OPFI: the balance sheet

MyFinsight

For the quarter ending 2026-03-31, OPFI has $719,987K in assets. $377,005K in debts. $63,865K in cash and cash equivalents.

Balance Sheets Overview

Debt to Asset Ratio
52.36%
Unit: Thousand (K) dollars
Assets Breakdown
Cash
Restricted cash
Deferred tax asset
Others
Liabilities Breakdown
Senior debt
Noncontrolling interest
Additional paid-in capital
Others

Balance Sheets	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Cash	63,865	49,451	45,450	45,227
Restricted cash	36,055	43,812	29,743	33,038
Total cash and restricted cash	99,920	93,263	75,193	78,265
Finance receivables at fair value	502,558	546,236	541,899	491,488
Settlement receivable	-	0	0	4,037
Equity method investment	19,145	19,076	18,888	18,574
Debt issuance costs, net	4,490	5,034	5,154	4,310
Property, equipment and software, net	32,184	27,628	23,495	19,442
Operating lease right-of-use assets	8,424	8,834	9,238	9,637
Deferred tax asset	31,492	32,647	32,244	33,949
Other assets	21,774	21,372	14,504	13,673
Total assets	719,987	754,090	720,615	673,375

Accounts payable	1,844	2,773	3,104	2,731
Accrued expenses	39,766	43,398	30,466	27,109
Operating lease liabilities	10,929	11,424	11,912	12,383
Senior debt	284,260	321,353	320,844	305,897
Warrant liabilities	5,160	26,455	38,331	70,019
Tax receivable agreement liability	35,046	39,811	38,704	37,531
Total liabilities	377,005	445,214	443,361	455,670
Common stock, value, issued-Common Class A	3	3	3	3
Common stock, value, issued-Common Class B	0	0	0	0
Common stock, value, issued-Class VVoting Stock	6	6	6	6
Additional paid-in capital	112,297	113,508	112,574	110,884
Accumulated deficit	-5,179	-33,505	-49,795	-91,531
Treasury stock, at cost (4,321,272 and 3,280,573 shares as of march31, 2026 and december31, 2025, respectively)	31,473	21,528	13,365	6,011
Total oppfi inc.s stockholders equity	75,654	58,484	49,423	13,351
Noncontrolling interest	267,328	250,392	227,831	204,354
Total stockholders equity	342,982	308,876	277,254	217,705
Total liabilities and stockholders equity	719,987	754,090	720,615	673,375

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Balance Sheets Overview

Debt to Asset Ratio
52.36%
Unit: Thousand (K) dollars
Assets Breakdown
Cash
Restricted cash
Deferred tax asset
Others
Liabilities Breakdown
Senior debt
Noncontrolling interest
Additional paid-in capital
Others

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Balance Sheets Overview

Debt to Asset Ratio
52.36%
Unit: Thousand (K) dollars
Assets Breakdown
Cash
Restricted cash
Deferred tax asset
Others
Liabilities Breakdown
Senior debt
Noncontrolling interest
Additional paid-in capital
Others

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Balance Sheets Overview

Debt to Asset Ratio52.36%Unit: Thousand (K) dollarsAssets BreakdownCashRestricted cashDeferred tax assetOthersLiabilities BreakdownSenior debtNoncontrolling interestAdditional paid-in capitalOthers

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Balance Sheets Overview

Debt to Asset Ratio52.36%Unit: Thousand (K) dollarsAssets BreakdownCashRestricted cashDeferred tax assetOthersLiabilities BreakdownSenior debtNoncontrolling interestAdditional paid-in capitalOthers

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Debt to Asset Ratio
52.36%
Unit: Thousand (K) dollars
Assets Breakdown
Cash
Restricted cash
Deferred tax asset
Others
Liabilities Breakdown
Senior debt
Noncontrolling interest
Additional paid-in capital
Others

Debt to Asset Ratio
52.36%
Unit: Thousand (K) dollars
Assets Breakdown
Cash
Restricted cash
Deferred tax asset
Others
Liabilities Breakdown
Senior debt
Noncontrolling interest
Additional paid-in capital
Others