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Income Overview

Revenue
$7K
Net Income
$437K
Net Profit Margin
6242.86%
EPS
$0.28
Unit: Thousand (K) dollars
Income Statement
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Revenue-Commission Income
7
3
9*
8
Revenue-Customer Service Fees
122
113
119*
117
Net realized gain on loan sales
-
-
2*
-
Revenue-Gains Losses On Sales Of Foreclosed Assets
1
1
-
2
Loan servicing fees
13
13
14
14
Other
31
34
177
116
Total noninterest income
174
164
320
257
Loans, including fees
1,599
1,546
1,558
1,501
Taxable
410
412
432
444
Tax-exempt
129
130
131
133
Dividends
4
6
4
4
Other
215
201
177
176
Total interest and dividend income
2,357
2,295
2,302
2,258
Deposits
772
806
841
829
Net interest income
1,585
1,489
1,461
1,429
Provision for credit gaines
25
15
-5
40
Net interest income after provision for credit losses
1,560
1,474
1,466
1,389
Salaries and employee benefits
676
673
730
639
Occupancy
73
81
93
72
Depreciation
30
31
31
32
Data processing
142
111
97
104
Professional fees
138
96
74
125
Marketing
42
38
23
38
Printing and office supplies
22
27
14
15
Deposit insurance premiums
53
38
21
55
Other
59
149
82
32
Total noninterest expense
1,235
1,244
1,165
1,112
Income before income taxes
499
394
621
534
Provision for income taxes
62
76
89
118
Net income
437
318
532
416
Basic EPS
0.29
0.21
0.373
0.28
Diluted EPS
0.28
0.21
0.358
0.28
Basic Average Shares
1,512,409
1,509,885
1,427,964
1,509,672
Diluted Average Shares
1,552,592
1,546,671
1,484,176
1,509,672
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Loans, including fees$1,599K (12.84%↑ Y/Y)Taxable$410K (-8.69%↓ Y/Y)Other$215K (-15.35%↓ Y/Y)Tax-exempt$129K (-3.73%↓ Y/Y)Dividends$4K (0.00%↑ Y/Y)Total interest anddividend income$2,357K (4.38%↑ Y/Y)Net interest income$1,585K (9.69%↑ Y/Y)Revenue-Customer Service Fees$122K (5.17%↑ Y/Y)Other$31K (-47.46%↓ Y/Y)Loan servicing fees$13K (-13.33%↓ Y/Y)Revenue-Commission Income$7K (0.00%↑ Y/Y)Revenue-Gains Losses On SalesOf Foreclosed...$1K (-50.00%↓ Y/Y)Deposits$772K (-5.04%↓ Y/Y)Net interest incomeafter provision for...$1,560K (12.39%↑ Y/Y)Total noninterestincome$174K (-12.56%↓ Y/Y)Provision for creditgaines$25K (-56.14%↓ Y/Y)Income before incometaxes$499K (-9.60%↓ Y/Y)Total noninterestexpense$1,235K (19.32%↑ Y/Y)Net income$437K (-0.23%↓ Y/Y)Provision for income taxes$62K (-45.61%↓ Y/Y)Salaries and employeebenefits$676K (20.28%↑ Y/Y)Data processing$142K (33.96%↑ Y/Y)Professional fees$138K (24.32%↑ Y/Y)Occupancy$73K (0.00%↑ Y/Y)Other$59K (73.53%↑ Y/Y)Deposit insurancepremiums$53K (32.50%↑ Y/Y)Marketing$42K (-10.64%↓ Y/Y)Depreciation$30K (-9.09%↓ Y/Y)Printing and officesupplies$22K (-24.14%↓ Y/Y)

PFS Bancorp, Inc. (PFSB)

PFS Bancorp, Inc. (PFSB)