For the quarter ending 2025-09-30, OVLY has $1,995,416K in assets. $1,797,136K in debts. $247,155K in cash and cash equivalents.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 225,470 | 153,040 | ||
| Federal funds sold | 21,685 | 45,820 | ||
| Cash and cash equivalents | 247,155 | 198,860 | ||
| Securities - available for sale | 530,661 | 503,347 | ||
| Securities - equity investments | 3,364 | 3,292 | ||
| Commercial Real Estate Portfolio Segment-Construction And Land | 38,509 | - | ||
| Commercial Real Estate Portfolio Segment-Multifamily | 86,522 | - | ||
| Commercial Real Estate Portfolio Segment-Owner Occupied | 223,093 | - | ||
| Commercial Real Estate Portfolio Segment-Nonowner Occupied | 528,336 | - | ||
| Commercial Real Estate Portfolio Segment-Farmland Loans | 90,997 | - | ||
| Commercial Portfolio Segment | 80,300 | - | ||
| Consumer Portfolio Segment | 33,775 | - | ||
| Agriculture | 31,297 | - | ||
| Loans | 1,112,829 | - | ||
| Deferred loan fees and costs, net | -1,833 | - | ||
| Allowance for credit losses | 11,420 | - | ||
| Loans, net of allowance for credit losses of 11,420 and 11,460 at september 30, 2025 and december 31, 2024, respectively | 1,099,576 | 1,096,549 | ||
| Cash surrender value of life insurance | 36,783 | 38,145 | ||
| Bank premises and equipment, net | 18,879 | 18,423 | ||
| Goodwill and other intangible assets, net | 3,332 | 3,352 | ||
| Deferred tax asset | 14,701 | 18,105 | ||
| Interest receivable and other assets | 40,965 | 40,836 | ||
| Assets | 1,995,416 | 1,920,909 | ||
| Deposits | 1,774,882 | 1,711,241 | ||
| Interest payable and other liabilities | 22,254 | 23,863 | ||
| Total liabilities | 1,797,136 | 1,735,104 | ||
| Common stock, no par value 50,000,000 shares authorized, 8,390,621 and 8,357,211 shares issued and outstanding at september 30, 2025 and december 31, 2024, respectively | 25,435 | 25,435 | ||
| Additional paid-in capital | 6,581 | 6,394 | ||
| Retained earnings | 188,058 | 183,880 | ||
| Accumulated other comprehensive loss, net of tax | -21,794 | -29,904 | ||
| Total shareholders equity | 198,280 | 185,805 | ||
| Liabilities and equity | 1,995,416 | 1,920,909 | ||
Oak Valley Bancorp (OVLY)
Oak Valley Bancorp (OVLY)