MyFinsight

HomeBlogAbout

MyFinsight

Making company financials insightful for everyone

  • About
  • Blog
  • Privacy Policy
  • Contact

Follow Us

  • X.com
  • Thread
  • Instagram

© 2026 MyFinsight. All rights reserved.

|||

Balance Sheets Overview

Debt to Asset Ratio
86.86%
Unit: Thousand (K) dollars
Assets Breakdown
    • Net loans
    • Securities available-for-sale, a...
    • Cash and cash equivalents
    • Others
Liabilities Breakdown
    • Savings, now, and money market
    • Noninterest bearing demand
    • Time
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and due from banks
47,964
48,100
51,665
53,099
Interest earning deposits with financial institutions
95,369
67,627
72,360
63,426
Cash and cash equivalents
143,333
115,727
124,025
116,525
Securities available-for-sale, at fair value
1,040,760
1,115,443
1,090,523
1,157,480
Federal home loan bank of chicago ('fhlbc') and federal reserve bank of chicago ('frbc') stock
40,125
31,350
32,025
28,282
Loans held-for-sale
2,349
4,344
3,645
1,463
Loans
5,245,870
5,185,237
5,252,131
5,265,014
Less allowance for credit losses on loans
70,380
72,126
72,301
75,037
Net loans
5,175,490
5,113,111
5,179,830
5,189,977
Cost
-
-
172,110
-
Accumulated depreciation/amortization
-
-
85,465
-
Premises and equipment, net
84,505
85,634
86,645
87,714
Other real estate owned, net
622
632
1,427
6,416
Mortgage servicing rights, at fair value
9,825
9,579
9,459
9,549
Goodwill
129,196
129,196
129,196
130,262
Core deposit intangible ('cdi')
21,349
22,516
23,692
24,927
Bank-owned life insurance ('boli')
133,493
131,563
130,481
129,057
Deferred tax assets, net
28,689
31,321
31,276
33,374
Other assets
60,569
58,805
60,451
76,728
Total assets
6,870,305
6,849,221
6,902,675
6,991,754
Noninterest bearing demand
1,746,755
1,755,548
1,739,117
1,738,028
Savings, now, and money market
2,771,532
2,795,038
2,745,540
2,763,990
Time
926,401
1,014,413
1,111,412
1,258,232
Total deposits
5,444,688
5,564,999
5,596,069
5,760,250
Securities sold under repurchase agreements
23,241
23,130
23,769
24,290
Other short-term borrowings
375,000
200,000
215,000
165,000
Junior subordinated debentures
25,774
25,774
25,774
25,774
Subordinated debentures
29,798
59,574
59,552
59,531
Notes payable and other borrowings
14,850
14,837
14,825
14,812
Other liabilities
54,143
67,610
70,918
75,412
Total liabilities
5,967,494
5,955,924
6,005,907
6,125,069
Common stock
53,015
53,015
53,015
53,015
Additional paid-in capital
339,616
338,418
341,451
340,108
Retained earnings
583,701
559,129
537,231
512,131
Accumulated other comprehensive loss, net
-31,861
-31,095
-28,738
-32,294
Treasury stock
41,660
26,170
6,191
6,275
Total stockholders' equity
902,811
893,297
896,768
866,685
Total liabilities and stockholders' equity
6,870,305
6,849,221
6,902,675
6,991,754
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans$5,245,870K (31.19%↑ Y/Y)Interest earningdeposits with financial...$95,369K (21.83%↑ Y/Y)Cash and due frombanks$47,964K (-24.45%↓ Y/Y)Net loans$5,175,490K (30.84%↑ Y/Y)Securitiesavailable-for-sale, at fair value$1,040,760K (-11.63%↓ Y/Y)Cash and cashequivalents$143,333K (1.10%↑ Y/Y)Bank-owned life insurance('boli')$133,493K (16.69%↑ Y/Y)Goodwill$129,196K (38.57%↑ Y/Y)Premises and equipment,net$84,505K (-1.40%↓ Y/Y)Other assets$60,569K (12.22%↑ Y/Y)Federal home loan bank ofchicago ('fhlbc') and...$40,125K (110.22%↑ Y/Y)Deferred tax assets, net$28,689K (40.67%↑ Y/Y)Core depositintangible ('cdi')$21,349K (6.89%↑ Y/Y)Mortgage servicingrights, at fair value$9,825K (1.50%↑ Y/Y)Loans held-for-sale$2,349K (-27.39%↓ Y/Y)Other real estateowned, net$622K (-90.41%↓ Y/Y)Less allowance forcredit losses on loans$70,380K (63.71%↑ Y/Y)Total assets$6,870,305K (20.50%↑ Y/Y)Total liabilities andstockholders' equity$6,870,305K (20.50%↑ Y/Y)Total liabilities$5,967,494K (19.77%↑ Y/Y)Total stockholders'equity$902,811K (25.63%↑ Y/Y)Treasury stock$41,660K (6358.91%↑ Y/Y)Accumulated othercomprehensive loss, net-$31,861K (14.87%↑ Y/Y)Total deposits$5,444,688K (13.47%↑ Y/Y)Other short-termborrowings$375,000K Other liabilities$54,143K (4.79%↑ Y/Y)Subordinated debentures$29,798K (-49.93%↓ Y/Y)Junior subordinateddebentures$25,774K (0.00%↑ Y/Y)Securities sold underrepurchase agreements$23,241K (-50.81%↓ Y/Y)Notes payable andother borrowings$14,850K Retained earnings$583,701K (15.49%↑ Y/Y)Additional paid-in capital$339,616K (64.70%↑ Y/Y)Common stock$53,015K (17.57%↑ Y/Y)Savings, now, and moneymarket$2,771,532K (15.47%↑ Y/Y)Noninterest bearing demand$1,746,755K (2.50%↑ Y/Y)Time$926,401K (33.46%↑ Y/Y)

OLD SECOND BANCORP INC (OSBC)

OLD SECOND BANCORP INC (OSBC)