The latest financial statement is for the quarter ending 2025-09-30.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net interest income | 455,723 | - |
| (provision for) recapture of credit losses | 28,258 | - |
| Non-interest income, net | 91,400 | - |
| Compensation and employee benefits | 119,333 | - |
| Electronic banking charges | 34,602 | - |
| Information technology expenses | 19,771 | - |
| Professional and service fees | 15,267 | - |
| Loan servicing and clearing expenses | 6,694 | - |
| Occupancy, equipment and infrastructure costs | 28,994 | - |
| Depreciation and amortization of premises and equipment | 15,449 | - |
| Amortization of other intangibles assets | 865 | - |
| Intersegment expenses | 0 | - |
| Other | 43,827 | - |
| Total non-interest expense | 284,802 | - |
| Income before income taxes | 186,697 | - |
| Income tax expense | 37,487 | - |
| Net income | 51,837 | 97,373 |
| Amortization of premiums, net of accretion of fair value discounts, on loans and amortization of deferred loan origination costs, net of fees | -316 | -588 |
| Accretion of investment securities discounts, net of amortization of premiums | 277 | 259 |
| Amortization of other intangible assets | 1,232 | 2,464 |
| Net change in operating leases | -83 | -121 |
| Depreciation and amortization of premises and equipment | 5,278 | 10,170 |
| Deferred income tax (benefit) expense, net | -2,994 | -1,218 |
| Provision for credit losses | 28,258 | 47,366 |
| Stock-based compensation | 1,462 | 3,150 |
| Sale of securities | 0 | 0 |
| Sale of loans | 468 | 1,078 |
| Foreclosed real estate and other repossessed assets | 1,452 | 374 |
| Sale of other assets | 0 | 0 |
| Originations and purchases of loans held-for-sale | 30,070 | 66,993 |
| Proceeds from sale of loans held-for-sale | 8,560 | 25,494 |
| Accrued interest receivable | -2,218 | 2,106 |
| Servicing assets | -1,151 | -1,847 |
| Other assets | 26,533 | 42,158 |
| Accrued interest on deposits and borrowings | 618 | 1,619 |
| Accrued expenses and other liabilities | 449 | 43,239 |
| Net cash provided by operating activities | 39,502 | 119,003 |
| Investment securities available-for-sale | 202,534 | 150,100 |
| Mortgage servicing rights | 0 | - |
| Fhlb stock | 0 | 30,367 |
| Equity securities | 2,350 | 1,519 |
| Investment securities available-for-sale | 92,170 | 169,900 |
| Investment securities held-to-maturity | 5,926 | 10,708 |
| Fhlb stock | 0 | 27,226 |
| Investment securities available-for-sale | 0 | 0 |
| Foreclosed real estate and other repossessed assets, including write-offs | 12,647 | 27,578 |
| Premises and equipment | 0 | 0 |
| Origination and purchase of loans, excluding loans held-for-sale | 733,275 | 1,813,510 |
| Principal repayment of loans | 771,323 | 1,362,408 |
| Additions to premises and equipment | 3,986 | 8,499 |
| Net cash used in investing activities | -60,079 | -406,175 |
| Deposits | -129,638 | 525,130 |
| Securities sold under agreements to repurchase | 72,657 | -47,657 |
| Fhlb advances and other borrowings | 0 | 130,000 |
| Exercise of stock options and restricted units lapsed, net of employee award repurchased | 1 | -3,529 |
| Purchase of treasury stock | 20,399 | 31,087 |
| Dividends paid on common stock | 13,493 | 25,024 |
| Net cash provided by (used in) financing activities | -90,872 | 547,833 |
| Net change in cash and cash equivalents | -111,449 | 260,661 |
| Cash and cash equivalents at beginning of period | 591,137 | - |
| Cash and cash equivalents at end of period | 740,349 | - |
OFG BANCORP (OFG)
OFG BANCORP (OFG)