| Cash Flow | 2025-09-30 |
|---|---|
| Net income | 452,634 |
| Depreciation | 32,115 |
| Amortization of other intangible assets | 52,644 |
| Amortization of tax credit investments | -16,296 |
| Net (discount accretion) premium amortization | 95,091 |
| Share-based compensation expense | 30,760 |
| Provision for credit losses | 164,976 |
| Debt securities (gains) losses, net | -110 |
| Net (gains) losses on sales of loans and other assets | 9,585 |
| Increase in cash surrender value of company-owned life insurance | 19,571 |
| Residential real estate loans originated for sale | 865,826 |
| Proceeds from sales of residential real estate loans | 838,225 |
| (increase) decrease in interest receivable | 50,927 |
| (increase) decrease in other assets | -128,383 |
| Increase (decrease) in accrued expenses and other liabilities | -152,855 |
| Net cash flows provided by (used in) operating activities | 522,288 |
| Cash received from merger, net | 135,124 |
| Purchases of investment securities available-for-sale | 4,077,327 |
| Purchases of federal home loan bank/federal reserve bank stock | 93,325 |
| Purchases of equity securities | 6,923 |
| Proceeds from maturities, prepayments, and calls of investment securities available-for-sale | 1,149,256 |
| Proceeds from sales of investment securities available-for-sale | 2,082,052 |
| Proceeds from maturities, prepayments, and calls of investment securities held-to-maturity | 54,213 |
| Proceeds from sales of federal home loan bank/federal reserve bank stock | 71,234 |
| Proceeds from sales of equity securities | 4,636 |
| Loan originations and payments, net | 546,956 |
| Proceeds from sales of commercial loans | 95,298 |
| Proceeds from company-owned life insurance death benefits | 16,507 |
| Proceeds from sales of premises and equipment and other assets | 2,368 |
| Purchases of premises and equipment and other assets | 22,189 |
| Net cash flows provided by (used in) investing activities | -1,136,032 |
| Deposits | 1,320,267 |
| Federal funds purchased and interbank borrowings | 384 |
| Securities sold under agreements to repurchase | -40,512 |
| Other borrowings | -72,730 |
| Payments for maturities of federal home loan bank advances | 2,295,285 |
| Proceeds from federal home loan bank advances | 1,926,200 |
| Cash dividends paid | 166,472 |
| Common stock repurchased | 46,698 |
| Common stock issued for espp | 771 |
| Common stock issued for forward sale agreements | 443,236 |
| Net cash flows provided by (used in) financing activities | 1,068,393 |
| Net increase (decrease) in cash and cash equivalents | 454,649 |
| Cash and cash equivalents at beginning of period | 1,227,968 |
| Cash and cash equivalents at end of period | 1,682,617 |
OLD NATIONAL BANCORP IN (ONBPP)
OLD NATIONAL BANCORP IN (ONBPP)