OPFI: the balance sheet

MyFinsight

For the quarter ending 2025-09-30, OPFI has $720,615K in assets. $443,361K in debts. $45,450K in cash and cash equivalents.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Balance Sheets	2025-09-30	2025-06-30
Cash	45,450	45,227
Restricted cash	29,743	33,038
Total cash and restricted cash	75,193	78,265
Finance receivables at fair value	541,899	491,488
Settlement receivable	0	4,037
Equity method investment	18,888	18,574
Debt issuance costs, net	5,154	4,310
Property, equipment and software, net	23,495	19,442
Operating lease right-of-use assets	9,238	9,637
Deferred tax asset	32,244	33,949
Other assets	14,504	13,673
Total assets	720,615	673,375

Accounts payable	3,104	2,731
Accrued expenses	30,466	27,109
Operating lease liabilities	11,912	12,383
Senior debt, net	320,844	305,897
Warrant liabilities	38,331	70,019
Tax receivable agreement liability	38,704	37,531
Total liabilities	443,361	455,670
Common stock, value, issued-Common Class A	3	3
Common stock, value, issued-Common Class B	0	0
Common stock, value, issued-Class VVoting Stock	6	6
Additional paid-in capital	112,574	110,884
Accumulated deficit	-49,795	-91,531
Treasury stock, at cost (2,449,054 and 1,738,624 shares as of september30, 2025 and december31, 2024, respectively)	13,365	6,011
Total oppfi inc.s stockholders equity	49,423	13,351
Noncontrolling interest	227,831	204,354
Total stockholders equity	277,254	217,705
Total liabilities and stockholders equity	720,615	673,375