pbbk: the income statement

MyFinsight

PB Bankshares, Inc. (PBBK)

For the quarter ending 2025-06-30, PBBK made $6,539K in revenue. $640K in net income. Net profit margin of 9.79%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30	2025-03-31	2024-09-30	2024-06-30
Revenue under 606-Other Noninterest	102	-	-	-
Revenue under 606-Financial Service Other	14	-	-	-
Revenue under 606-Deposit Account	51	-	-	-
Revenue under 606-Debit Card	55	-	-	-
Gain (loss) on equity securities	3	12	29	-4
Bank owned life insurance income	56	56	55	54
Revenue under 606	-	186	190	140
Total noninterest income	281	254	274	190
Professional fees	178	204	197	193
Other	233	223	189	182
Directors' fees	106	107	107	107
Advertising and marketing	39	33	46	39
Salaries and employee benefits	1,553	1,470	1,358	1,326
Data and item processing	231	227	335	300
Fdic insurance premiums	46	48	53	70
Occupancy and equipment	191	226	153	158
Pennsylvania shares tax	87	88	74	73
Debit card expenses	38	35	39	39
Total noninterest expenses	2,702	2,661	2,551	2,487
Interest expense	-	-	3,185	3,145
Deposits	2,617	2,532	2,731	2,680
Borrowings	368	365	454	465
Total interest expense	2,985	2,897	-	-
Other	650	463	656	808
Loans, including fees	5,238	5,166	5,070	4,856
Securities	370	338	285	267
Total interest and dividend income	6,258	5,967	6,011	5,931
Net interest income	3,273	3,070	2,826	2,786
Provision for credit losses	40	61	34	17
Net interest income after provision for credit losses	3,233	3,009	2,792	2,769
Income before income tax expense	812	602	515	472
Income tax expense	172	129	111	102
Net income	640	473	404	370

Earnings per share, basic	0.28	0.2	0.18	0.16
Earnings per share, diluted	0.27	0.2	0.18	0.16
Weighted average number of shares outstanding, basic	2,307,171	2,306,553	2,275,588	2,319,444
Weighted average number of shares outstanding, diluted	2,351,588	2,333,785	2,307,252	2,355,328

Unit: Thousand (K) dollars (except for numbers of shares and EPS)