For the quarter ending 2026-03-31, OVLY has $2,010,299K in assets. $1,804,145K in debts. $201,603K in cash and cash equivalents.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and due from banks | 155,553 | 203,099 | 225,470 | 153,040 |
| Federal funds sold | 46,050 | 29,080 | 21,685 | 45,820 |
| Cash and cash equivalents | 201,603 | 232,179 | 247,155 | 198,860 |
| Securities - available for sale | 555,047 | 543,532 | 530,661 | 503,347 |
| Securities - equity investments | 3,434 | 3,424 | 3,364 | 3,292 |
| Commercial Real Estate Portfolio Segment-Construction And Land | - | - | 38,509 | - |
| Commercial Real Estate Portfolio Segment-Multifamily | - | - | 86,522 | - |
| Commercial Real Estate Portfolio Segment-Owner Occupied | - | - | 223,093 | - |
| Commercial Real Estate Portfolio Segment-Nonowner Occupied | - | - | 528,336 | - |
| Commercial Real Estate Portfolio Segment-Farmland Loans | - | - | 90,997 | - |
| Commercial Portfolio Segment | - | - | 80,300 | - |
| Consumer Portfolio Segment | - | - | 33,775 | - |
| Agriculture | - | - | 31,297 | - |
| Loans | 1,147,451 | 1,143,930 | 1,112,829 | - |
| Deferred loan fees and costs, net | 1,828 | 1,943 | -1,833 | - |
| Allowance for credit losses | 12,910 | 12,381 | 11,420 | - |
| Loans, net of allowance for credit losses of 12,910 and 12,381 at march 31, 2026 and december 31, 2025, respectively | 1,132,713 | 1,129,606 | 1,099,576 | 1,096,549 |
| Cash surrender value of life insurance | 39,203 | 36,899 | 36,783 | 38,145 |
| Bank premises and equipment, net | 18,868 | 19,047 | 18,879 | 18,423 |
| Goodwill and other intangible assets, net | 3,313 | 3,313 | 3,332 | 3,352 |
| Deferred tax asset | 15,227 | 13,578 | 14,701 | 18,105 |
| Interest receivable and other assets | 40,891 | 41,538 | 40,965 | 40,836 |
| Assets | 2,010,299 | 2,023,116 | 1,995,416 | 1,920,909 |
| Deposits | 1,780,996 | 1,792,962 | 1,774,882 | 1,711,241 |
| Interest payable and other liabilities | 23,149 | 22,179 | 22,254 | 23,863 |
| Total liabilities | 1,804,145 | 1,815,141 | 1,797,136 | 1,735,104 |
| Common stock, no par value 50,000,000 shares authorized, 8,413,458 and 8,388,221 shares issued and outstanding at march 31, 2026 and december 31, 2025, respectively | 25,435 | 25,435 | 25,435 | 25,435 |
| Additional paid-in capital | 6,762 | 6,819 | 6,581 | 6,394 |
| Retained earnings | 196,556 | 194,393 | 188,058 | 183,880 |
| Accumulated other comprehensive loss, net of tax | -22,599 | -18,672 | -21,794 | -29,904 |
| Total shareholders equity | 206,154 | 207,975 | 198,280 | 185,805 |
| Liabilities and equity | 2,010,299 | 2,023,116 | 1,995,416 | 1,920,909 |
Oak Valley Bancorp (OVLY)
Oak Valley Bancorp (OVLY)