Financial insights of PBBK

MyFinsight

For the quarter ending 2025-09-30, PBBK made $12,310K in revenue. $519K in net income. Net profit margin of 4.22%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-09-30
Loans, including fees	5,319	5,238	5,166	5,070
Interest expense	-	-	-	3,185
Securities	333	370	338	285
Other	625	650	463	656
Total interest and dividend income	6,277	6,258	5,967	6,011
Deposits	2,526	2,617	2,532	2,731
Borrowings	374	368	365	454
Total interest expense	2,900	2,985	2,897	-
Net interest income	3,377	3,273	3,070	2,826
Provision for credit losses	-5	40	61	34
Net interest income after provision for credit losses	3,382	3,233	3,009	2,792
Revenue under 606	-	-	186	190
Revenue under 606-Deposit Account	40	51	-	-
Gain (loss) on equity securities	8	3	12	29
Bank owned life insurance income	57	56	56	55
Revenue under 606-Debit Card	59	55	-	-
Revenue under 606-Financial Service Other	12	14	-	-
Revenue under 606-Other Noninterest	67	102	-	-
Total noninterest income	243	281	254	274
Salaries and employee benefits	1,449	1,553	1,470	1,358
Occupancy and equipment	206	191	226	153
Data and item processing	226	231	227	335
Merger expenses	335	-	-	-
Advertising and marketing	31	39	33	46
Professional fees	150	178	204	197
Directors' fees	108	106	107	107
Fdic insurance premiums	55	46	48	53
Pennsylvania shares tax	88	87	88	74
Debit card expenses	39	38	35	39
Other	208	233	223	189
Total noninterest expenses	2,895	2,702	2,661	2,551
Income before income tax expense	730	812	602	515
Income tax expense	211	172	129	111
Net income	519	640	473	404

Earnings per share, basic	0.22	0.28	0.2	0.18
Earnings per share, diluted	0.22	0.27	0.2	0.18
Weighted average number of shares outstanding, basic	2,307,241	2,307,171	2,306,553	2,275,588
Weighted average number of shares outstanding, diluted	2,403,151	2,351,588	2,333,785	2,307,252