For the quarter ending 2025-09-30, OSBC has $6,991,754K in assets. $6,125,069K in debts. $116,525K in cash and cash equivalents.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 53,099 | 63,484 | ||
| Interest earning deposits with financial institutions | 63,426 | 78,283 | ||
| Cash and cash equivalents | 116,525 | 141,767 | ||
| Securities available-for-sale | 1,157,480 | 1,177,688 | ||
| Federal home loan bank chicago ('fhlbc') and federal reserve bank chicago ('frbc') stock | 28,282 | 19,087 | ||
| Loans held-for-sale | 1,463 | 3,235 | ||
| Loans | 5,265,014 | 3,998,667 | ||
| Less allowance for credit losses on loans | 75,037 | 42,990 | ||
| Net loans | 5,189,977 | 3,955,677 | ||
| Premises and equipment, net | 87,714 | 85,702 | ||
| Other real estate owned | 6,416 | 6,486 | ||
| Mortgage servicing rights, at fair value | 9,549 | 9,680 | ||
| Goodwill | 130,262 | 93,232 | ||
| Core deposit intangible ('cdi') | 24,927 | 19,972 | ||
| Bank-owned life insurance ('boli') | 129,057 | 114,399 | ||
| Deferred tax assets, net | 33,374 | 20,395 | ||
| Other assets | 76,728 | 53,974 | ||
| Total assets | 6,991,754 | 5,701,294 | ||
| Noninterest bearing demand | 1,738,028 | 1,704,083 | ||
| Savings, now, and money market | 2,763,990 | 2,400,235 | ||
| Time | 1,258,232 | 694,121 | ||
| Total deposits | 5,760,250 | 4,798,439 | ||
| Securities sold under repurchase agreements | 24,290 | 47,252 | ||
| Other short-term borrowings | 165,000 | - | ||
| Junior subordinated debentures | 25,774 | 25,774 | ||
| Subordinated debentures | 59,531 | 59,510 | ||
| Notes payable and other borrowings | 14,812 | - | ||
| Other liabilities | 75,412 | 51,670 | ||
| Total liabilities | 6,125,069 | 4,982,645 | ||
| Common stock | 53,015 | 45,094 | ||
| Additional paid-in capital | 340,108 | 206,207 | ||
| Retained earnings | 512,131 | 505,419 | ||
| Accumulated other comprehensive loss, net | -32,294 | -37,426 | ||
| Treasury stock | 6,275 | 645 | ||
| Total stockholders' equity | 866,685 | 718,649 | ||
| Total liabilities and stockholders' equity | 6,991,754 | 5,701,294 | ||
OLD SECOND BANCORP INC (OSBC)
OLD SECOND BANCORP INC (OSBC)