pfsb: the income statement

MyFinsight

PFS Bancorp, Inc. (PFSB)

For the quarter ending 2025-06-30, PFSB made $2,457K in revenue. $438K in net income. Net profit margin of 17.83%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30	2025-03-31	2024-09-30	2024-06-30
Revenue-Commission Income	7	-	-	-
Revenue-Gains Losses On Sales Of Foreclosed Assets	2	-	-	-
Revenue-Customer Service Fees	116	-	-	-
Other	59	31	30	54
Loan servicing fees	15	15	16	16
Revenue	-	106	120	110
Total noninterest income	199	152	168	182
Printing and office supplies	29	12	19	17
Professional fees	111	88	86	116
Other	34	34	25	37
Occupancy	73	89	70	60
Marketing	47	37	37	47
Salaries and employee benefits	562	555	594	528
Data processing	106	146	114	179
Deposit insurance premiums	40	40	54	38
Depreciation	33	34	37	41
Total noninterest expense	1,035	1,035	1,036	1,063
Provision for credit losses	57	56	113	7
Deposits	813	813	776	748
Other	254	248	258	324
Tax-exempt	134	134	137	138
Taxable	449	415	408	397
Loans, including fees	1,417	1,317	1,209	1,132
Dividends	4	7	5	5
Total interest and dividend income	2,258	2,121	2,017	1,996
Net interest income	1,445	1,308	1,241	1,248
Net interest income after provision for credit losses	1,388	1,252	1,128	1,241
Income before income taxes	552	369	260	360
Provision for income taxes	114	84	18	86
Net income	438	285	242	274

Earnings per share, basic	0.28	0.18	0.16	0.18
Earnings per share, diluted	0.28	0.18	0.16	0.18
Weighted average number of shares outstanding, basic	1,553,758	1,583,514	1,555,970	1,554,592
Weighted average number of shares outstanding, diluted	1,553,758	1,583,514	1,555,970	1,554,592

Unit: Thousand (K) dollars (except for numbers of shares and EPS)