For the year ending 2025-12-31, OVBC has $1,582,654K in assets. $1,412,397K in debts. $45,897K in cash and cash equivalents.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Cash and noninterest-bearing deposits with banks | 14,845 | |||
| Interest-bearing deposits with banks | 31,052 | |||
| Total cash and cash equivalents | 45,897 | |||
| Securities available for sale | 253,906 | |||
| Securities held to maturity, net of allowance for credit losses of 1 in 2025 and 2024 | 5,452 | |||
| Restricted investments in bank stocks | 5,258 | |||
| Total loans | 1,196,018 | |||
| Less allowance for credit losses | 11,519 | |||
| Net loans | 1,184,499 | |||
| Premises and equipment, gross | 41,437 | |||
| Less accumulated depreciation | 20,928 | |||
| Premises and equipment, net | 20,509 | |||
| Premises and equipment held for sale, net | 400 | |||
| Accrued interest receivable | 5,476 | |||
| Goodwill | 7,319 | |||
| Bank owned life insurance and annuity assets | 43,305 | |||
| Operating lease right-of-use asset, net | 923 | |||
| Deferred tax assets | 5,621 | |||
| Other assets | 4,089 | |||
| Total assets | 1,582,654 | |||
| Noninterest-bearing deposits | 314,131 | |||
| Interest-bearing deposits | 1,015,536 | |||
| Total deposits | 1,329,667 | |||
| 2026 | 13,045 | |||
| Federal Home Loan Bank Advances | 22,908 | |||
| Loans Payable | 0 | |||
| 2027 | 22,908 | |||
| Federal Home Loan Bank Advances | 1,397 | |||
| Loans Payable | 0 | |||
| 2028 | 1,397 | |||
| Federal Home Loan Bank Advances | 1,349 | |||
| Loans Payable | 0 | |||
| 2029 | 1,349 | |||
| Federal Home Loan Bank Advances | 1,733 | |||
| Loans Payable | 0 | |||
| 2030 | 1,733 | |||
| Federal Home Loan Bank Advances | 4,416 | |||
| Loans Payable | 0 | |||
| Thereafter | 4,416 | |||
| Other borrowed funds | 44,848 | |||
| Subordinated debentures | 8,500 | |||
| Operating lease liability | 923 | |||
| Allowance for credit losses on off-balance sheet commitments | 871 | |||
| Other liabilities | 27,588 | |||
| Total liabilities | 1,412,397 | |||
| Common stock (1.00 stated value per share, 10,000,000 shares authorized 5,490,995 shares issued) | 5,491 | |||
| Additional paid-in capital | 52,321 | |||
| Retained earnings | 133,007 | |||
| Accumulated other comprehensive income (loss) | -1,869 | |||
| Treasury stock, at cost (779,994 shares) | 18,693 | |||
| Total shareholders' equity | 170,257 | |||
| Total liabilities and shareholders' equity | 1,582,654 | |||
OHIO VALLEY BANC CORP (OVBC)
OHIO VALLEY BANC CORP (OVBC)