PBBK: the cashflow

MyFinsight

For the quarter ending 2025-09-30.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Cash Flow	2025-09-30	2025-06-30
Net income	1,632	1,113
Provision for loans	90	-
Provision for unfunded commitments	6	-
Provision for credit losses	96	101
Depreciation and amortization	331	222
Net accretion of securities premiums and discounts	227	159
Deferred income tax benefit	-174	-103
(gain) loss on equity securities	23	15
Accretion of deferred fees, net	23	3
Earnings on bank owned life insurance	169	112
Stock-based compensation expense	416	278
Increase in accrued interest receivable and other assets	342	610
Decrease in accrued expenses and other liabilities	326	352
Net cash provided by operating activities	1,843	1,064
Purchases	6,557	6,557
Maturities, calls, and principal repayments	27,708	21,783
Dividends on equity securities reinvested	19	13
(purchase) redemption of restricted stocks	31	103
Net increase in loans receivable	7,297	8,598
Purchases of premises and equipment	127	103
Net cash provided by investing activities	13,677	6,409
Net increase in deposits	849	9,231
Repurchased common stock	0	0
Issuance of common stock	3	3
Advances of borrowings	5,000	5,000
Repayments of borrowings	3,869	3,578
Net cash provided by financing activities	1,983	10,656
Increase in cash and cash equivalents	17,503	18,129
Cash and cash equivalents at beginning of period	37,777	-
Cash and cash equivalents at end of period	55,280	-

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

PBBK: the cashflow