| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and due from banks | 49,014 | 42,083 | 60,970 | 54,335 |
| Interest-bearing deposits with banks | 112,122 | 107,691 | 123,176 | 95,042 |
| Cash and cash equivalents | 161,136 | 149,774 | 184,146 | 149,377 |
| Restricted investments in bank stocks | 23,984 | 26,717 | 24,111 | 21,204 |
| Securities available-for-sale (amortized cost of 973,220 and 972,138 at march31, 2026 and december31, 2025, respectively) | 947,018 | 952,740 | 890,357 | 885,373 |
| Loans held for sale, at fair value | 3,366 | 6,090 | 6,026 | 5,206 |
| Loans | 4,061,319 | 4,020,693 | 3,979,736 | 3,931,379 |
| Less allowance for credit losses | 47,463 | 47,681 | 48,105 | 47,898 |
| Net loans | 4,013,856 | 3,973,012 | 3,931,631 | 3,883,481 |
| Bank premises and equipment, gross | NaN | 86,092 | NaN | NaN |
| Less accumulated depreciation | NaN | 35,063 | NaN | NaN |
| Premises and equipment, net | 50,532 | 51,029 | 51,312 | 51,703 |
| Cash surrender value of life insurance | 145,964 | 146,994 | 146,020 | 145,760 |
| Goodwill | 69,751 | 69,751 | 69,751 | 69,751 |
| Other intangible assets, net | 35,751 | 37,990 | 40,338 | 42,748 |
| Accrued interest receivable | 21,176 | 21,473 | 20,443 | 19,958 |
| Deferred tax assets, net | 32,802 | 33,931 | 34,100 | 36,683 |
| Other assets | 71,636 | 72,754 | 71,998 | 76,401 |
| Total assets | 5,576,972 | 5,542,255 | 5,470,233 | 5,387,645 |
| Noninterest-bearing | 882,588 | 870,906 | 901,557 | 918,263 |
| Interest-bearing | 3,744,836 | 3,657,868 | 3,632,003 | 3,598,362 |
| Total deposits | 4,627,424 | 4,528,774 | 4,533,560 | 4,516,625 |
| Securities sold under agreements to repurchase and federal funds purchased | 19,264 | 24,542 | 32,501 | 30,047 |
| Fhlb advances and other borrowings | 206,694 | 274,701 | 209,218 | 136,334 |
| Subordinated notes and trust preferred debt | 37,274 | 37,122 | 36,970 | 69,021 |
| Other liabilities | 83,132 | 85,581 | 86,048 | 87,170 |
| Total liabilities | 4,973,788 | 4,950,720 | 4,898,297 | 4,839,197 |
| Preferred stock, 1.25 par value per share 500,000 shares authorized no shares issued or outstanding | 0 | 0 | 0 | 0 |
| Common stock, no par value0.05205 stated value per share 50,000,000 shares authorized 19,711,628 shares issued and 19,611,427 outstanding at march31, 2026 19,711,628 shares issued and 19,507,208 outstanding at december31, 2025 | 1,026 | 1,026 | 1,026 | 1,026 |
| Treasury stock211,364 and 332,673 shares, at cost at september30, 2025 and december31, 2024, respectively | NaN | NaN | 5,702 | 4,371 |
| Additional paid - in capital | 422,663 | 424,596 | 423,624 | 422,349 |
| Retained earnings | 202,704 | 186,752 | 170,526 | 153,923 |
| Accumulated other comprehensive loss | -19,720 | -15,201 | -17,538 | -24,479 |
| Treasury stock100,201 and 204,420 shares, at cost at march31, 2026 and december31, 2025, respectively | 3,489 | 5,638 | NaN | NaN |
| Total shareholders equity | 603,184 | 591,535 | 571,936 | 548,448 |
| Total liabilities and shareholders equity | 5,576,972 | 5,542,255 | 5,470,233 | 5,387,645 |
ORRSTOWN FINANCIAL SERVICES INC (ORRF)
ORRSTOWN FINANCIAL SERVICES INC (ORRF)