PFSB: the cash flow

MyFinsight

For the quarter ending 2026-03-31, PFSB had $6,639K increase in cash & cash equivalents over the period.

Cash Flow	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Net income	318	532	416	723
Depreciation	31	32	31	67
Provision for credit losses	15	-5	40	113
Amortization (accretion) of premiums and discounts on debt securities	5	5	2	-18
Deferred income taxes	23	93	-97	60
Change in fair value of equity securities	-114	-28	85	26
Net realized (gain) loss on loan sales	1	1	2	3
Earnings on cash surrender value of life insurance	28	27	28	52
Stock-based compensation expense	40	40	53	-
Esop compensation expense	23	20	17	28
Interest receivable	-48	2	-23	45
Other assets	-4	-110	-32	-38
Purchase of premises and equipment	-	4	2	15
Interest payable and other liabilities	122	-191	165	28
Purchase of fhlb stock	-	0	0	7
Net cash provided by operating activities	704	624	563	949
Purchases of available-for-sale debt securities	-	0	0	7,089
Proceeds from maturities of available-for-sale debt securities	1,718	2,131	3,313	3,989
Proceeds from maturities of held-to-maturity debt securities	985	185	497	1,272
Net change in loans	232	-90	3,456	9,368
Net cash provided (used) in investing activities	2,471	2,402	352	-11,218
Net increase (decrease) in demand deposits, money market, now and savings accounts	3,052	2,300	-6,541	4,661
Net increase in time deposits	613	1,118	864	4,489
Purchase of treasury stock	201	93	584	648
Net cash provided by financing activities	3,464	3,325	-6,261	8,502
Increase (decrease) in cash and cash equivalents	6,639	6,351	-5,346	-1,767
Cash and cash equivalents, beginning of quarter	15,494	9,143	16,256	-
Cash and cash equivalents, end of quarter	22,133	15,494	9,143	-

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.