pbfs: the income statement

MyFinsight

Pioneer Bancorp, Inc. MD (PBFS)

For the quarter ending 2025-06-30, PBFS made $31,812K in revenue. $6,451K in net income. Net profit margin of 20.28%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Income tax expense	1,686
Other	684
Bank fees and service charges	1,609
Insurance and wealth management services	2,513
Total noninterest income	4,806
Professional fees	1,845
Insurance premiums	245
Other	865
Net occupancy and equipment	1,840
Advertising and marketing	306
Salaries and employee benefits	8,506
Data processing	894
Federal deposit insurance corporation insurance premiums	226
Total noninterest expense	14,727
Deposits	6,844
Borrowings and other	554
Total interest expense	7,398
Interest-earning deposits with banks and other	732
Loans	22,332
Securities	3,942
Total interest and dividend income	27,006
Net interest income	19,608
Provision for credit losses	1,550
Net interest income after provision for credit losses	18,058
Income before income taxes	8,137
Net income	6,451

Earnings per share, basic	0.26
Earnings per share, diluted	0.26
Weighted average number of shares outstanding, basic	24,510,936
Weighted average number of shares outstanding, diluted	24,567,328

Unit: Thousand (K) dollars (except for numbers of shares and EPS)