For the quarter ending 2025-09-30, OVBC has $1,570,043K in assets. $1,405,626K in debts. $89,316K in cash and cash equivalents.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and noninterest-bearing deposits with banks | 17,065 | 16,805 | ||
| Interest-bearing deposits with banks | 72,251 | 37,822 | ||
| Total cash and cash equivalents | 89,316 | 54,627 | ||
| Securities available for sale | 260,765 | 265,342 | ||
| Securities held to maturity, net of allowance for credit losses of 1 in 2025 and 2024 | 6,474 | 6,493 | ||
| Restricted investments in bank stocks | 5,007 | 5,007 | ||
| Total loans | 1,130,534 | 1,101,267 | ||
| Less allowance for credit losses | 11,420 | 10,856 | ||
| Net loans | 1,119,114 | 1,090,411 | ||
| Premises and equipment, net | 20,774 | 20,842 | ||
| Premises and equipment held for sale, net | 492 | 497 | ||
| Accrued interest receivable | 5,509 | 4,941 | ||
| Goodwill | 7,319 | 7,319 | ||
| Bank owned life insurance and annuity assets | 42,595 | 42,416 | ||
| Operating lease right-of-use asset, net | 971 | 935 | ||
| Deferred tax assets | 6,056 | 6,065 | ||
| Other assets | 5,651 | 5,463 | ||
| Total assets | 1,570,043 | 1,510,358 | ||
| Noninterest-bearing deposits | 322,848 | 331,373 | ||
| Interest-bearing deposits | 1,009,639 | 945,389 | ||
| Total deposits | 1,332,487 | 1,276,762 | ||
| 2025 | 2,051 | - | ||
| 2026 | 15,077 | - | ||
| Federal Home Loan Bank Advances | 11,397 | - | ||
| Loans Payable | 0 | - | ||
| 2027 | 11,397 | - | ||
| Federal Home Loan Bank Advances | 1,349 | - | ||
| Loans Payable | 0 | - | ||
| 2028 | 1,349 | - | ||
| Federal Home Loan Bank Advances | 1,733 | - | ||
| Loans Payable | 0 | - | ||
| 2029 | 1,733 | - | ||
| Federal Home Loan Bank Advances | 4,417 | - | ||
| Loans Payable | 0 | - | ||
| Thereafter | 4,417 | - | ||
| Other borrowed funds | 36,024 | 37,177 | ||
| Subordinated debentures | 8,500 | 8,500 | ||
| Operating lease liability | 971 | 935 | ||
| Allowance for credit losses on off-balance sheet commitments | 817 | 637 | ||
| Other liabilities | 26,827 | 25,587 | ||
| Total liabilities | 1,405,626 | 1,349,598 | ||
| Common stock (1.00 stated value per share, 10,000,000 shares authorized 5,490,995 shares issued) | 5,491 | 5,491 | ||
| Additional paid-in capital | 52,321 | 52,321 | ||
| Retained earnings | 130,135 | 128,188 | ||
| Accumulated other comprehensive income (loss) | -4,837 | -6,547 | ||
| Treasury stock, at cost (779,994 shares) | 18,693 | 18,693 | ||
| Total shareholders' equity | 164,417 | 160,760 | ||
| Total liabilities and shareholders' equity | 1,570,043 | 1,510,358 | ||
OHIO VALLEY BANC CORP (OVBC)
OHIO VALLEY BANC CORP (OVBC)