For the quarter ending 2026-03-31, PBHC has $1,421,982K in assets. $1,298,399K in debts.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and due from banks | 13,915 | 11,521 | 19,317 | 16,183 |
| Interest-earning deposits | 25,244 | 19,649 | 21,255 | 15,292 |
| Total cash and cash equivalents | 39,159 | 31,170 | 40,572 | 31,475 |
| Loans held-for-sale | - | - | - | 3,161 |
| Available-for-sale securities, at fair value | 272,971 | 276,815 | 294,457 | 300,951 |
| Held-to-maturity securities, at amortized cost (fair value of 117,076 and 125,198, respectively) | 122,432 | 130,324 | 142,538 | 157,892 |
| Marketable equity securities, at fair value | 6,207 | 6,034 | 5,352 | 4,881 |
| Federal home loan bank stock, at cost | 2,169 | 2,560 | 3,488 | 5,278 |
| Loans held-for-sale | 5,700 | 5,900 | - | - |
| Loans, net of deferred fees | 895,202 | 896,670 | 898,520 | 909,723 |
| Less allowance for credit losses | 28,966 | 29,436 | 18,654 | 15,983 |
| Loans receivable, net | 866,236 | 867,234 | 879,866 | 893,740 |
| Premises and equipment, net | 17,882 | 18,008 | 18,760 | 19,047 |
| Operating lease right-of-use assets | 1,072 | 1,098 | 1,124 | 1,115 |
| Finance lease right-of-use assets | 15,687 | 15,885 | 16,082 | 16,280 |
| Accrued interest receivable | 5,832 | 6,328 | 6,498 | 6,889 |
| Foreclosed real estate | 137 | 137 | 137 | 83 |
| Intangible assets, net | 5,205 | 5,362 | 5,518 | 5,675 |
| Goodwill | 5,056 | 5,056 | 5,056 | 5,056 |
| Bank owned life insurance | 31,631 | 31,374 | 31,145 | 31,045 |
| Other assets | 24,606 | 23,351 | 21,675 | 22,551 |
| Total assets | 1,421,982 | 1,426,636 | 1,472,268 | 1,505,119 |
| Interest-bearing | 1,005,092 | 987,471 | 1,028,782 | 1,030,155 |
| Noninterest-bearing | 206,635 | 196,377 | 196,299 | 191,732 |
| Total deposits | 1,211,727 | 1,183,848 | 1,225,081 | 1,221,887 |
| Short-term borrowings | 15,000 | 44,000 | 38,000 | 75,500 |
| Long-term borrowings | 12,374 | 14,074 | 18,702 | 20,977 |
| Subordinated debt | 30,155 | 30,155 | 30,258 | 30,206 |
| Accrued interest payable | 451 | 424 | 1,134 | 813 |
| Operating lease liabilities | 1,282 | 1,304 | 1,326 | 1,313 |
| Finance lease liabilities | 16,295 | 16,390 | 16,479 | 16,566 |
| Other liabilities | 11,115 | 13,990 | 14,949 | 13,444 |
| Total liabilities | 1,298,399 | 1,304,185 | 1,345,929 | 1,380,706 |
| Common stock-Voting Common Stock | 49 | 48 | 48 | 48 |
| Common stock-Nonvoting Common Stock | 14 | 14 | 14 | 14 |
| Additional paid in capital | 55,095 | 54,390 | 53,974 | 53,645 |
| Retained earnings | 75,140 | 73,366 | 79,560 | 79,564 |
| Accumulated other comprehensive loss | -6,715 | -5,367 | -7,257 | -8,858 |
| Total shareholders' equity | 123,583 | 122,451 | 126,339 | 124,413 |
| Total liabilities and shareholders' equity | 1,421,982 | 1,426,636 | 1,472,268 | 1,505,119 |
Pathfinder Bancorp, Inc. (PBHC)
Pathfinder Bancorp, Inc. (PBHC)