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Income Overview

Net Income
$78,147K
EPS
$0.6
Unit: Thousand (K) dollars
Income Statement
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Real estate secured loans
195,381
191,503
188,689*
197,252
Commercial loans
82,757
77,901
77,073*
81,943
Consumer loans
9,953
9,900
9,433*
10,847
Available for sale debt securities, equity securities and federal home loan bank stock
35,975
33,282
31,114*
33,578
Held to maturity debt securities
1,778
1,794
1,900*
1,897
Due from banks, federal funds sold and other short-term investments
751
686
684*
764
Total interest and dividend income
326,595
315,066
308,892*
326,281
Deposits
91,803
91,936
102,477*
102,094
Borrowed funds
23,730
21,011
10,089*
21,307
Subordinated debt
8,382
8,376
7,900*
8,548
Total interest expense
123,915
121,323
120,465*
131,949
Net interest income
202,680
193,743
188,427*
194,332
Provision charge for credit gaines
9,334
-2,116
-2,653*
7,044
Net interest income after provision for credit losses
193,346
195,859
191,080*
187,288
Fees
12,259
10,464
9,719*
11,336
Wealth management income
7,517
7,402
7,807*
7,349
Insurance agency income
5,446
6,850
5,108*
3,852
Bank-owned life insurance
3,798
4,034
2,260*
2,662
Net gain (loss) on securities transactions
-309
0
743*
67
Gain on sale of sba loans
945
-
-
-
Other income
2,317
2,703
2,460*
2,153
Total non-interest income
31,973
31,453
28,095*
27,419
Compensation and employee benefits
67,289
66,196
63,457*
63,202
Net occupancy expense
12,464
14,985
14,113*
12,773
Data processing expense
9,388
9,646
9,364*
9,102
Fdic insurance
3,155
2,841
2,764*
3,418
Amortization of intangibles
8,559
8,563
8,583*
9,497
Advertising and promotion expense
1,513
938
927*
1,640
Core system conversion expense
1,508
-
0*
0
Other operating expenses
15,382
13,972
17,898*
13,460
Total non-interest expense
119,258
117,141
117,104*
113,092
Income before income tax expense
106,061
110,171
102,071*
101,615
Income tax expense
27,914
30,754
26,462*
29,895
Net income
78,147
79,417
75,609
71,720
Basic EPS
0.6
0.61
0.58
0.55
Diluted EPS
0.6
0.61
0.58
0.55
Basic Average Shares
130,330,787
130,511,676
130,396,450
130,506,517
Diluted Average Shares
130,388,396
130,588,635
130,467,248
130,553,819
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Real estate securedloans$195,381K (1.34%↑ Y/Y)Commercial loans$82,757K (4.95%↑ Y/Y)Available for sale debtsecurities, equity...$35,975K (14.41%↑ Y/Y)Consumer loans$9,953K (-4.88%↓ Y/Y)Held to maturity debtsecurities$1,778K (-9.56%↓ Y/Y)Due from banks,federal funds sold and...$751K (-4.70%↓ Y/Y)Total interest anddividend income$326,595K (3.25%↑ Y/Y)Net interest income$202,680K (8.33%↑ Y/Y)Fees$12,259K (14.19%↑ Y/Y)Wealth managementincome$7,517K (8.19%↑ Y/Y)Insurance agency income$5,446K (10.20%↑ Y/Y)Bank-owned life insurance$3,798K (46.92%↑ Y/Y)Other income$2,317K (24.30%↑ Y/Y)Gain on sale of sbaloans$945K Total interestexpense$123,915K (-4.10%↓ Y/Y)Net interest incomeafter provision for...$193,346K (1.77%↑ Y/Y)Total non-interestincome$31,973K (18.09%↑ Y/Y)Provision charge forcredit gaines$9,334K (423.20%↑ Y/Y)Net gain (loss) onsecurities transactions-$309K Deposits$91,803K (-4.63%↓ Y/Y)Borrowed funds$23,730K (-3.02%↓ Y/Y)Subordinated debt$8,382K (-1.24%↓ Y/Y)Income before incometax expense$106,061K (3.53%↑ Y/Y)Total non-interestexpense$119,258K (4.05%↑ Y/Y)Net income$78,147K (8.57%↑ Y/Y)Income tax expense$27,914K (-8.36%↓ Y/Y)Compensation and employeebenefits$67,289K (6.39%↑ Y/Y)Other operatingexpenses$15,382K (6.17%↑ Y/Y)Net occupancyexpense$12,464K (-4.20%↓ Y/Y)Data processingexpense$9,388K (-2.20%↓ Y/Y)Amortization of intangibles$8,559K (-9.88%↓ Y/Y)Fdic insurance$3,155K (-5.57%↓ Y/Y)Advertising and promotionexpense$1,513K (5.88%↑ Y/Y)Core systemconversion expense$1,508K

PROVIDENT FINANCIAL SERVICES INC (PFS)

PROVIDENT FINANCIAL SERVICES INC (PFS)