ovbc: the income statement

MyFinsight

OHIO VALLEY BANC CORP (OVBC)

For the quarter ending 2025-06-30, OVBC made $23,887K in revenue. $4,210K in net income. Net profit margin of 17.62%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Provision for income taxes	976
Other	290
Mortgage banking income	40
Trust fees	100
Tax preparation fees	38
Service charges on deposit accounts	723
Income from bank owned life insurance and annuity assets	243
Debit / credit card interchange income	1,279
Electronic refund check / deposit fees	135
Total noninterest income	2,848
Professional fees	500
Other	1,525
Occupancy	493
Marketing expense	279
Salaries and employee benefits	6,194
Data processing	969
Fdic insurance	164
Furniture and equipment	338
Software	587
Total noninterest expense	11,049
Provision for credit losses	1,148
Subordinated debentures	134
Other borrowed funds	382
Deposits	5,988
Total interest expense	6,504
Tax exempt	28
Taxable	2,295
Interest-bearing deposits with banks	639
Loans, including fees	17,984
Dividends	93
Total interest and dividend income	21,039
Net interest income	14,535
Net interest income after provision for credit losses	13,387
Income before income taxes	5,186
Net income	4,210

Earnings per share (in dollars per share)	0.89
Number of weighted average common shares outstanding (in shares)	4,711,001

Unit: Thousand (K) dollars (except for numbers of shares and EPS)