Financial insights of PDLB

MyFinsight

Income Overview

Net Income
$8,342K
EPS
$0.36
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Interest on loans receivable	43,982	39,849*	41,486	40,291
Interest on deposits due from banks	770	1,985*	978	807
Interest and dividend on securities and fhlbny stock	3,910	4,634*	4,383	4,762
Total interest and dividend income	48,662	46,467*	46,847	45,860
Interest on certificates of deposit	6,415	7,493*	6,553	7,382
Interest on other deposits	8,630	8,134*	9,996	9,058
Interest on borrowings	5,391	5,539*	5,050	4,994
Total interest expense	20,436	21,165*	21,599	21,434
Net interest income	28,226	25,302*	25,248	24,426
Provision (benefit) for credit gaines (note 3) (note 5)	1,656	-702*	1,364	1,626
Net interest income after provision (benefit) for credit losses	26,570	26,004*	23,884	22,800
Service charges and fees	539	542*	539	511
Brokerage commissions	NaN	11*	8	NaN
Late and prepayment charges	726	1,413*	385	530
Income on sale of mortgage loans	120	120*	166	169
Income on sale of sba loans	NaN	101*	NaN	NaN
Grant income	NaN	-0*	429	428
Other	657	1,899*	-35	422
Total non-interest income	2,042	4,084*	1,492	2,060
Compensation and benefits	8,663	8,146*	7,868	7,627
Occupancy and equipment	3,672	4,026*	3,934	3,907
Data processing expenses	1,219	1,133*	1,296	1,188
Direct loan expenses	121	306*	155	241
Insurance and surety bond premiums	333	332*	318	297
Office supplies, telephone and postage	193	184*	170	174
Professional fees	1,346	1,368*	1,409	1,367
Marketing and promotional expenses	228	-48*	184	266
Federal deposit insurance and regulatory assessment	409	152*	266	546
Other operating expenses	1,056	1,181*	1,018	1,256
Total non-interest expense	17,240	16,779*	16,618	16,869
Income before income taxes	11,372	13,309*	8,758	7,991
Provision for income taxes	2,749	3,517*	2,250	1,891
Net income	8,623	9,792*	6,508	6,100
Dividends on preferred shares	281	281*	281	282
Net income available to common stockholders	8,342	9,511	6,227	5,818

Basic EPS	0.36	0.418	0.27	0.26
Diluted EPS	0.36	0.412	0.27	0.25
Basic Average Shares	22,988,317	22,755,868	22,766,195	22,716,615
Diluted Average Shares	23,331,314	23,098,790	23,135,448	22,947,769

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$8,342K
EPS
$0.36
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income
$8,342K
EPS
$0.36
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$8,342KEPS$0.36Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$8,342KEPS$0.36Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$8,342K
EPS
$0.36
Unit: Thousand (K) dollars

Net Income
$8,342K
EPS
$0.36
Unit: Thousand (K) dollars