For the quarter ending 2026-03-31, PDLB has $3,300,757K in assets. $2,749,394K in debts. $117,246K in cash and cash equivalents.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash | 27,429 | 28,511 | 29,296 | 35,767 |
| Interest-bearing deposits | 89,817 | 97,643 | 117,283 | 90,872 |
| Total cash and cash equivalents | 117,246 | 126,154 | 146,579 | 126,639 |
| Available-for-sale securities, at fair value (note 3) | 87,150 | 92,196 | 94,822 | 96,562 |
| Held-to-maturity securities, net of allowance for credit losses of 211 at march 31, 2026 and 236 at december 31, 2025 at amortized cost (fair value at march 31, 2026 258,007 and at december 31. 2025 268,875) (note 3) | 263,514 | 272,982 | 285,125 | 336,879 |
| Placements with banks | - | 249 | - | - |
| Placement with banks | 249 | - | 249 | 249 |
| Mortgage loans held for sale, at fair value (note 4) | 2,127 | 3,388 | 5,794 | 5,703 |
| Loans, gross | 2,725,918 | 2,624,910 | 2,514,459 | - |
| Net deferred loan origination fees | -1,031 | -203 | 351 | - |
| Allowance for credit losses | 26,238 | 25,449 | 24,764 | - |
| Loans receivable, net of allowance for credit losses of 26,238 at march 31, 2026 and 25,449 at december 31, 2025 (note 5) | 2,698,649 | 2,599,258 | 2,490,046 | 2,458,712 |
| Accrued interest receivable | 19,274 | 17,905 | 18,903 | 19,126 |
| Property, plant and equipment, gross | - | 32,868 | - | - |
| Less accumulated depreciation and amortization | - | 17,230 | - | - |
| Premises and equipment, net | 15,159 | 15,638 | 16,129 | 16,067 |
| Right of use assets (note 6) | 27,633 | 27,583 | 28,295 | 28,806 |
| Federal home loan bank of new york (fhlbny) stock, at cost | 28,180 | 29,309 | 25,945 | 26,620 |
| Federal reserve bank of new york (frbny) stock, at cost | 10,706 | 10,698 | - | - |
| Deferred tax assets | 11,729 | 11,501 | 12,402 | 12,143 |
| Other assets | 19,141 | 17,109 | 32,790 | 26,363 |
| Total assets | 3,300,757 | 3,223,970 | 3,157,079 | 3,153,869 |
| Deposits (note 7) | 2,133,795 | 2,046,635 | 2,063,081 | 2,042,209 |
| Borrowings (note 8) | 571,100 | 596,100 | 521,100 | 536,100 |
| Operating lease liabilities | 29,429 | 29,353 | 30,028 | 30,501 |
| Accrued interest payable | 4,338 | 3,788 | 4,372 | 4,161 |
| Advance payments by borrowers for taxes and insurance | - | - | - | 10,942 |
| Other liabilities | 10,732 | 6,545 | 8,663 | 8,868 |
| Total liabilities | 2,749,394 | 2,682,421 | 2,627,244 | 2,632,781 |
| Preferred stock, 0.01 par value 100,000,000 shares authorized series a, senior non-cumulative perpetual, 1,000 per share liquidation preference, 225,000 shares issued and outstanding as of march 31, 2026 and december 31, 2025 | 225,000 | 225,000 | 225,000 | 225,000 |
| Common stock, 0.01 par value 200,000,000 shares authorized 24,886,711 shares issued at both march 31, 2026 and december 31, 2025 24,187,901 shares outstanding as of march 31, 2026 and 24,135,926 shares outstanding as of december 31, 2025 | 249 | 249 | 249 | 249 |
| Treasury stock, at cost 698,810 shares as of march 31, 2026 and 750,785 shares as of december 31, 2025 | 5,738 | 6,164 | 7,270 | 7,404 |
| Additional paid-in-capital | 209,219 | 208,604 | 208,909 | 208,275 |
| Retained earnings | 143,674 | 135,332 | 125,477 | 119,250 |
| Accumulated other comprehensive loss (note 13) | -10,680 | -10,820 | -11,586 | -13,047 |
| Unearned compensation - esop 1,134,808 shares as of march 31, 2026 and 1,168,244 shares as of december 31, 2025 | 10,361 | 10,652 | 10,944 | 11,235 |
| Total stockholders' equity | 551,363 | 541,549 | 529,835 | 521,088 |
| Total liabilities and stockholders' equity | 3,300,757 | 3,223,970 | 3,157,079 | 3,153,869 |
Ponce Financial Group, Inc. (PDLB)
Ponce Financial Group, Inc. (PDLB)