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For the quarter ending 2025-09-30, ORRF has $5,470,233K in assets. $4,898,297K in debts.

Balance Sheets Overview

Debt to Asset Ratio
89.54%
Assets Breakdown
    • Loans
    • Securities available for sale (a...
    • Cash surrender value of life ins...
    • Others
Liabilities Breakdown
    • Interest-bearing
    • Noninterest-bearing
    • Additional paid - in capital
    • Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)
Balance Sheets
2025-09-30
2025-06-30
Cash and due from banks
60,970 54,335
Interest-bearing deposits with banks
123,176 95,042
Cash and cash equivalents
184,146 149,377
Restricted investments in bank stocks
24,111 21,204
Securities available for sale (amortized cost of 912,760 and 864,920 at september30, 2025 and december31, 2024, respectively)
890,357 885,373
Loans held for sale, at fair value
6,026 5,206
Loans
3,979,736 3,931,379
Less allowance for credit losses
48,105 47,898
Net loans
3,931,631 3,883,481
Premises and equipment, net
51,312 51,703
Cash surrender value of life insurance
146,020 145,760
Goodwill
69,751 69,751
Other intangible assets, net
40,338 42,748
Accrued interest receivable
20,443 19,958
Deferred tax assets, net
34,100 36,683
Other assets
71,998 76,401
Total assets
5,470,233 5,387,645
Noninterest-bearing
901,557 918,263
Interest-bearing
3,632,003 3,598,362
Total deposits
4,533,560 4,516,625
Securities sold under agreements to repurchase and federal funds purchased
32,501 30,047
Fhlb advances and other borrowings
209,218 136,334
Subordinated notes and trust preferred debt
36,970 69,021
Other liabilities
86,048 87,170
Total liabilities
4,898,297 4,839,197
Preferred stock, 1.25 par value per share 500,000 shares authorized no shares issued or outstanding
0 0
Common stock, no par value0.05205 stated value per share 50,000,000 shares authorized 19,712,347 shares issued and 19,500,983 outstanding at september30, 2025 19,722,640 shares issued and 19,389,967 outstanding at december31, 2024
1,026 1,026
Additional paid - in capital
423,624 422,349
Retained earnings
170,526 153,923
Accumulated other comprehensive loss
-17,538 -24,479
Treasury stock211,364 and 332,673 shares, at cost at september30, 2025 and december31, 2024, respectively
5,702 4,371
Total shareholders equity
571,936 548,448
Total liabilities and shareholders equity
5,470,233 5,387,645
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans$3,979,736K Interest-bearing deposits withbanks$123,176K Cash and due frombanks$60,970K Other assets$71,998K Deferred tax assets, net$34,100K Accrued interestreceivable$20,443K Other intangibleassets, net$40,338K Goodwill$69,751K Cash surrender valueof life insurance$146,020K Premises and equipment,net$51,312K Net loans$3,931,631K Loans held for sale, atfair value$6,026K Securities available forsale (amortized cost...$890,357K Restricted investments inbank stocks$24,111K Cash and cashequivalents$184,146K Less allowance forcredit losses$48,105K Total assets$5,470,233K Total liabilities andshareholders equity$5,470,233K Total shareholdersequity$571,936K Total liabilities$4,898,297K Treasury stock211,364and 332,673 shares,...$5,702K Accumulated othercomprehensive loss-$17,538K Retained earnings$170,526K Additional paid - in capital$423,624K Other liabilities$86,048K Subordinated notes and trustpreferred debt$36,970K Fhlb advances andother borrowings$209,218K Securities sold underagreements to repurchase...$32,501K Total deposits$4,533,560K Common stock, no parvalue0.05205 stated value per...$1,026K Interest-bearing$3,632,003K Noninterest-bearing$901,557K

ORRSTOWN FINANCIAL SERVICES INC (ORRF)

ORRSTOWN FINANCIAL SERVICES INC (ORRF)