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Income Overview

Net Income
$519K
EPS
$0.22
Unit: Thousand (K) dollars
Income Statement
2025-09-30
2025-06-30
2025-03-31
2024-12-31
Loans, including fees
5,319
5,238
5,166
4,847*
Securities
333
370
338
356*
Other
625
650
463
573*
Total interest and dividend income
6,277
6,258
5,967
5,776*
Deposits
2,526
2,617
2,532
2,693*
Borrowings
374
368
365
407*
Total interest expense
2,900
2,985
2,897
3,099*
Net interest income
3,377
3,273
3,070
2,677*
Provision for credit losses
-5
40
61
-113*
Net interest income after provision for credit losses
3,382
3,233
3,009
2,790*
Revenue under 606
-
-
186
608*
Revenue under 606-Deposit Account
40
51
-
-
Gain (loss) on equity securities
8
3
12
-45*
Bank owned life insurance income
57
56
56
55*
Revenue under 606-Debit Card
59
55
-
-
Revenue under 606-Financial Service Other
12
14
-
-
Revenue under 606-Other Noninterest
67
102
-
-
Total noninterest income
243
281
254
617*
Salaries and employee benefits
1,449
1,553
1,470
1,349*
Occupancy and equipment
206
191
226
205*
Data and item processing
226
231
227
282*
Merger expenses
335
-
-
-
Advertising and marketing
31
39
33
70*
Professional fees
150
178
204
268*
Directors' fees
108
106
107
108*
Fdic insurance premiums
55
46
48
41*
Pennsylvania shares tax
88
87
88
80*
Debit card expenses
39
38
35
46*
Other
208
233
223
194*
Total noninterest expenses
2,895
2,702
2,661
2,640*
Income before income tax expense
730
812
602
767*
Income tax expense
211
172
129
156*
Net income
519
640
473
611
Basic EPS
0.22
0.28
0.2
0.26
Diluted EPS
0.22
0.27
0.2
0.26
Basic Average Shares
2,307,241
2,307,171
2,306,553
2,348,825
Diluted Average Shares
2,403,151
2,351,588
2,333,785
2,349,959
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Loans, including fees$5,319K (4.91%↑ Y/Y)Other$625K (-4.73%↓ Y/Y)Securities$333K (16.84%↑ Y/Y)Total interest anddividend income$6,277K (4.43%↑ Y/Y)Net interest income$3,377K (19.50%↑ Y/Y)Provision for creditlosses-$5K (-114.71%↓ Y/Y)Revenue under 606-OtherNoninterest$67K Revenue under 606-DebitCard$59K Bank owned lifeinsurance income$57K (3.64%↑ Y/Y)Revenue under606-Deposit Account$40K Revenue under606-Financial Service Other$12K Gain (loss) on equitysecurities$8K (-72.41%↓ Y/Y)Total interestexpense$2,900K Net interest incomeafter provision for...$3,382K (21.13%↑ Y/Y)Total noninterestincome$243K (-11.31%↓ Y/Y)Deposits$2,526K (-7.51%↓ Y/Y)Borrowings$374K (-17.62%↓ Y/Y)Income before incometax expense$730K (41.75%↑ Y/Y)Total noninterestexpenses$2,895K (13.48%↑ Y/Y)Net income$519K (28.47%↑ Y/Y)Income tax expense$211K (90.09%↑ Y/Y)Salaries and employeebenefits$1,449K (6.70%↑ Y/Y)Merger expenses$335K Data and itemprocessing$226K (-32.54%↓ Y/Y)Other$208K (10.05%↑ Y/Y)Occupancy and equipment$206K (34.64%↑ Y/Y)Professional fees$150K (-23.86%↓ Y/Y)Directors' fees$108K (0.93%↑ Y/Y)Pennsylvania shares tax$88K (18.92%↑ Y/Y)Fdic insurancepremiums$55K (3.77%↑ Y/Y)Debit card expenses$39K (0.00%↑ Y/Y)Advertising and marketing$31K (-32.61%↓ Y/Y)

PB Bankshares, Inc. (PBBK)

PB Bankshares, Inc. (PBBK)