Financial insights of PFSB

MyFinsight

For the quarter ending 2025-09-30, PFSB made $3,627K in revenue. $416K in net income. Net profit margin of 11.47%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-09-30
Loans, including fees	1,501	1,417	1,317	1,209
Taxable	444	449	415	408
Tax-exempt	133	134	134	137
Dividends	4	4	7	5
Other	176	254	248	258
Total interest and dividend income	2,258	2,258	2,121	2,017
Deposits	829	813	813	776
Net interest income	1,429	1,445	1,308	1,241
Provision for credit losses	40	57	56	113
Revenue-Commission Income	-	7	-	-
Net interest income after provision for credit losses	1,389	1,388	1,252	1,128
Revenue-Gains Losses On Sales Of Foreclosed Assets	-	2	-	-
Revenue-Commission Income	8	-	-	-
Revenue-Customer Service Fees	117	116	-	-
Revenue-Gains Losses On Sales Of Foreclosed Assets	2	-	-	-
Revenue	-	-	106	120
Loan servicing fees	14	15	15	16
Other	116	59	31	30
Total noninterest income	257	199	152	168
Salaries and employee benefits	639	562	555	594
Occupancy	72	73	89	70
Depreciation	32	33	34	37
Data processing	104	106	146	114
Professional fees	125	111	88	86
Marketing	38	47	37	37
Printing and office supplies	15	29	12	19
Deposit insurance premiums	55	40	40	54
Other	32	34	34	25
Total noninterest expense	1,112	1,035	1,035	1,036
Income before income taxes	534	552	369	260
Provision for income taxes	118	114	84	18
Net income	416	438	285	242

Earnings per share, basic	0.28	0.28	0.18	0.16
Earnings per share, diluted	0.28	0.28	0.18	0.16
Weighted average number of shares outstanding, basic	1,509,672	1,553,758	1,583,514	1,555,970
Weighted average number of shares outstanding, diluted	1,509,672	1,553,758	1,583,514	1,555,970