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For the year ending 2025-12-31, ORRF has $5,542,255K in assets. $4,950,720K in debts.

Balance Sheets Overview

Debt to Asset Ratio
89.33%
Unit: Thousand (K) dollars
Assets Breakdown
    • Net loans
    • Securities available-for-sale (a...
    • Cash and cash equivalents
    • Others
Liabilities Breakdown
    • Interest-bearing
    • Noninterest-bearing
    • Additional paidin capital
    • Others

Balance Sheets
2025-12-31
Cash and due from banks
42,083
Interest-bearing deposits with banks
107,691
Cash and cash equivalents
149,774
Restricted investments in bank stocks
26,717
Securities available-for-sale (amortized cost of 972,138 and 864,920 at december31, 2025 and 2024, respectively)
952,740
Loans held for sale, at fair value
6,090
Loans
4,020,693
Less allowance for credit losses
47,681
Net loans
3,973,012
Bank premises and equipment, gross
86,092
Less accumulated depreciation
35,063
Premises and equipment, net
51,029
Cash surrender value of life insurance
146,994
Goodwill
69,751
Other intangible assets, net
37,990
Accrued interest receivable
21,473
Deferred tax assets, net
33,931
Other assets
72,754
Total assets
5,542,255
Noninterest-bearing
870,906
Interest-bearing
3,657,868
Total deposits
4,528,774
Securities sold under agreements to repurchase and federal funds purchased
24,542
Fhlb advances and other borrowings
274,701
Subordinated notes and trust preferred debt
37,122
Other liabilities
85,581
Total liabilities
4,950,720
Preferred stock, 1.25 par value per share 500,000 shares authorized no shares issued or outstanding
0
Common stock, no par value0.05205 stated value per share 50,000,000 shares authorized 19,711,628 shares issued and 19,507,208 outstanding at december31, 2025 19,722,640 shares issued and 19,389,967 outstanding at december31, 2024
1,026
Additional paidin capital
424,596
Retained earnings
186,752
Accumulated other comprehensive loss
-15,201
Treasury stock 204,420 and 332,673 shares, at cost, at december31, 2025 and 2024, respectively
5,638
Total shareholders equity
591,535
Total liabilities and shareholders equity
5,542,255
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans$4,020,693K Interest-bearing deposits withbanks$107,691K Cash and due frombanks$42,083K Bank premises andequipment, gross$86,092K Net loans$3,973,012K Securitiesavailable-for-sale (amortized cost...$952,740K Cash and cashequivalents$149,774K Cash surrender valueof life insurance$146,994K Other assets$72,754K Goodwill$69,751K Premises and equipment,net$51,029K Other intangibleassets, net$37,990K Deferred tax assets, net$33,931K Restricted investments inbank stocks$26,717K Accrued interestreceivable$21,473K Loans held for sale, atfair value$6,090K Less allowance forcredit losses$47,681K Less accumulateddepreciation$35,063K Total assets$5,542,255K Total liabilities andshareholders equity$5,542,255K Total liabilities$4,950,720K Total shareholdersequity$591,535K Accumulated othercomprehensive loss-$15,201K Treasury stock 204,420and 332,673 shares,...$5,638K Total deposits$4,528,774K Fhlb advances andother borrowings$274,701K Other liabilities$85,581K Subordinated notes and trustpreferred debt$37,122K Securities sold underagreements to repurchase...$24,542K Additional paidin capital$424,596K Retained earnings$186,752K Common stock, no parvalue0.05205 stated value per...$1,026K Interest-bearing$3,657,868K Noninterest-bearing$870,906K

ORRSTOWN FINANCIAL SERVICES INC (ORRF)

ORRSTOWN FINANCIAL SERVICES INC (ORRF)