PEBO: the cashflow

MyFinsight

For the quarter ending 2025-09-30, PEBO had $4,142K increase in cash & cash equivalents over the period. $12,722K in free cash flow.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Cash Flow	2025-09-30	2025-06-30
Net cash provided by operating activities	14,418	84,984
Purchases	27,934	0
Proceeds from sales	71,864	967
Proceeds from principal payments, calls and prepayments	44,674	57,813
Purchases	109,356	180,880
Proceeds from principal payments	77,949	56,165
Purchases	11,865	23,211
Proceeds from sales	15,696	16,060
Net increase in loans held for investment	131,667	252,796
Net expenditures for premises and equipment	1,696	4,216
Proceeds from sales of other real estate owned	0	187
Business acquisitions, net of cash received	0	-
Proceeds from bank owned life insurance contracts	0	0
Investment in limited partnership and tax credit funds	0	0
Other	97	1,053
Net cash used in investing activities	-72,432	-330,964
Net increase (decrease) in non-interest-bearing deposits	5,270	23,163
Net increase in interest-bearing deposits	-10,397	23,453
Net increase (decrease) in short-term borrowings	86,730	203,386
Proceeds from long-term borrowings	2,339	5,989
Payments on long-term borrowings	7,702	12,177
Cash dividends paid	14,655	28,843
Purchase of treasury stock under share repurchase program	0	455
Purchase of treasury stock in connection with employee incentive program and compensation plan for boards of directors to be held as treasury stock	208	2,123
Proceeds from issuance of common shares	490	991
Other	289	1,007
Net cash provided by (used in) financing activities	62,156	214,391
Net decrease in cash and cash equivalents	4,142	-31,589
Cash and cash equivalents at beginning of period	217,664	-
Cash and cash equivalents at end of period	190,217	-

Unit: Thousand (K) dollars