OVLY: the balance sheet

MyFinsight

For the year ending 2025-12-31, OVLY has $2,023,116K in assets. $1,815,141K in debts. $232,179K in cash and cash equivalents.

Balance Sheets	2025-12-31
Cash and due from banks	203,099
Federal funds sold	29,080
Cash and cash equivalents	232,179
Securities - available for sale	543,532
Securities - equity investments	3,424
Loans	1,143,930
Deferred loan fees and costs, net	1,943
Allowance for credit losses	12,381
Loans, net of allowance for credit losses of 12,381 and 11,460 at december 31, 2025 and 2024, respectively	1,129,606
Cash surrender value of life insurance	36,899
Bank premises and equipment, net	19,047
Goodwill and other intangible assets, net	3,313
Deferred tax asset	13,578
Interest receivable and other assets	41,538
Assets	2,023,116

Deposits	1,792,962
Interest payable and other liabilities	22,179
Total liabilities	1,815,141
Common stock, no par value 50,000,000 shares authorized, 8,388,221 and 8,357,211 shares issued and outstanding at december 31, 2025 and 2024, respectively	25,435
Additional paid-in capital	6,819
Retained earnings	194,393
Accumulated other comprehensive loss, net of tax	-18,672
Total shareholders equity	207,975
Liabilities and equity	2,023,116

Unit: Thousand (K) dollars (except for numbers of shares and EPS).