For the quarter ending 2025-09-30, PEBO made $188,128K in revenue. $29,476K in net income. Net profit margin of 15.67%.
| Income Statement | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 |
|---|---|---|---|---|
| Net interest income | 91,349 | 87,577 | 85,255 | 86,588 |
| Provision for credit losses | 7,280 | 16,642 | 10,190 | 6,185 |
| Net interest income after provision for credit losses | 84,069 | 70,935 | 75,065 | 80,404 |
| Revenue from contract with customer-Credit And Debit Card | 6,538 | 6,272 | - | - |
| Revenue from contract with customer-Fiduciary And Trust | 5,414 | 5,281 | - | - |
| Insurance income | 4,469 | 4,549 | 6,054 | 5,511 |
| Revenue from contract with customer | - | - | 14,961 | 15,335 |
| Revenue from contract with customer-Deposit Account | 4,274 | - | - | - |
| Lease income | 3,622 | 4,189 | 3,446 | 3,097 |
| Bank owned life insurance income | 1,143 | 1,112 | 1,133 | 1,360 |
| Mortgage banking income | 245 | 220 | 396 | 247 |
| Net loss on asset disposals and other transactions | -478 | -280 | -361 | -1,043 |
| Revenue from contract with customer-Deposit Account | - | 4,059 | - | - |
| Net loss on investment securities | -2,580 | 0 | -2 | 6 |
| Other non-interest income | 1,180 | 1,478 | 1,472 | 288 |
| Total non-interest income | 23,827 | 26,880 | 27,099 | 25,434 |
| Salaries and employee benefit costs | 38,698 | 38,893 | 39,821 | 38,196 |
| Data processing and software expense | 7,356 | 7,356 | 7,005 | 6,184 |
| Net occupancy and equipment expense | 5,896 | 5,690 | 5,612 | 6,052 |
| Professional fees | 2,798 | 3,610 | 3,087 | 3,139 |
| Amortization of other intangible assets | 2,211 | 2,211 | 2,213 | 2,794 |
| Electronic banking expense | 2,161 | 2,018 | 2,025 | 1,882 |
| Other loan expenses | 1,385 | 1,213 | 1,119 | 967 |
| Federal deposit insurance corporation ('fdic') insurance expense | 1,284 | 1,251 | 1,251 | 1,219 |
| Operating lease expense | 1,039 | 1,053 | 985 | 885 |
| Marketing expense | 1,001 | 718 | 903 | 1,131 |
| Franchise tax expense | 916 | 678 | 929 | 773 |
| Travel and entertainment expense | 796 | 713 | 500 | 664 |
| Communication expense | 664 | 712 | 734 | 798 |
| Other non-interest expense | 3,689 | 4,246 | 4,603 | 3,255 |
| Total non-interest expense | 69,894 | 70,362 | 70,787 | 69,484 |
| Income before income taxes | 38,002 | 27,453 | 31,377 | 36,354 |
| Income tax expense | 8,526 | 6,241 | 7,041 | 8,097 |
| Net income | 29,476 | 21,212 | 24,336 | 28,257 |
| Earnings per common share - basic (in usd per share) | 0.83 | 0.6 | 0.69 | 0.805 |
| Earnings per common share - diluted (in usd per share) | 0.83 | 0.59 | 0.68 | 0.8 |
| Weighted-average number of common shares outstanding - basic (in shares) | 35,003,054 | 34,972,065 | 34,895,723 | -17,389,322.5 |
| Weighted-average number of common shares outstanding - diluted (in shares) | 35,398,809 | 35,331,707 | 35,297,135 | -17,584,838.5 |
PEOPLES BANCORP INC (PEBO)
PEOPLES BANCORP INC (PEBO)