PFS: the balance sheet

MyFinsight

For the year ending 2025-12-31, PFS has $24,980,710K in assets. $22,147,498K in debts.

Balance Sheets	2025-12-31
Cash and due from banks	211,484
Available for sale debt securities, at fair value	3,164,756
Held to maturity debt securities, (net of 16,000 allowance as of december31, 2025 and 14,000 as of december31, 2024, respectively)	282,127
Equity securities, at fair value	19,875
Federal home loan bank and other stock	115,687
Loans held for sale	14,710
Total gross loans	19,515,513
Premiums on purchased loans	1,524
Net deferred fees	-12,976
Loans held for investment	19,504,061
Less allowance for credit losses	184,767
Net loans	19,334,004
Foreclosed assets, net	2,015
Banking premises and equipment, net	113,328
Accrued interest receivable	95,798
Intangible assets	782,152
Bank-owned life insurance	414,371
Other assets	445,113
Total assets	24,980,710

Demand deposits	14,402,148
Savings deposits	1,589,259
Certificates of deposit of 250,000 or more	929,989
Other time deposits	2,357,287
Total deposits	19,278,683
Mortgage escrow deposits	40,253
Borrowed funds	2,111,955
Subordinated debentures	406,582
Other liabilities	310,025
Total liabilities	22,147,498
Common stock, 0.01 par value, 200,000,000 shares authorized, 137,565,966 shares issued and 130,619,949 shares outstanding as of december31, 2025, and 130,489,493 shares outstanding as of december31, 2024	1,376
Additional paid-in capital	1,844,949
Retained earnings	1,154,364
Accumulated other comprehensive (loss) income, net of tax	-76,183
Treasury stock	91,294
Total stockholders equity	2,833,212
Total liabilities and stockholders equity	24,980,710

Unit: Thousand (K) dollars (except for numbers of shares and EPS).