fhlmc-Mortgage Backed Securities | 227,864 | - | ||
| Gross unrealized gains-Due From1To5Years-Other Debt Securities-Securities Investment | 1 | - | ||
| Gross unrealized losses-Due From1To5Years-Other Debt Securities-Securities Investment | 0 | - | ||
| Investment securities held-to-maturity, fair value-Due From1To5Years-Other Debt Securities-Securities Investment | 35,001 | - | ||
| Investment securities held-to-maturity, at amortized cost, with fair value of 262,865 (december31, 2024 - 267,174) no allowance for credit losses | 310,116 | 316,186 | ||
| Equity securities | 61,906 | 59,556 | ||
| Total investments | 2,939,012 | 2,784,634 | ||
| Loans held-for-sale, at lower of cost or fair value | 15,928 | 18,952 | ||
| Total loans | 8,117,267 | - | ||
| Allowance for credit losses | 197,782 | - | ||
| Loans held-for-investment, net of allowance for credit losses of 197,782 (december31, 2024 - 175,863) | 7,919,485 | 7,990,647 | ||
| Total loans | 7,935,413 | 8,009,599 | ||
| Foreclosed real estate | 3,160 | 2,603 | ||
| Accrued interest receivable | 71,591 | 73,782 | ||
| Deferred tax assets, net | 7,468 | 7,048 | ||
| Premises and equipment, net | 100,760 | 102,095 | ||
| Customers' liability on acceptances | 29,975 | 27,572 | ||
| Servicing assets | 67,437 | 68,588 | ||
| Goodwill | 84,241 | 84,241 | ||
| Other intangible assets | 11,086 | 12,318 | ||
| Operating lease right-of-use assets | 22,694 | 17,284 | ||
| Other assets | 216,626 | 189,948 | ||
| Total assets | 12,229,812 | 12,231,510 | ||
| Demand deposits | 5,791,959 | 5,801,400 | ||
| Savings accounts | 2,208,212 | 2,131,076 | ||
| Time deposits | 2,008,462 | 2,211,689 | ||
| Total deposits | 10,008,633 | 10,144,165 | ||
| Securities sold under agreements to repurchase | 100,791 | 27,463 | ||
| Advances from the fhlb | 456,530 | 456,530 | ||
| Total borrowings | 557,321 | 483,993 | ||
| Acceptances executed and outstanding | 29,975 | 27,572 | ||
| Operating lease liabilities | 24,681 | 19,354 | ||
| Deferred tax liabilities, net | 50,298 | 48,374 | ||
| Accrued expenses and other liabilities | 183,487 | 173,599 | ||
| Total liabilities | 10,854,395 | 10,897,057 | ||
| Common stock, 1 par value 100,000,000 shares authorized 59,885,234 shares issued 44,264,922 shares outstanding (december31, 2024 - 59,885,234 shares issued 45,440,269 shares outstanding) | 59,885 | 59,885 | ||
| Additional paid-in capital | 641,350 | 639,901 | ||
| Legal surplus | 183,614 | 178,834 | ||
| Retained earnings | 866,826 | 833,187 | ||
| Treasury stock, at cost, 15,620,312 shares (december31, 2024 - 14,444,965 shares) | 348,957 | 328,572 | ||
| Accumulated other comprehensive loss, net of tax of 3,519 (december31, 2024 - 16,091) | -27,301 | -48,782 | ||
| Total stockholders equity | 1,375,417 | 1,334,453 | ||
| Total liabilities and stockholders equity | 12,229,812 | 12,231,510 | ||
OFG BANCORP (OFG)
OFG BANCORP (OFG)