For the quarter ending 2025-09-30, PBHC has $1,472,268K in assets. $1,345,929K in debts.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 19,317 | 16,183 | ||
| Interest-earning deposits | 21,255 | 15,292 | ||
| Loans held-for-sale | - | 3,161 | ||
| Total cash and cash equivalents | 40,572 | 31,475 | ||
| Available-for-sale securities, at fair value | 294,457 | 300,951 | ||
| Held-to-maturity securities, at amortized cost (fair value of 137,001 and 151,023, respectively) | 142,538 | 157,892 | ||
| Marketable equity securities, at fair value | 5,352 | 4,881 | ||
| Federal home loan bank stock, at cost | 3,488 | 5,278 | ||
| Loans, net of deferred fees | 898,520 | 909,723 | ||
| Less allowance for credit losses | 18,654 | 15,983 | ||
| Loans receivable, net | 879,866 | 893,740 | ||
| Premises and equipment, net | 18,760 | 19,047 | ||
| Operating lease right-of-use assets | 1,124 | 1,115 | ||
| Finance lease right-of-use assets | 16,082 | 16,280 | ||
| Accrued interest receivable | 6,498 | 6,889 | ||
| Foreclosed real estate | 137 | 83 | ||
| Intangible assets, net | 5,518 | 5,675 | ||
| Goodwill | 5,056 | 5,056 | ||
| Bank owned life insurance | 31,145 | 31,045 | ||
| Other assets | 21,675 | 22,551 | ||
| Total assets | 1,472,268 | 1,505,119 | ||
| Interest-bearing | 1,028,782 | 1,030,155 | ||
| Noninterest-bearing | 196,299 | 191,732 | ||
| Total deposits | 1,225,081 | 1,221,887 | ||
| Short-term borrowings | 38,000 | 75,500 | ||
| Long-term borrowings | 18,702 | 20,977 | ||
| Subordinated debt | 30,258 | 30,206 | ||
| Accrued interest payable | 1,134 | 813 | ||
| Operating lease liabilities | 1,326 | 1,313 | ||
| Finance lease liabilities | 16,479 | 16,566 | ||
| Other liabilities | 14,949 | 13,444 | ||
| Total liabilities | 1,345,929 | 1,380,706 | ||
| Common stock-Voting Common Stock | 48 | 48 | ||
| Common stock-Nonvoting Common Stock | 14 | 14 | ||
| Additional paid in capital | 53,974 | 53,645 | ||
| Retained earnings | 79,560 | 79,564 | ||
| Accumulated other comprehensive loss | -7,257 | -8,858 | ||
| Total pathfinder bancorp, inc. shareholders' equity | 126,339 | 124,413 | ||
| Total liabilities and shareholders' equity | 1,472,268 | 1,505,119 | ||
Pathfinder Bancorp, Inc. (PBHC)
Pathfinder Bancorp, Inc. (PBHC)