Oak Valley Bancorp (OVLY)
2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | |
|---|---|---|---|---|
| Other income-Debit Card | 436 | - | - | - |
| Other income-Mortgage Banking | 7 | - | - | - |
| Other income-Deposit Account | 427 | - | - | - |
| Other | 531 | 474 | 679 | 616 |
| Earnings on cash surrender value of life insurance | 300 | 288 | 287 | 255 |
| Gains on sales and calls of available-for-sale securities | 2 | - | - | - |
| Other income | - | 851 | 873 | 850 |
| Gains on sales and calls of available-for-sale securities | - | - | - | 34 |
| Total non-interest income | 1,703 | 1,613 | 1,846 | 1,760 |
| Other operating expenses | 2,870 | 2,720 | 2,111 | 2,283 |
| Occupancy expenses | 1,122 | 1,127 | 1,137 | 1,131 |
| Salaries and employee benefits | 7,693 | 7,750 | 7,177 | 7,201 |
| Data processing fees | 723 | 742 | 659 | 741 |
| Regulatory assessments (fdic & dfpi) | 280 | 285 | 240 | 260 |
| Total non-interest expense | 12,688 | 12,624 | 11,324 | 11,616 |
| Reversal of provision for credit losses | - | - | -1,620 | - |
| Provision for credit losses | - | - | - | - |
| Deposits | 3,267 | 3,309 | 3,491 | 2,953 |
| Total interest expense | 3,267 | 3,309 | 3,491 | 2,953 |
| Interest on federal funds sold | 290 | 350 | 392 | 395 |
| Interest on deposits with banks | 1,536 | 1,403 | 1,917 | 1,645 |
| Interest and fees on loans | 14,316 | 13,989 | 13,739 | 13,106 |
| Interest on securities | 5,279 | 5,374 | 5,098 | 5,099 |
| Total interest income | 21,421 | 21,116 | 21,146 | 20,245 |
| Net interest income | 18,154 | 17,807 | 17,655 | 17,292 |
| Net interest income after provision for credit losses | 18,154 | 17,807 | 19,275 | 17,292 |
| Net income before provision for income taxes | 7,169 | 6,796 | 9,797 | 7,436 |
| Total provision for income taxes | 1,581 | 1,499 | 2,473 | 1,547 |
| Net income | 5,588 | 5,297 | 7,324 | 5,889 |
| Net income per diluted share (in dollars per share) | 0.67 | 0.64 | 0.89 | 0.71 |
| Net income per share (in dollars per share) | 0.68 | 0.64 | 0.89 | 0.72 |
| Us-gaap_weightedaveragenumberofdilutedsharesoutstanding | 8,285,000 | 8,278,000 | 8,264,000 | 8,248,000 |
| Us-gaap_weightedaveragenumberofsharesoutstandingbasic | 8,245,000 | 8,232,000 | 8,221,000 | 8,220,000 |