For the year ending 2025-12-31, ONBPP had $598,209K increase in cash & cash equivalents over the period. $637,408K in free cash flow.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income | 669,257 |
| Depreciation | 44,943 |
| Amortization of other intangible assets | 78,660 |
| Amortization of tax credit investments | -26,118 |
| Net (discount accretion) premium amortization | 140,610 |
| Share-based compensation expense | 38,214 |
| Provision for credit losses | 197,721 |
| Debt securities (gains) losses, net | -37 |
| Gain on sale of visa class b restricted shares | 0 |
| Net (gains) losses on sales of loans and other assets | 11,271 |
| Increase in cash surrender value of company-owned life insurance | 26,670 |
| Residential real estate loans originated for sale | 1,217,430 |
| Proceeds from sales of residential real estate loans | 1,221,488 |
| (increase) decrease in interest receivable | 61,389 |
| (increase) decrease in other assets | -33,250 |
| Increase (decrease) in accrued expenses and other liabilities | -170,846 |
| Net cash flows provided by (used in) operating activities | 681,472 |
| Cash received from merger, net | 135,124 |
| Purchases of investment securities available-for-sale | 4,636,828 |
| Purchases of investment securities held-to-maturity | 0 |
| Purchases of federal home loan bank/federal reserve bank stock | 93,327 |
| Purchases of equity securities | 7,723 |
| Proceeds from maturities, prepayments, and calls of investment securities available-for-sale | 1,796,946 |
| Proceeds from sales of investment securities available-for-sale | 2,082,053 |
| Proceeds from maturities, prepayments, and calls of investment securities held-to-maturity | 71,937 |
| Proceeds from sales of federal home loan bank/federal reserve bank stock | 72,373 |
| Proceeds from sales of equity securities | 6,004 |
| Loan originations and payments, net | 1,332,344 |
| Proceeds from sales of commercial loans | 95,298 |
| Proceeds from company-owned life insurance death benefits | 17,377 |
| Proceeds from sale of premises and equipment and other assets | 2,368 |
| Purchases of premises and equipment and other assets | 44,064 |
| Net cash flows provided by (used in) investing activities | -1,834,806 |
| Deposits | 1,402,277 |
| Federal funds purchased and interbank borrowings | -99,812 |
| Securities sold under agreements to repurchase | -56,740 |
| Other borrowings | -47,130 |
| Payments for maturities of federal home loan bank advances | 2,520,285 |
| Proceeds from federal home loan bank advances | 2,726,200 |
| Cash dividends paid | 225,117 |
| Common stock repurchased | 71,799 |
| Common stock issued for espp | 1,089 |
| Common stock issued for forward sale agreements | 443,236 |
| Net cash flows provided by (used in) financing activities | 1,751,543 |
| Net increase (decrease) in cash and cash equivalents | 598,209 |
| Cash and cash equivalents at beginning of period | 1,227,968 |
| Cash and cash equivalents at end of period | 1,826,177 |
OLD NATIONAL BANCORP IN (ONBPP)
OLD NATIONAL BANCORP IN (ONBPP)