pdlb: the income statement

MyFinsight

Ponce Financial Group, Inc. (PDLB)

For the quarter ending 2025-06-30, PDLB made $47,920K in revenue. $5,818K in net income. Net profit margin of 12.14%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Dividends on preferred shares	282
Provision for income taxes	1,891
Other	422
Income on sale of mortgage loans	169
Service charges and fees	511
Late and prepayment charges	530
Grant income	428
Total non-interest income	2,060
Office supplies, telephone and postage	174
Professional fees	1,367
Other operating expenses	1,256
Occupancy and equipment	3,907
Marketing and promotional expenses	266
Direct loan expenses	241
Compensation and benefits	7,627
Data processing expenses	1,188
Insurance and surety bond premiums	297
Federal deposit insurance and regulatory assessment	546
Total non-interest expense	16,869
Provision (benefit) for credit losses (note 3) (note 5)	1,626
Interest on certificates of deposit	7,382
Interest on other deposits	9,058
Interest on borrowings	4,994
Total interest expense	21,434
Interest on deposits due from banks	807
Interest on loans receivable	40,291
Interest and dividend on securities and fhlbny stock	4,762
Total interest and dividend income	45,860
Net interest income	24,426
Net interest income after provision (benefit) for credit losses	22,800
Income before income taxes	7,991
Net income	6,100
Net income available to common stockholders	5,818

Basic weighted average common shares outstanding	22,716,615
Diluted weighted average common shares outstanding	22,947,769
Earnings per share, basic, total	0.26
Earnings per share, diluted, total	0.25

Unit: Thousand (K) dollars (except for numbers of shares and EPS)