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Balance Sheets Overview

Debt to Asset Ratio
89.75%
Unit: Thousand (K) dollars
Assets Breakdown
    • Cash and due from banks
    • Federal funds sold
    • Interest receivable and other as...
    • Others
Liabilities Breakdown
    • Deposits
    • Retained earnings
    • Common stock, no par value 50,00...
    • Others
Balance Sheets
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Cash and due from banks
155,553
203,099
225,470
153,040
Federal funds sold
46,050
29,080
21,685
45,820
Cash and cash equivalents
201,603
232,179
247,155
198,860
Securities - available for sale
555,047
543,532
530,661
503,347
Securities - equity investments
3,434
3,424
3,364
3,292
Loans, net of allowance for credit losses of 12,910 and 12,381 at march 31, 2026 and december 31, 2025, respectively
1,132,713
1,129,606
1,099,576
1,096,549
Cash surrender value of life insurance
39,203
36,899
36,783
38,145
Bank premises and equipment, net
18,868
19,047
18,879
18,423
Goodwill and other intangible assets, net
3,313
3,313
3,332
3,352
Deferred tax asset
15,227
13,578
14,701
18,105
Interest receivable and other assets
40,891
41,538
40,965
40,836
Assets
2,010,299
2,023,116
1,995,416
1,920,909
Deposits
1,780,996
1,792,962
1,774,882
1,711,241
Interest payable and other liabilities
23,149
22,179
22,254
23,863
Total liabilities
1,804,145
1,815,141
1,797,136
1,735,104
Common stock, no par value 50,000,000 shares authorized, 8,413,458 and 8,388,221 shares issued and outstanding at march 31, 2026 and december 31, 2025, respectively
25,435
25,435
25,435
25,435
Additional paid-in capital
6,762
6,819
6,581
6,394
Retained earnings
196,556
194,393
188,058
183,880
Accumulated other comprehensive loss, net of tax
-22,599
-18,672
-21,794
-29,904
Total shareholders equity
206,154
207,975
198,280
185,805
Liabilities and equity
2,010,299
2,023,116
1,995,416
1,920,909
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Cash and due frombanks$155,553K Federal funds sold$46,050K Loans, net of allowancefor credit losses of...$1,132,713K Securities - available forsale$555,047K Cash and cashequivalents$201,603K Interest receivable andother assets$40,891K Cash surrender valueof life insurance$39,203K Bank premises andequipment, net$18,868K Deferred tax asset$15,227K Securities - equityinvestments$3,434K Goodwill and otherintangible assets, net$3,313K Assets$2,010,299K Liabilities and equity$2,010,299K Total liabilities$1,804,145K Total shareholdersequity$206,154K Accumulated othercomprehensive loss, net of tax-$22,599K Deposits$1,780,996K Interest payable andother liabilities$23,149K Retained earnings$196,556K Common stock, no parvalue 50,000,000...$25,435K Additional paid-in capital$6,762K

Oak Valley Bancorp (OVLY)

Oak Valley Bancorp (OVLY)