OSBC: the balance sheet

MyFinsight

For the year ending 2025-12-31, OSBC has $6,902,675K in assets. $6,005,907K in debts. $124,025K in cash and cash equivalents.

Balance Sheets	2025-12-31
Cash and due from banks	51,665
Interest earning deposits with financial institutions	72,360
Cash and cash equivalents	124,025
Securities available-for-sale, at fair value	1,090,523
Federal home loan bank chicago ('fhlbc') and federal reserve bank chicago ('frbc') stock	32,025
Loans held-for-sale	3,645
Loans	5,252,131
Less allowance for credit losses on loans	72,301
Net loans	5,179,830
Cost	172,110
Accumulated depreciation/amortization	85,465
Premises and equipment, net	86,645
Other real estate owned, net	1,427
Mortgage servicing rights, at fair value	9,459
Goodwill	129,196
Core deposit intangible ('cdi')	23,692
Bank-owned life insurance ('boli')	130,481
Deferred tax assets, net	31,276
Other assets	60,451
Total assets	6,902,675

Noninterest bearing demand	1,739,117
Savings, now, and money market	2,745,540
Time	1,111,412
Total deposits	5,596,069
Securities sold under repurchase agreements	23,769
Other short-term borrowings	215,000
Junior subordinated debentures	25,774
Subordinated debentures	59,552
Notes payable and other borrowings	14,825
Other liabilities	70,918
Total liabilities	6,005,907
Common stock	53,015
Additional paid-in capital	341,451
Retained earnings	537,231
Accumulated other comprehensive loss, net	-28,738
Treasury stock	6,191
Total stockholders' equity	896,768
Total liabilities and stockholders' equity	6,902,675

Unit: Thousand (K) dollars (except for numbers of shares and EPS).