Financial insights of PFS

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$79,417K
EPS
$0.61
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Real estate secured loans	191,503	188,115*	197,252	192,792
Commercial loans	77,901	77,073*	81,943	78,854
Consumer loans	9,900	10,008*	10,847	10,464
Available for sale debt securities and federal home loan bank stock	33,282	31,114*	33,578	31,444
Held to maturity debt securities	1,794	1,900*	1,897	1,966
Deposits, federal funds sold and other short-term investments	686	684*	764	788
Total interest and dividend income	315,066	308,892*	326,281	316,308
Deposits	91,936	102,477*	102,094	96,257
Borrowed funds	21,011	10,089*	21,307	24,470
Subordinated debt	8,376	7,900*	8,548	8,487
Total interest expense	121,323	120,465*	131,949	129,214
Net interest income	193,743	188,427*	194,332	187,094
Provision for credit gaines	-2,116	-2,653*	7,044	-2,888
Net interest income after provision for credit losses	195,859	191,080*	187,288	189,982
Fees	10,464	9,719*	11,336	10,736
Wealth management income	7,402	7,807*	7,349	6,948
Insurance agency income	6,850	5,108*	3,852	4,942
Bank-owned life insurance	4,034	2,260*	2,662	2,585
Net gain on securities transactions	0	743*	67	0
Other income	2,703	2,460*	2,153	1,864
Total non-interest income	31,453	28,095*	27,419	27,075
Compensation and employee benefits	66,196	63,457*	63,202	63,249
Net occupancy expense	14,985	14,113*	12,773	13,011
Data processing expense	9,646	9,364*	9,102	9,599
Fdic insurance	2,841	2,764*	3,418	3,341
Merger-related expenses	-	0*	0	0
Amortization of intangibles	8,563	8,583*	9,497	9,497
Advertising and promotion expense	938	927*	1,640	1,429
Other operating expenses	13,972	17,898*	13,460	14,488
Total non-interest expense	117,141	117,104*	113,092	114,614
Income before income tax expense	110,171	102,071*	101,615	102,443
Income tax expense	30,754	26,462*	29,895	30,462
Net income	79,417	75,609	71,720	71,981

Basic EPS	0.61	0.58	0.55	0.55
Diluted EPS	0.61	0.58	0.55	0.55
Basic Average Shares	130,511,676	130,396,450	130,506,517	130,484,287
Diluted Average Shares	130,588,635	130,467,248	130,553,819	130,500,143

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$79,417K
EPS
$0.61
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$79,417K
EPS
$0.61
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$79,417KEPS$0.61Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$79,417KEPS$0.61Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$79,417K
EPS
$0.61
Unit: Thousand (K) dollars

Net Income
$79,417K
EPS
$0.61
Unit: Thousand (K) dollars