The latest financial statement is for the quarter ending 2026-03-31.
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net interest income | 153,813 | 152,744 | 455,723 | - |
| (provision for) recapture of credit losses | 22,483 | 31,889 | 28,258 | - |
| Non-interest income, net | 32,167 | 31,576 | 91,400 | - |
| Compensation and employee benefits | 41,347 | 43,093 | 119,333 | - |
| Electronic banking charges | 8,604 | 12,475 | 34,602 | - |
| Information technology expenses | 6,597 | 7,035 | 19,771 | - |
| Professional and service fees | 6,214 | 8,438 | 15,267 | - |
| Loan servicing and clearing expenses | 2,564 | 2,451 | 6,694 | - |
| Occupancy, equipment and infrastructure costs | 8,598 | 10,329 | 28,994 | - |
| Depreciation and amortization of premises and equipment | 4,820 | 5,009 | 15,449 | - |
| Amortization of other intangibles assets | 231 | 289 | 865 | - |
| Intersegment expenses | 0 | 0 | 0 | - |
| Other | 15,728 | 15,892 | 43,827 | - |
| Total non-interest expense | 94,703 | 105,011 | 284,802 | - |
| Income before income taxes | 68,794 | 47,420 | 186,697 | - |
| Income tax expense | 14,857 | -8,473 | 37,487 | - |
| Net income | 53,937 | 55,893 | 51,837 | 97,373 |
| Amortization of premiums, net of (accretion of fair value discounts), on loans and amortization of deferred loan origination costs, net of (fees) | -479 | 95 | -316 | -588 |
| Sale of securities | - | 0 | 0 | 0 |
| Accretion of investment securities discounts, net of amortization of premiums | 390 | 751 | 277 | 259 |
| Amortization of other intangible assets | 985 | 1,232 | 1,232 | 2,464 |
| Net change in operating leases | -83 | -91 | -83 | -121 |
| Depreciation and amortization of premises and equipment | 4,820 | 5,010 | 5,278 | 10,170 |
| Deferred income tax benefit, net | -12,280 | -149,461 | -2,994 | -1,218 |
| Provision for credit losses | 22,483 | 31,889 | 28,258 | 47,366 |
| Sale of other assets | - | 1,077 | 0 | 0 |
| Stock-based compensation | 1,386 | 1,623 | 1,462 | 3,150 |
| Sale of loans | -108 | 2,491 | 468 | 1,078 |
| Disposals of other assets | - | -6,108 | - | - |
| Foreclosed real estate and other repossessed assets | 546 | 361 | 1,452 | 374 |
| Originations and purchases of loans held-for-sale | 23,300 | 34,742 | 30,070 | 66,993 |
| Proceeds from sale of loans held-for-sale | 3,889 | 15,925 | 8,560 | 25,494 |
| Accrued interest receivable | -1,432 | -500 | -2,218 | 2,106 |
| Servicing assets | 895 | -1,104 | -1,151 | -1,847 |
| Other assets | 1,208 | -124,564 | 26,533 | 42,158 |
| Accrued interest on deposits and borrowings | -645 | 1,209 | 618 | 1,619 |
| Accrued expenses and other liabilities | 22,949 | 3,226 | 449 | 43,239 |
| Net cash provided by operating activities | 73,121 | 59,214 | 39,502 | 119,003 |
| Payments To Acquire Available For Sale Securities Debt | 51,292 | 174,056 | 202,534 | 150,100 |
| Investment securities held-to-maturity | - | 0 | - | - |
| Mortgage servicing rights | - | 0 | 0 | - |
| Payments For Proceeds From Federal Home Loan Bank Stock | 9,000 | 0 | 0 | 30,367 |
| Equity securities | 944 | 832 | 2,350 | 1,519 |
| Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities | 105,823 | 264,003 | 92,170 | 169,900 |
| Loans held-for-investment | - | 13,755 | - | - |
| Investment securities available-for-sale | - | 0 | 0 | 0 |
| Investment securities held-to-maturity | 4,830 | 5,519 | 5,926 | 10,708 |
| Premises and equipment | - | 1,423 | 0 | 0 |
| Proceeds From Maturities Prepayments And Calls Of Other Investments | 9,000 | 0 | 0 | 27,226 |
| Foreclosed real estate and other repossessed assets, including write-offs | 13,442 | 13,669 | 12,647 | 27,578 |
| Origination and purchase of loans, excluding loans held-for-sale | 770,044 | 916,364 | 733,275 | 1,813,510 |
| Principal repayment of loans | 701,149 | 826,656 | 771,323 | 1,362,408 |
| Additions to premises and equipment | 4,356 | 5,897 | 3,986 | 8,499 |
| Net cash used in investing activities | -1,392 | 27,876 | -60,079 | -406,175 |
| Deposits | -415,651 | 266,354 | -129,638 | 525,130 |
| Securities sold under agreements to repurchase | 0 | 0 | 72,657 | -47,657 |
| Fhlb advances and other borrowings | -9 | 9 | 0 | 130,000 |
| Employee awards repurchased, net of exercise of stock options and restricted units lapsed | -2,372 | 0 | 1 | -3,529 |
| Purchase of treasury stock | 44,473 | 40,110 | 20,399 | 31,087 |
| Dividends paid on common stock | 13,060 | 13,357 | 13,493 | 25,024 |
| Net cash (used in) provided by financing activities | -475,565 | 212,896 | -90,872 | 547,833 |
| Net change in cash and cash equivalents | -403,836 | 299,986 | -111,449 | 260,661 |
| Cash and cash equivalents at beginning of period | 1,040,335 | 740,349 | 591,137 | - |
| Cash and cash equivalents at end of period | 636,499 | 1,040,335 | 740,349 | - |
OFG BANCORP (OFG)
OFG BANCORP (OFG)