OFG: the cashflow

MyFinsight

For the quarter ending 2025-09-30.

Cash Flow Overview

No enough data to generate the overview

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Cash Flow	2025-09-30	2025-06-30
Net interest income	455,723	-
(provision for) recapture of credit losses	75,624	-
Non-interest income, net	91,400	-
Compensation and employee benefits	119,333	-
Electronic banking charges	34,602	-
Information technology expenses	19,771	-
Professional and service fees	15,267	-
Loan servicing and clearing expenses	6,694	-
Occupancy, equipment and infrastructure costs	28,994	-
Depreciation and amortization of premises and equipment	15,449	-
Amortization of other intangibles assets	865	-
Intersegment expenses	0	-
Other	43,827	-
Total non-interest expense	284,802	-
Income before income taxes	186,697	-
Income tax expense	37,487	-
Net income	149,210	97,373
Amortization of premiums, net of accretion of fair value discounts, on loans and amortization of deferred loan origination costs, net of fees	-904	-588
Accretion of investment securities discounts, net of amortization of premiums	536	259
Amortization of other intangible assets	3,696	2,464
Net change in operating leases	-204	-121
Depreciation and amortization of premises and equipment	15,448	10,170
Deferred income tax (benefit) expense, net	-4,212	-1,218
Provision for credit losses	75,624	47,366
Stock-based compensation	4,612	3,150
Sale of securities	0	0
Sale of loans	1,546	1,078
Foreclosed real estate and other repossessed assets	1,826	374
Sale of other assets	0	0
Originations and purchases of loans held-for-sale	97,063	66,993
Proceeds from sale of loans held-for-sale	34,054	25,494
Accrued interest receivable	-112	2,106
Servicing assets	-2,998	-1,847
Other assets	68,691	42,158
Accrued interest on deposits and borrowings	2,237	1,619
Accrued expenses and other liabilities	43,688	43,239
Net cash provided by operating activities	158,505	119,003
Investment securities available-for-sale	352,634	150,100
Mortgage servicing rights	0	-
Fhlb stock	30,367	30,367
Equity securities	3,869	1,519
Investment securities available-for-sale	262,070	169,900
Investment securities held-to-maturity	16,634	10,708
Fhlb stock	27,226	27,226
Investment securities available-for-sale	0	0
Foreclosed real estate and other repossessed assets, including write-offs	40,225	27,578
Premises and equipment	0	0
Origination and purchase of loans, excluding loans held-for-sale	2,546,785	1,813,510
Principal repayment of loans	2,133,731	1,362,408
Additions to premises and equipment	12,485	8,499
Net cash used in investing activities	-466,254	-406,175
Deposits	395,492	525,130
Securities sold under agreements to repurchase	25,000	-47,657
Fhlb advances and other borrowings	130,000	130,000
Exercise of stock options and restricted units lapsed, net of employee award repurchased	-3,528	-3,529
Purchase of treasury stock	51,486	31,087
Dividends paid on common stock	38,517	25,024
Net cash provided by (used in) financing activities	456,961	547,833
Net change in cash and cash equivalents	149,212	260,661
Cash and cash equivalents at beginning of period	591,137	-
Cash and cash equivalents at end of period	740,349	-

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Time Plot

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OFG: the cashflow