Financial insights of PEBO

MyFinsight

For the quarter ending 2026-03-31, PEBO made $5,927K in revenue. $29,006K in net income. Net profit margin of 489.39%.

Income Overview

Revenue
$5,927K
Net Income
$29,006K
Net Profit Margin
489.39%
EPS
$0.81
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Revenue from contract with customer-Credit And Debit Card	5,927	7,090*	6,538	6,272
Revenue from contract with customer-Fiduciary And Trust	5,605	5,406*	5,414	5,281
Revenue from contract with customer-Deposit Account	4,267	4,143*	4,274	-
Insurance income	5,580	4,520	4,469	4,549
Lease income	4,581	4,355	3,622	4,189
Bank owned life insurance income	1,162	1,173	1,143	1,112
Mortgage banking income	376	537	245	220
Net loss on investment securities	0	-77	-2,580	0
Revenue from contract with customer-Deposit Account	-	-	-	4,059
Net loss on asset disposals and other transactions	-410	-1,908	-478	-280
Other non-interest income	1,166	1,034	1,180	1,478
Total non-interest income	28,254	26,272	23,827	26,880
Interest and fees on loans and leases	108,690	111,453*	113,157	-
Interest and dividends on taxable investment securities	16,526	12,209*	17,932	-
Interest on tax-exempt investment securities	815	940*	937	-
Other interest income	790	1,146*	782	-
Total interest income	126,821	125,748*	132,808	-
Interest on deposits	28,630	33,495*	33,890	-
Interest on short-term borrowings	4,959	-1,990*	4,044	-
Interest on long-term borrowings	2,812	3,194*	3,525	-
Total interest expense	36,401	34,699*	41,459	-
Net interest income	90,420	91,049	91,349	87,577
Provision for credit losses	9,694	8,050	7,280	16,642
Net interest income after provision for credit losses	80,726	82,999	84,069	70,935
Salaries and employee benefit costs	39,835	39,118	38,698	38,893
Data processing and software expense	7,536	7,401	7,356	7,356
Net occupancy and equipment expense	6,224	5,980	5,896	5,690
Professional fees	2,753	3,168	2,798	3,610
Electronic banking expense	2,081	2,120	2,161	2,018
Operating lease expense	1,804	1,513	1,039	1,053
Amortization of other intangible assets	1,697	2,210	2,211	2,211
Federal deposit insurance corporation ('fdic') insurance expense	1,410	1,350	1,284	1,251
Other loan expenses	1,123	1,219	1,385	1,213
Franchise tax expense	1,004	845	916	678
Marketing expense	886	1,059	1,001	718
Communication expense	589	589	664	712
Travel and entertainment expense	583	556	796	713
Other non-interest expense	4,110	4,166	3,689	4,246
Total non-interest expense	71,635	71,294	69,894	70,362
Income before income taxes	37,345	37,977	38,002	27,453
Income tax expense	8,339	6,223	8,526	6,241
Net income	29,006	31,754	29,476	21,212

Basic EPS	0.82	0.907	0.83	0.6
Diluted EPS	0.81	0.897	0.83	0.59
Basic Average Shares	35,108,649	35,027,634	35,003,054	34,972,065
Diluted Average Shares	35,485,424	35,404,785	35,398,809	35,331,707

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Revenue
$5,927K
Net Income
$29,006K
Net Profit Margin
489.39%
EPS
$0.81
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Revenue
$5,927K
Net Income
$29,006K
Net Profit Margin
489.39%
EPS
$0.81
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue$5,927KNet Income$29,006KNet Profit Margin489.39%EPS$0.81Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$5,927KNet Income$29,006KNet Profit Margin489.39%EPS$0.81Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$5,927K
Net Income
$29,006K
Net Profit Margin
489.39%
EPS
$0.81
Unit: Thousand (K) dollars

Revenue
$5,927K
Net Income
$29,006K
Net Profit Margin
489.39%
EPS
$0.81
Unit: Thousand (K) dollars