Securities held to maturity, net of allowance for credit losses of 411 at september 30, 2025 and 216 at december 31, 2024 (fair value of 38,569 at september 30, 2025 and 22,457 at december 31, 2024)
43,882
42,406
Federal reserve bank of new york and federal home loan bank of new york stock
3,934
3,765
Loans receivable
1,638,532
1,566,664
Allowance for credit losses
24,600
23,804
Net loans receivable
1,613,932
1,542,860
Accrued interest receivable
9,244
8,704
Premises and equipment, net
35,320
35,725
Bank-owned life insurance
15,306
15,328
Goodwill
10,879
10,879
Other intangible assets, net
2,352
2,464
Other assets
25,401
24,006
Total assets
2,243,310
2,096,425
Non-interest bearing deposits
569,987
470,900
Interest bearing deposits
1,325,044
1,270,960
Total deposits
1,895,031
1,741,860
Mortgagors' escrow deposits
4,068
10,769
Other liabilities
30,013
29,547
Total liabilities
1,929,112
1,782,176
Common stock (0.01 par value, 75,000,000 shares authorized 25,083,829 and 25,978,904 shares issued and outstanding as of september 30, 2025 and december 31, 2024, respectively)
251
255
Additional paid in capital
115,046
114,771
Retained earnings
199,719
201,381
Unallocated common stock of employee stock ownership plan ('esop')
9,039
9,210
Accumulated other comprehensive income
8,221
7,052
Total shareholders' equity
314,198
314,249
Total liabilities and shareholders' equity
2,243,310
2,096,425
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.
Time Plot
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