Financial insights of PFSB

MyFinsight

For the quarter ending 2026-03-31, PFSB made $3K in revenue. $318K in net income. Net profit margin of 10600.00%.

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Revenue-Commission Income	3	11*	8	7
Revenue-Gains Losses On Sales Of Foreclosed Assets	-	-	-	2
Revenue-Customer Service Fees	113	117*	117	116
Net realized gain on loan sales	-	2*	-	-
Revenue-Gains Losses On Sales Of Foreclosed Assets	1	-	2	-
Loan servicing fees	13	14	14	15
Other	34	177	116	59
Total noninterest income	164	320	257	199
Loans, including fees	1,546	1,558	1,501	1,417
Taxable	412	432	444	449
Tax-exempt	130	131	133	134
Dividends	6	4	4	4
Other	201	177	176	254
Total interest and dividend income	2,295	2,302	2,258	2,258
Deposits	806	841	829	813
Net interest income	1,489	1,461	1,429	1,445
Provision for credit gaines	15	-5	40	57
Net interest income after provision for credit losses	1,474	1,466	1,389	1,388
Salaries and employee benefits	673	730	639	562
Occupancy	81	93	72	73
Depreciation	31	31	32	33
Data processing	111	97	104	106
Professional fees	96	74	125	111
Marketing	38	23	38	47
Printing and office supplies	27	14	15	29
Deposit insurance premiums	38	21	55	40
Other	149	82	32	34
Total noninterest expense	1,244	1,165	1,112	1,035
Income before income taxes	394	621	534	552
Provision for income taxes	76	89	118	114
Net income	318	532	416	438

Basic EPS	0.21	0.373	0.28	0.28
Diluted EPS	0.21	0.358	0.28	0.28
Basic Average Shares	1,509,885	1,427,964	1,509,672	1,553,758
Diluted Average Shares	1,546,671	1,484,176	1,509,672	1,553,758

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.