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Balance Sheets Overview

Debt to Asset Ratio
46.25%
Unit: Thousand (K) dollars
Assets Breakdown
    • Deferred tax asset
    • Cash
    • Restricted cash
    • Others
Liabilities Breakdown
    • Additional paid-in capital
    • Senior debt
    • Treasury stock, at cost (4,461,6...
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash
64,347
63,865
49,451
45,450
Restricted cash
27,499
36,055
43,812
29,743
Total cash and restricted cash
91,846
99,920
93,263
75,193
Finance receivables at fair value
496,306
502,558
546,236
541,899
Settlement receivable
-
-
0
0
Equity method investment
19,958
19,145
19,076
18,888
Debt issuance costs, net
3,901
4,490
5,034
5,154
Property, equipment and software, net
35,301
32,184
27,628
23,495
Operating lease right-of-use assets
8,009
8,424
8,834
9,238
Deferred tax asset
102,406
31,492
32,647
32,244
Other assets
13,002
21,774
21,372
14,504
Total assets
770,729
719,987
754,090
720,615
Accounts payable
1,126
1,844
2,773
3,104
Accrued expenses
43,105
39,766
43,398
30,466
Tax receivable agreement liability
20,403
35,046
39,811
38,704
Operating lease liabilities
10,428
10,929
11,424
11,912
Senior debt
276,453
284,260
321,353
320,844
Warrant liabilities
4,959
5,160
26,455
38,331
Total liabilities
356,474
377,005
445,214
443,361
Common stock, value, issued-Common Class A
9
3
3
3
Common stock, value, issued-Common Class B
0
0
0
0
Common stock, value, issued-Class VVoting Stock
0
6
6
6
Additional paid-in capital
437,238
112,297
113,508
112,574
Retained earnings (accumulated deficit)
9,730
-5,179
-33,505
-49,795
Treasury stock, at cost (4,461,679 and 3,280,573 shares as of june30, 2026 and december31, 2025, respectively)
32,722
31,473
21,528
13,365
Total oppfi inc.s stockholders equity
414,255
75,654
58,484
49,423
Noncontrolling interest
0
267,328
250,392
227,831
Total stockholders equity
414,255
342,982
308,876
277,254
Total liabilities and stockholders equity
770,729
719,987
754,090
720,615
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Cash$64,347K (42.28%↑ Y/Y)Restricted cash$27,499K (-16.77%↓ Y/Y)Finance receivables atfair value$496,306K (0.98%↑ Y/Y)Deferred tax asset$102,406K (201.65%↑ Y/Y)Total cash andrestricted cash$91,846K (17.35%↑ Y/Y)Property, equipment andsoftware, net$35,301K (81.57%↑ Y/Y)Equity methodinvestment$19,958K (7.45%↑ Y/Y)Other assets$13,002K (-4.91%↓ Y/Y)Operating leaseright-of-use assets$8,009K (-16.89%↓ Y/Y)Debt issuance costs,net$3,901K (-9.49%↓ Y/Y)Total assets$770,729K (14.46%↑ Y/Y)Total liabilities andstockholders equity$770,729K (14.46%↑ Y/Y)Total stockholdersequity$414,255K (90.28%↑ Y/Y)Total liabilities$356,474K (-21.77%↓ Y/Y)Total oppfi inc.sstockholders equity$414,255K (3002.80%↑ Y/Y)Senior debt$276,453K (-9.63%↓ Y/Y)Accrued expenses$43,105K (59.01%↑ Y/Y)Tax receivableagreement liability$20,403K (-45.64%↓ Y/Y)Operating leaseliabilities$10,428K (-15.79%↓ Y/Y)Warrant liabilities$4,959K (-92.92%↓ Y/Y)Accounts payable$1,126K (-58.77%↓ Y/Y)Treasury stock, at cost(4,461,679 and 3,280,573...$32,722K (444.37%↑ Y/Y)Additional paid-in capital$437,238K (294.32%↑ Y/Y)Retained earnings(accumulated deficit)$9,730K (110.63%↑ Y/Y)Common stock, value,issued-Common Class A$9K (200.00%↑ Y/Y)

OppFi Inc. (OPFI)

OppFi Inc. (OPFI)