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ORRSTOWN FINANCIAL SERVICES INC (ORRF)

For the quarter ending 2025-06-30, ORRF made $87,648K in revenue. $19,448K in net income. Net profit margin of 22.19%.

Overview

Revenue
$87,648K
Net Income
$19,448K
Net Profit Margin
22.19%
EPS
$1.01
Unit: Thousand (K) dollars
Revenue Breakdown
    • Loans
    • Investment securities - taxable
    • Trust and investment management ...
    • Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)
2025-06-30
Income tax expense5,256
Other income1,111
Trust and investment management income3,572
Investment securities gains (losses)8
Brokerage income1,695
Income from life insurance1,311
Service charges on deposit accounts2,050
Other service charges, commissions and fees580
Interchange income1,441
Swap fee income669
Mortgage banking activities478
Total noninterest income12,915
Taxes other than income295
Restructuring expenses-
Professional services2,016
Other operating expenses2,664
Occupancy1,671
Directors' compensation293
Advertising and bank promotions1,077
Salaries and employee benefits21,364
Data processing965
Fdic insurance674
Furniture and equipment2,540
Merger-related expenses968
Intangible asset amortization2,472
Automated teller and interchange fees615
Total noninterest expenses37,614
Recovery of credit losses - unfunded loan commitments-100
Subordinated notes and trust preferred debt1,330
Securities sold under agreements to repurchase and federal funds purchased106
Deposits22,855
Fhlb advances and other borrowings1,030
Total interest expense25,321
Investment securities - tax-exempt878
Investment securities - taxable9,406
Loans63,036
Short-term investments1,513
Total interest income74,833
Net interest income49,512
Provision for (recovery of) credit losses - loans209
Net interest income after provision for credit losses49,403
Income before income tax expense24,704
Net income19,448
Basic earnings per share (in usd per share)1.01
Diluted earnings per share (in usd per share)1.01
Weighted average shares outstanding - basic (in shares)19,173,000
Weighted average shares outstanding - diluted (in shares)19,342,000
Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement

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Short-term investments$1,513K Loans$63,036K Investment securities -taxable$9,406K Investment securities -tax-exempt$878K Total interest income$74,833K Net interest income$49,512K Mortgage bankingactivities$478K Swap fee income$669K Interchange income$1,441K Other servicecharges, commissions and...$580K Service charges ondeposit accounts$2,050K Income from lifeinsurance$1,311K Brokerage income$1,695K Investment securitiesgains (losses)$8K Trust and investmentmanagement income$3,572K Other income$1,111K Recovery of credit losses- unfunded loan...-$100K Total interestexpense$25,321K Net interest incomeafter provision for...$49,403K Total noninterestincome$12,915K Provision for (recoveryof) credit losses -...$209K Fhlb advances andother borrowings$1,030K Deposits$22,855K Securities sold underagreements to repurchase...$106K Subordinated notes and trustpreferred debt$1,330K Income before incometax expense$24,704K Total noninterestexpenses$37,614K Net income$19,448K Income tax expense$5,256K Automated teller andinterchange fees$615K Intangible assetamortization$2,472K Merger-related expenses$968K Furniture and equipment$2,540K Fdic insurance$674K Data processing$965K Salaries and employeebenefits$21,364K Advertising and bankpromotions$1,077K Directors' compensation$293K Occupancy$1,671K Other operatingexpenses$2,664K Professional services$2,016K Taxes other thanincome$295K