For the quarter ending 2025-09-30, PBFS made $57,810K in revenue. $4,330K in net income. Net profit margin of 7.49%.
| Income Statement | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Loans | 23,860 | 22,332 | ||
| Securities | 3,792 | 3,942 | ||
| Interest-earning deposits with banks and other | 635 | 732 | ||
| Total interest and dividend income | 28,287 | 27,006 | ||
| Deposits | 7,022 | 6,844 | ||
| Borrowings and other | 1,062 | 554 | ||
| Total interest expense | 8,084 | 7,398 | ||
| Net interest income | 20,203 | 19,608 | ||
| Provision for credit losses | 785 | 1,550 | ||
| Net interest income after provision for credit losses | 19,418 | 18,058 | ||
| Bank fees and service charges | 1,549 | 1,609 | ||
| Insurance and wealth management services | 2,225 | 2,513 | ||
| Other | 41 | 684 | ||
| Total noninterest income | 3,815 | 4,806 | ||
| Salaries and employee benefits | 8,556 | 8,506 | ||
| Net occupancy and equipment | 1,856 | 1,840 | ||
| Data processing | 1,057 | 894 | ||
| Advertising and marketing | 239 | 306 | ||
| Insurance premiums | 248 | 245 | ||
| Federal deposit insurance corporation insurance premiums | 230 | 226 | ||
| Professional fees | 1,927 | 1,845 | ||
| Other | 3,511 | 865 | ||
| Total noninterest expense | 17,624 | 14,727 | ||
| Income before income taxes | 5,609 | 8,137 | ||
| Income tax expense | 1,279 | 1,686 | ||
| Net income | 4,330 | 6,451 | ||
| Earnings per share, basic | 0.18 | 0.26 | ||
| Earnings per share, diluted | 0.18 | 0.26 | ||
| Weighted average number of shares outstanding, basic | 24,470,461 | 24,510,936 | ||
| Weighted average number of shares outstanding, diluted | 24,593,205 | 24,567,328 | ||
Pioneer Bancorp, Inc. MD (PBFS)
Pioneer Bancorp, Inc. MD (PBFS)