For the year ending 2025-12-31.
| Income Statement | 2025-12-31 | 2024-12-31 | ||
|---|---|---|---|---|
| Revenue from contract with customer-Credit And Debit Card | 25,024 | - | ||
| Revenue from contract with customer-Fiduciary And Trust | 21,448 | - | ||
| Revenue from contract with customer-Deposit Account | 16,965 | - | ||
| Revenue from contract with customer | - | 62,239 | ||
| Insurance income | 19,592 | 19,401 | ||
| Lease income | 15,612 | 10,408 | ||
| Bank owned life insurance income | 4,561 | 4,216 | ||
| Mortgage banking income | 1,398 | 1,788 | ||
| Net loss on asset disposals and other transactions | -3,027 | -3,310 | ||
| Net loss on investment securities | -2,659 | -416 | ||
| Other non-interest income | 5,164 | 5,040 | ||
| Total non-interest income | 104,078 | 99,366 | ||
| Interest and fees on loans | 441,058 | - | ||
| Interest and dividends on taxable investment securities | 66,005 | - | ||
| Interest on tax-exempt investment securities | 3,751 | - | ||
| Other interest income | 3,492 | - | ||
| Total interest income | 514,306 | - | ||
| Interest on deposits | 135,165 | - | ||
| Interest on short-term borrowings | 10,142 | - | ||
| Interest on long-term borrowings | 13,769 | - | ||
| Total interest expense | 159,076 | - | ||
| Net interest income | 355,230 | 348,701 | ||
| Provision for (recovery of) credit losses | 42,162 | 24,787 | ||
| Net interest income after provision for (recovery of) credit losses | 313,068 | 323,914 | ||
| Salaries and employee benefit costs | 156,530 | 150,041 | ||
| Net occupancy and equipment expense | 23,178 | 24,151 | ||
| Data processing and software expense | 29,118 | 25,221 | ||
| Professional fees | 12,663 | 12,109 | ||
| Amortization of other intangible assets | 8,845 | 11,161 | ||
| Electronic banking expense | 8,324 | 7,548 | ||
| Marketing expense | 3,681 | 3,914 | ||
| Fdic insurance expense | 5,136 | 4,929 | ||
| Franchise tax expense | 3,368 | 3,222 | ||
| Other loan expenses | 4,936 | 4,147 | ||
| Communication expense | 2,699 | 3,145 | ||
| Operating lease expense | 4,590 | 3,539 | ||
| Travel and entertainment expense | 2,565 | 2,656 | ||
| Other non-interest expense | 16,704 | 18,033 | ||
| Total non-interest expense | 282,337 | 273,816 | ||
| Income before income taxes | 134,809 | 149,464 | ||
| Income tax expense | 28,031 | 32,259 | ||
| Net income | 106,778 | 117,205 | ||
| Basic EPS | 3.03 | 3.34 | ||
| Diluted EPS | 2.99 | 3.31 | ||
| Basic Average Shares | 34,974,619 | 34,779,548 | ||
| Diluted Average Shares | 35,358,109 | 35,147,354 | ||
PEOPLES BANCORP INC (PEBO)
PEOPLES BANCORP INC (PEBO)