For the quarter ending 2026-03-31, OFG has $12,047,903K in assets. $10,681,008K in debts. $636,499K in cash and cash equivalents.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and due from banks | 631,672 | 1,036,074 | 737,084 | 844,492 |
| Money market investments | 4,827 | 4,261 | 3,265 | 7,306 |
| Total cash and cash equivalents | 636,499 | 1,040,335 | 740,349 | 851,798 |
| Trading securities, at fair value, with amortized cost of 163 (december31, 2025 - 163) | 24 | 23 | 21 | 18 |
| Investment securities available-for-sale, at fair value, with amortized cost of 2,498,737 (december31, 2025 - 2,529,325) no allowance for credit losses | 2,460,172 | 2,510,882 | 2,566,969 | 2,408,874 |
| Gross unrealized gains-Due After10Years-Fnma And Fhlmc-Mortgage Backed Securities | - | - | 0 | - |
| Gross unrealized losses-Due After10Years-Fnma And Fhlmc-Mortgage Backed Securities | - | - | 47,252 | - |
| Investment securities held-to-maturity, fair value-Due After10Years-Fnma And Fhlmc-Mortgage Backed Securities | - | - | 227,864 | - |
| Gross unrealized gains-Due From1To5Years-Other Debt Securities-Securities Investment | - | - | 1 | - |
| Gross unrealized losses-Due From1To5Years-Other Debt Securities-Securities Investment | - | - | 0 | - |
| Investment securities held-to-maturity, fair value-Due From1To5Years-Other Debt Securities-Securities Investment | - | - | 35,001 | - |
| Investment securities held-to-maturity, at amortized cost, with fair value of 219,848 (december31, 2025 - 225,065) no allowance for credit losses | 264,580 | 269,498 | 310,116 | 316,186 |
| Equity securities | 63,682 | 62,738 | 61,906 | 59,556 |
| Total investments | 2,788,458 | 2,843,141 | 2,939,012 | 2,784,634 |
| Loans held-for-sale, at lower of cost or fair value | 8,967 | 15,545 | 15,928 | 18,952 |
| Total loans | 8,235,063 | 8,201,042 | 8,117,267 | - |
| Allowance for credit losses | 203,956 | 202,341 | 197,782 | - |
| Loans held-for-investment, net of allowance for credit losses of 203,956 (december31, 2025 - 202,341) | 8,031,107 | 7,998,701 | 7,919,485 | 7,990,647 |
| Total loans | 8,040,074 | 8,014,246 | 7,935,413 | 8,009,599 |
| Foreclosed real estate | 2,037 | 2,490 | 3,160 | 2,603 |
| Accrued interest receivable | 69,685 | 71,110 | 71,591 | 73,782 |
| Deferred tax assets, net | 120,431 | 104,359 | 7,468 | 7,048 |
| Premises and equipment, net | 92,731 | 93,554 | 100,760 | 102,095 |
| Customers liability on acceptances | 22,665 | 22,442 | 29,975 | 27,572 |
| Servicing assets | 67,228 | 66,333 | 67,437 | 68,588 |
| Goodwill | 84,241 | 84,241 | 84,241 | 84,241 |
| Other intangible assets | 8,869 | 9,854 | 11,086 | 12,318 |
| Operating lease right-of-use assets | 20,275 | 21,261 | 22,694 | 17,284 |
| Other assets | 94,710 | 92,291 | 216,626 | 189,948 |
| Total assets | 12,047,903 | 12,465,657 | 12,229,812 | 12,231,510 |
| Demand deposits | 5,347,977 | 5,799,985 | 5,791,959 | 5,801,400 |
| Savings accounts | 2,367,531 | 2,259,980 | 2,208,212 | 2,131,076 |
| Time deposits | 2,133,764 | 2,202,787 | 2,008,462 | 2,211,689 |
| Total deposits | 9,849,272 | 10,262,752 | 10,008,633 | 10,144,165 |
| Balance of borrowing | 100,086 | 100,714 | 100,791 | 27,463 |
| Advances from the fhlb | 456,581 | 456,581 | 456,530 | 456,530 |
| Other borrowings | 0 | 9 | - | - |
| Total borrowings | 556,667 | 557,304 | 557,321 | 483,993 |
| Acceptances executed and outstanding | 22,665 | 22,442 | 29,975 | 27,572 |
| Operating lease liabilities | 22,088 | 23,157 | 24,681 | 19,354 |
| Deferred tax liabilities, net | 337 | 0 | 50,298 | 48,374 |
| Accrued expenses and other liabilities | 229,979 | 209,997 | 183,487 | 173,599 |
| Total liabilities | 10,681,008 | 11,075,652 | 10,854,395 | 10,897,057 |
| Common stock, 1 par value 100,000,000 shares authorized 59,885,234 shares issued 42,257,281 shares outstanding (december31, 2025 - 59,885,234 shares issued 43,257,167 shares outstanding) | 59,885 | 59,885 | 59,885 | 59,885 |
| Additional paid-in capital | 640,656 | 642,973 | 641,350 | 639,901 |
| Legal surplus | 193,787 | 188,490 | 183,614 | 178,834 |
| Retained earnings | 938,349 | 904,630 | 866,826 | 833,187 |
| Treasury stock, at cost, 17,627,953 shares (december31, 2025 - 16,628,067 shares) | 432,209 | 389,067 | 348,957 | 328,572 |
| Accumulated other comprehensive loss, net of tax of 4,992 (december31, 2025 - 1,537) | -33,573 | -16,906 | -27,301 | -48,782 |
| Total stockholders equity | 1,366,895 | 1,390,005 | 1,375,417 | 1,334,453 |
| Total liabilities and stockholders equity | 12,047,903 | 12,465,657 | 12,229,812 | 12,231,510 |
OFG BANCORP (OFG)
OFG BANCORP (OFG)