Financial insights of OPFI

MyFinsight

For the quarter ending 2026-03-31, OPFI made $87,298K in revenue. $28,401K in net income. Net profit margin of 32.53%.

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Net revenue	87,298	85,569	104,557	100,246
Salaries and employee benefits	14,254	14,650	14,513	17,754
Direct marketing costs	10,385	14,198	14,514	11,890
Interest expense and amortized debt issuance costs	8,510	9,402	10,079	9,639
Exit costs, net	-	0	0	-1
Professional fees	7,264	5,012	6,100	4,792
Technology costs	3,329	2,959	3,131	3,382
Payment processing fees	1,658	1,720	1,712	1,527
Occupancy	871	1,028	1,030	1,030
Lower of cost or market adjustment on transfer of finance receivables from held for sale to held for investment	-	0	-	-
Depreciation and amortization	591	764	1,133	1,502
General, administrative and other	5,074	4,903	3,900	3,923
Total expenses	51,936	54,636	56,112	55,438
Income from operations	35,362	30,933	48,445	44,808
Change in fair value of warrant liabilities	-21,295	-11,876	-31,688	33,304
Income from equity method investment	1,120	1,412	1,365	1,121
Other (expense) income, net	-	-4,414	-	-
Other income	232	-	82	79
Income before income taxes	58,009	39,807	81,580	12,704
Income tax expense	3,971	1,363	5,647	1,224
Net income	54,038	38,444	75,933	11,480
Less net income attributable to noncontrolling interest	25,637	21,598	34,298	32,260
Net income (loss) attributable to oppfi inc	28,401	16,846	41,635	-20,780

Basic EPS	1.06	0.611	1.48	-0.78
Diluted EPS	0.56	0.636	0.77	-0.78
Basic Average Shares	26,778,432	27,560,329	28,163,404	26,610,330
Diluted Average Shares	86,195,269	26,506,458*	88,236,591	26,610,330

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.