The latest financial statement is for the quarter ending 2026-03-31.
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Amortization of operating lease right-of-use asset | - | -511 | 549 | 524 |
| Amortization of junior subordinated debentures issuance costs | - | 0 | 0 | 1 |
| Net income | 25,585 | 28,787 | 9,871 | 41,652 |
| Net gains on sale of other real estate owned | - | 201 | - | - |
| Net premium / discount amortization on securities | -475 | -534 | -482 | -916 |
| Provision for other real estate owned valuation losses | - | 0 | 70 | 611 |
| Securities (gains)/losses, net | - | 8 | -1 | - |
| Provision for credit losses | 9,500 | 3,000 | 19,653 | 4,900 |
| Originations of loans held-for-sale | 22,950 | 30,170 | 19,176 | 36,371 |
| Proceeds from sales of loans held-for-sale | 22,525 | 28,295 | 21,255 | 35,369 |
| Net gains on sales of mortgage loans | 555 | 657 | 620 | 1,014 |
| Mortgage servicing rights mark to market loss | 152 | 428 | 389 | 1,101 |
| Net accretion of purchase accounting adjustments and other discounts on loans | 175 | 1,308 | 1,263 | 508 |
| Net change in cash surrender value of boli | 1,082 | 834 | 1,175 | 1,188 |
| Net (gains) losses on sale of other real estate owned | 258 | - | 0 | -160 |
| Depreciation of fixed assets and amortization of leasehold improvements | 1,698 | 1,683 | 1,621 | 2,843 |
| Net gains on disposal and transfer of fixed assets | - | 285 | 457 | - |
| Change in operating lease right-of-use asset | 512 | - | - | - |
| Amortization of core deposit intangibles | 1,176 | 1,235 | 1,251 | 2,059 |
| Change in current income taxes | 7,114 | 8,892 | -1,873 | -2,695 |
| Deferred tax expense | 871 | 8,348 | -12,979 | 6,224 |
| Payments on operating lease payable | - | -598 | -52 | 881 |
| Change in accrued interest receivable and other assets | -2,187 | -5,662 | -3,767 | 648 |
| Accretion of purchase accounting adjustment on time deposits | -25 | -228 | -242 | -367 |
| Change in accrued interest payable and other liabilities | -10,991 | -10,323 | 13,209 | -13,136 |
| Change in operating lease payable | 602 | - | - | - |
| Stock based compensation | 1,442 | 1,463 | 1,556 | 2,531 |
| Net cash provided by operating activities | 36,939 | 44,240 | 35,941 | 42,083 |
| Purchases of boli policies | - | 590 | 0 | 460 |
| Proceeds from maturities and calls, including pay down of securities available-for-sale | 78,204 | 78,931 | 41,089 | 159,559 |
| Cash paid for acquisition, net of cash and cash equivalents retained | - | 0 | -10,501 | -28 |
| Proceeds from sales of securities available-for-sale | - | 49 | 125,892 | - |
| Purchases of securities available-for-sale | 106,886 | 7,834 | 21,241 | 162,517 |
| Net redemptions of fhlbc/frbc stock | -675 | 3,743 | 7,237 | -354 |
| Proceeds from claims on boli, net of claims receivable | - | 0 | 433 | - |
| Net change in loans | -56,762 | -9,521 | 58,017 | 27,341 |
| Proceeds from sales of other real estate owned, net of participations | 1,525 | 5,350 | 0 | 19,349 |
| Proceeds from disposition of premises and equipment | 76 | 655 | 1,593 | - |
| Net purchases of premises and equipment | 769 | 881 | 1,226 | 2,398 |
| Net cash provided by investing activities | 29,587 | 81,458 | 91,787 | -13,426 |
| Net change in deposits | -31,045 | -163,953 | -270,469 | 30,075 |
| Net change in securities sold under repurchase agreements | -639 | -521 | -22,962 | 10,595 |
| Net change in other short-term borrowings | -15,000 | 50,000 | 149,500 | -20,000 |
| Dividends paid on common stock | 3,686 | 3,688 | 3,155 | 5,397 |
| Purchase of treasury stock | 24,454 | 36 | 5,884 | 1,492 |
| Net cash (used in) provided by financing activities | -74,824 | -118,198 | -152,970 | 13,781 |
| Net change in cash and cash equivalents | -8,298 | 7,500 | -25,242 | 42,438 |
| Cash and cash equivalents at beginning of period | 124,025 | 116,525 | 99,329 | - |
| Cash and cash equivalents at end of period | 115,727 | 124,025 | 116,525 | - |
OLD SECOND BANCORP INC (OSBC)
OLD SECOND BANCORP INC (OSBC)