MyFinsight
Home
Blog
About
Income Statement
|
Cash Flow
|
Balance Sheet
|
Ratios
Income Overview
Net Income
$2,668K
EPS
$0.42
Unit: Thousand (K) dollars
Subscribe for Financial Insights
Page 1
Quarterly
123
Page 1
Income Statement
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Noninterest income-Deposit Account
-
-
385*
-
Noninterest income-Financial Service Other
215
213
240*
-
Loss on sale of premises and equipment
-
-
-
0
Noninterest income-Bank Servicing
-
-
65*
113
Noninterest income-Deposit Account
381
376
-
404
Noninterest income-Debit Card
188
139
112
217
Noninterest income-Bank Servicing
68
89
-
-
Gains on sales of loans and foreclosed real estate
95
186
133
121
Earnings and gains on bank owned life insurance
330
256
230
286
Net realized losses on sales and redemptions of investment securities
0
-5
-3
-12
Net unrealized (losses) gains on marketable equity securities
-53
76
667
145
Fair value adjustment to loans held-for-sale
0
-203
-506*
0
Disposition of assets
-
-
-9*
-
Insurance agency revenue
-
-
0*
0
Noninterest income-Financial Service Other
-
-
-
229
Total noninterest income (loss)
1,224
1,127
1,313
1,503
Loans, including fees
12,570
12,357
12,983
13,799
Taxable investment securities
4,920
4,599
4,681
5,307
Tax-exempt investment securities
368
335
385
455
Dividends
87
49
83
44
Federal funds sold and interest earning deposits
123
162
162
131
Total interest and dividend income
18,068
17,502
18,294
19,736
Interest on deposits
6,182
6,133
6,768
6,957
Interest on short-term borrowings
604
266
365
566
Interest on long-term borrowings
99
114
123
127
Interest on subordinated debt
647
649
528
486
Total interest expense
7,532
7,162
7,784
8,136
Net interest income
10,536
10,340
10,510
11,600
Loans
-
-
11,228*
-
Other Liabilities Loans
-182
-186
-
3,341
Held-to-maturity securities
-
-
-96*
-
Other Liabilities Held To Maturity Securities
-22
-
-
0
Unfunded commitments
-
-
62*
-
Other Liabilities Unfunded Commitments
49
18
-
153
Total (benefit from) provision for credit losses, net
-155
-168
11,194
3,494
Net interest income after provision for credit gaines
10,691
10,508
-684
8,106
Salaries and employee benefits
4,653
4,857
4,924
5,005
Building and occupancy
1,380
1,327
1,337
1,399
Data processing
774
733
698
641
Professional and other services
628
680
657
709
Advertising
66
89
155
86
Fdic assessments
232
204
204
171
Audits and exams
139
140
169
132
Amortization expense
157
157
157*
156
Insurance agency expense
-
-
0*
0
Community service activities
1
21
21
10
Foreclosed real estate expenses
18
9
30
26
Other expenses
614
475
798
602
Total noninterest expense
8,662
8,692
9,150
8,937
Income before provision for income taxes
3,253
2,943
-8,521
672
Provision for income taxes
585
530
-2,957
46
Net income (loss) attributable to noncontrolling interest and pathfinder bancorp, inc
2,668
2,413
-5,564
626
Net income attributable to noncontrolling interest
-
-
0
0
Net income
2,668
2,413
-5,564
626
Basic EPS
0.42
0.38
-1,123.133
0.1
Diluted EPS
0.42
0.38
-1,173.84
0.1
Basic Average Shares
4,890,000
4,838
4,954
4,790
Diluted Average Shares
4,956,000
4,885
4,740
4,842
Page 1
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.
Page 1
Buy us a coffee
Time Plot
Show the time plot by selecting a row from the table.
Income Statement
Loans, including fees
$12,570K
(-4.09%↓ Y/Y)
Taxable investment
securities
$4,920K
(-10.90%↓ Y/Y)
Tax-exempt investment
securities
$368K
(-20.86%↓ Y/Y)
Federal funds sold and
interest earning...
$123K
(80.88%↑ Y/Y)
Dividends
$87K
(314.29%↑ Y/Y)
Total interest and
dividend income
$18,068K
(-5.81%↓ Y/Y)
Other Liabilities
Loans
-$182K
Other Liabilities
Held To Maturity...
-$22K
Net interest income
$10,536K
(-2.57%↓ Y/Y)
Total (benefit from)
provision for credit...
-$155K
(-112.95%↓ Y/Y)
Noninterest income-Deposit
Account
$381K
(0.26%↑ Y/Y)
Earnings and gains on bank
owned life insurance
$330K
(111.54%↑ Y/Y)
Noninterest
income-Financial Service Other
$215K
(-6.52%↓ Y/Y)
Noninterest income-Debit
Card
$188K
(4.44%↑ Y/Y)
Gains on sales of loans
and foreclosed real...
$95K
(14.46%↑ Y/Y)
Noninterest income-Bank
Servicing
$68K
(-29.90%↓ Y/Y)
Total interest
expense
$7,532K
(-9.99%↓ Y/Y)
Other Liabilities
Unfunded Commitments
$49K
Net interest income
after provision for...
$10,691K
(11.17%↑ Y/Y)
Total noninterest
income (loss)
$1,224K
(180.63%↑ Y/Y)
Net unrealized
(losses) gains on...
-$53K
(-112.62%↓ Y/Y)
Interest on deposits
$6,182K
(-15.52%↓ Y/Y)
Interest on subordinated
debt
$647K
(33.95%↑ Y/Y)
Interest on short-term
borrowings
$604K
(22.02%↑ Y/Y)
Interest on long-term
borrowings
$99K
(37.50%↑ Y/Y)
Income before
provision for income taxes
$3,253K
(8460.53%↑ Y/Y)
Total noninterest
expense
$8,662K
(7.46%↑ Y/Y)
Net income (loss)
attributable to...
$2,668K
(8506.45%↑ Y/Y)
Provision for income taxes
$585K
(8257.14%↑ Y/Y)
Salaries and employee
benefits
$4,653K
(2.83%↑ Y/Y)
Building and occupancy
$1,380K
(12.20%↑ Y/Y)
Data processing
$774K
(16.04%↑ Y/Y)
Professional and other
services
$628K
(-19.28%↓ Y/Y)
Other expenses
$614K
(20.39%↑ Y/Y)
Fdic assessments
$232K
Amortization expense
$157K
(0.00%↑ Y/Y)
Audits and exams
$139K
(131.67%↑ Y/Y)
Advertising
$66K
(-14.29%↓ Y/Y)
Foreclosed real estate
expenses
$18K
(-37.93%↓ Y/Y)
Community service
activities
$1K
(-96.43%↓ Y/Y)
Net income
$2,668K
(8506.45%↑ Y/Y)
Buy us a coffee
Pathfinder Bancorp, Inc. (PBHC)
Pathfinder Bancorp, Inc. (PBHC)