PBHC: the balance sheet

MyFinsight

For the year ending 2025-12-31, PBHC has $1,426,636K in assets. $1,304,185K in debts.

Balance Sheets	2025-12-31
Cash and due from banks	11,521
Interest-earning deposits	19,649
Total cash and cash equivalents	31,170
Available-for-sale securities, at fair value	276,815
Held-to-maturity securities, at amortized cost (fair value of 125,198 and 151,023, respectively)	130,324
Marketable equity securities, at fair value	6,034
Federal home loan bank stock, at cost	2,560
Loans held-for-sale	5,900
Loans, net of deferred fees	896,670
Less allowance for credit losses	29,436
Loans receivable, net	867,234
Premises and equipment, net	18,008
Operating lease right-of-use assets	1,098
Finance lease right-of-use assets	15,885
Accrued interest receivable	6,328
Foreclosed real estate	137
Intangible assets, net	5,362
Goodwill	5,056
Bank owned life insurance	31,374
Other assets	23,351
Total assets	1,426,636

Interest-bearing	987,471
Noninterest-bearing	196,377
Total deposits	1,183,848
Short-term borrowings	44,000
Long-term borrowings	14,074
Subordinated debt	30,155
Accrued interest payable	424
Operating lease liabilities	1,304
Finance lease liabilities	16,390
Other liabilities	13,990
Total liabilities	1,304,185
Common stock-Voting Common Stock	48
Common stock-Nonvoting Common Stock	14
Additional paid in capital	54,390
Retained earnings	73,366
Accumulated other comprehensive loss	-5,367
Total pathfinder bancorp, inc. shareholders' equity	122,451
Total liabilities and shareholders' equity	1,426,636

Unit: Thousand (K) dollars (except for numbers of shares and EPS).